Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2016 | 2017 | 2018 | 2018 Q1 | 2018 Q2 | 2018 Q3 | 2018 Q4 | 2019 Q1 | 2019 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 111893.6 | 121145.3 | 122312.6 | 121848.4 | 123840.7 | 126091.7 | 122312.6 | 127646.3 | 129670.6 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 33695.1 | 35989.9 | 37866.7 | 36290.2 | 37014.4 | 37431.9 | 37866.7 | 38656.8 | 38981.5 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 27966.0 | 30085.2 | 31711.6 | 30318.7 | 30984.2 | 31335.7 | 31711.6 | 32419.0 | 32676.2 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 24947.1 | 26806.0 | 28382.8 | 27081.4 | 27585.8 | 28024.8 | 28382.8 | 28986.1 | 29103.3 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3018.9 | 3279.3 | 3328.8 | 3237.3 | 3398.4 | 3310.9 | 3328.8 | 3432.9 | 3572.9 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 395.7 | 412.6 | 437.1 | 418.1 | 424.8 | 432.3 | 437.1 | 444.0 | 450.1 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 178.1 | 189.4 | 198.7 | 193.6 | 195.8 | 197.9 | 198.7 | 202.1 | 206.2 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5155.3 | 5302.6 | 5519.3 | 5359.8 | 5409.5 | 5466.0 | 5519.3 | 5591.7 | 5648.9 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 78198.4 | 85155.4 | 84445.9 | 85558.2 | 86826.3 | 88659.8 | 84445.9 | 88989.5 | 90689.1 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 26.3 | 38.9 | 39.7 | 42.0 | 42.3 | 39.7 | 39.7 | 39.0 | 39.2 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1170.4 | 1354.4 | 1412.7 | 1482.5 | 1393.7 | 1241.2 | 1412.7 | 1481.5 | 1332.6 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9081.0 | 9263.7 | 9674.1 | 9452.2 | 9509.1 | 9558.2 | 9674.1 | 9842.5 | 9877.6 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1558.3 | 1619.4 | 1800.1 | 1597.4 | 1628.4 | 1673.4 | 1800.1 | 1825.4 | 1907.8 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4596.7 | 4678.8 | 5321.3 | 4817.6 | 4980.6 | 5221.9 | 5321.3 | 5458.0 | 5638.0 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1190.0 | 1246.4 | 1826.9 | 1498.2 | 1573.2 | 1812.3 | 1826.9 | 1987.9 | 2016.5 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 399.6 | 473.2 | 583.5 | 447.3 | 495.6 | 574.8 | 583.5 | 546.9 | 593.5 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1870.0 | 1879.8 | 1852.5 | 1815.8 | 1854.1 | 1823.7 | 1852.5 | 1886.6 | 1892.6 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 1137.0 | 1079.3 | 1058.5 | 1056.2 | 1057.7 | 1011.1 | 1058.5 | 1036.6 | 1135.4 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 972.8 | 900.1 | 876.8 | 895.7 | 883.4 | 882.6 | 876.8 | 862.2 | 864.7 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 839.9 | 782.1 | 772.9 | 781.0 | 772.4 | 775.3 | 772.9 | 762.2 | 768.8 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 91.6 | 82.8 | 72.5 | 80.4 | 77.7 | 75.1 | 72.5 | 69.6 | 66.6 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 41.3 | 35.1 | 31.4 | 34.2 | 33.3 | 32.2 | 31.4 | 30.4 | 29.3 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 14851.1 | 17473.0 | 15600.4 | 17258.3 | 17674.4 | 18595.4 | 15600.4 | 17772.2 | 18315.3 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 7289.9 | 8649.2 | 7968.4 | 8676.4 | 8762.5 | 9087.9 | 7968.4 | 8834.3 | 9112.0 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 251.2 | 261.0 | 269.3 | 263.1 | 265.1 | 267.2 | 269.3 | 271.6 | 273.9 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1568.1 | 1626.6 | 1659.1 | 1637.5 | 1655.5 | 1675.9 | 1659.1 | 1692.1 | 1709.8 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 24353.4 | 25906.7 | 25877.0 | 25971.6 | 26242.9 | 26618.7 | 25877.0 | 26736.0 | 27117.7 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 11340.6 | 12191.6 | 12701.9 | 12259.6 | 12577.3 | 12572.3 | 12701.9 | 12927.8 | 13244.8 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1138.8 | 1191.9 | 1245.1 | 1204.4 | 1211.2 | 1225.3 | 1245.1 | 1246.9 | 1255.9 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 14975.8 | 15541.7 | 16027.1 | 15581.5 | 15711.6 | 15895.0 | 16027.1 | 16033.1 | 16208.1 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 216.6 | 218.4 | 216.2 | 219.9 | 219.7 | 216.6 | 216.2 | 215.1 | 214.2 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 14369.1 | 14911.7 | 15378.6 | 14942.8 | 15068.7 | 15249.4 | 15378.6 | 15379.4 | 15551.4 | 32 |
| Households and nonprofit organizations; home mortgages; liability (8) | FL153165105 | 9758.8 | 10039.5 | 10309.7 | 10076.6 | 10156.9 | 10250.1 | 10309.7 | 10337.9 | 10414.6 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 3644.1 | 3828.2 | 4009.8 | 3809.5 | 3852.2 | 3939.1 | 4009.8 | 3999.8 | 4056.5 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 291.3 | 299.1 | 329.8 | 303.1 | 307.4 | 302.2 | 329.8 | 318.6 | 334.6 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 427.2 | 488.2 | 463.3 | 494.6 | 490.8 | 494.3 | 463.3 | 454.9 | 475.1 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 247.7 | 256.7 | 266.0 | 259.0 | 261.3 | 263.6 | 266.0 | 268.2 | 270.5 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 358.9 | 378.5 | 397.4 | 383.2 | 387.9 | 392.6 | 397.4 | 402.1 | 406.8 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 31.3 | 33.1 | 35.0 | 35.5 | 35.4 | 36.2 | 35.0 | 36.4 | 35.7 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 96917.7 | 105603.6 | 106285.4 | 106266.9 | 108129.1 | 110196.7 | 106285.4 | 111613.2 | 113462.5 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 8015.0 | 9105.0 | 8715.0 | 9075.0 | 9170.0 | 9460.0 | 8715.0 | 9441.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 275.1 | 319.0 | 311.3 | 321.6 | 329.0 | 333.8 | 311.3 | 339.4 | 352.5 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 251.9 | 294.4 | 288.8 | 297.4 | 304.7 | 310.4 | 288.8 | 315.8 | 328.0 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 23.2 | 24.6 | 22.5 | 24.2 | 24.3 | 23.4 | 22.5 | 23.6 | 24.5 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 16440.3 | 17199.4 | 18192.7 | 17601.9 | 17913.0 | 18074.9 | 18192.7 | 18365.1 | 18497.4 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 16174.9 | 16919.0 | 17895.9 | 17315.1 | 17621.1 | 17780.0 | 17895.9 | 18065.7 | 18196.2 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 265.4 | 280.4 | 296.8 | 286.9 | 291.9 | 294.8 | 296.8 | 299.3 | 301.2 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1721.5 | 1798.3 | 1899.9 | 1817.6 | 1846.7 | 1868.2 | 1899.9 | 1917.5 | 1940.3 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 14165.1 | 14833.0 | 15741.5 | 15465.4 | 15653.3 | 15842.0 | 16005.4 | 16198.5 | 16390.4 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 684.20 | 711.95 | 675.19 | 687.13 | 690.78 | 695.60 | 664.06 | 689.03 | 692.25 | 50 |
| Households; owners' equity in real estate | FL155035065 | 15188.4 | 16766.5 | 18073.0 | 17004.9 | 17428.9 | 17774.7 | 18073.0 | 18648.1 | 18688.7 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 60.88 | 62.55 | 63.68 | 62.79 | 63.18 | 63.42 | 63.68 | 64.33 | 64.22 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: September 20, 2019