Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2017 | 2018 | 2019 | 2018 Q3 | 2018 Q4 | 2019 Q1 | 2019 Q2 | 2019 Q3 | 2019 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 121547.5 | 123247.4 | 134944.4 | 126497.1 | 123247.4 | 128632.0 | 130629.9 | 131609.5 | 134944.4 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 35960.3 | 37867.4 | 39334.6 | 37418.7 | 37867.4 | 38653.3 | 38975.4 | 39223.4 | 39334.6 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 30055.6 | 31712.3 | 32909.3 | 31322.5 | 31712.3 | 32415.5 | 32669.8 | 32841.9 | 32909.3 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 26805.7 | 28383.4 | 29325.9 | 28025.0 | 28383.4 | 28986.3 | 29101.7 | 29188.9 | 29325.9 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3249.9 | 3328.9 | 3583.4 | 3297.4 | 3328.9 | 3429.2 | 3568.2 | 3653.1 | 3583.4 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 412.6 | 437.1 | 459.1 | 432.3 | 437.1 | 444.0 | 450.1 | 454.1 | 459.1 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 189.4 | 198.7 | 213.9 | 197.9 | 198.7 | 202.1 | 206.2 | 210.2 | 213.9 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5302.6 | 5519.3 | 5752.3 | 5466.0 | 5519.3 | 5591.7 | 5649.2 | 5717.2 | 5752.3 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 85587.3 | 85380.0 | 95609.8 | 89078.3 | 85380.0 | 89978.8 | 91654.5 | 92386.1 | 95609.8 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 38.9 | 39.7 | 33.8 | 39.7 | 39.7 | 39.0 | 37.6 | 36.1 | 33.8 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1324.6 | 1402.4 | 1263.4 | 1234.1 | 1402.4 | 1477.9 | 1346.9 | 1211.1 | 1263.4 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9261.2 | 9664.2 | 10162.5 | 9555.6 | 9664.2 | 9832.5 | 9852.1 | 9995.7 | 10162.5 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1619.3 | 1799.8 | 2148.1 | 1673.3 | 1799.8 | 1825.3 | 1908.0 | 2063.5 | 2148.1 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4516.9 | 5179.2 | 5513.5 | 5050.6 | 5179.2 | 5349.5 | 5574.8 | 5669.6 | 5513.5 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1145.1 | 1716.4 | 1960.7 | 1693.2 | 1716.4 | 1904.6 | 2015.8 | 2002.2 | 1960.7 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 460.3 | 647.9 | 721.3 | 572.1 | 647.9 | 634.0 | 661.9 | 721.5 | 721.3 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1887.1 | 1859.2 | 1894.0 | 1830.0 | 1859.2 | 1893.5 | 1899.2 | 1892.9 | 1894.0 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 1024.5 | 955.7 | 937.6 | 955.3 | 955.7 | 917.5 | 997.9 | 1053.0 | 937.6 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 903.1 | 883.2 | 891.4 | 888.9 | 883.2 | 870.5 | 871.7 | 902.0 | 891.4 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 786.2 | 782.9 | 806.3 | 784.5 | 782.9 | 774.1 | 779.5 | 813.5 | 806.3 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 81.7 | 69.0 | 57.3 | 72.2 | 69.0 | 66.0 | 63.0 | 60.0 | 57.3 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 35.1 | 31.4 | 27.8 | 32.2 | 31.4 | 30.4 | 29.3 | 28.5 | 27.8 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 18110.1 | 16655.5 | 21075.5 | 19168.4 | 16655.5 | 18869.3 | 19408.1 | 19339.7 | 21075.5 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 8654.7 | 7960.8 | 9682.9 | 9088.1 | 7960.8 | 8806.7 | 9026.9 | 9104.2 | 9682.9 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 250.5 | 254.7 | 259.5 | 253.7 | 254.7 | 255.9 | 257.1 | 258.3 | 259.5 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1626.6 | 1659.1 | 1766.4 | 1675.9 | 1659.1 | 1692.1 | 1709.8 | 1729.1 | 1766.4 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 25919.1 | 25904.2 | 27995.6 | 26638.1 | 25904.2 | 26767.5 | 27151.6 | 27327.0 | 27995.6 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 12169.4 | 12732.0 | 13541.9 | 12586.4 | 12732.0 | 12946.5 | 13255.7 | 13492.3 | 13541.9 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1193.0 | 1245.1 | 1275.3 | 1225.6 | 1245.1 | 1246.0 | 1254.1 | 1257.5 | 1275.3 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 15544.7 | 16028.5 | 16576.2 | 15903.0 | 16028.5 | 16035.7 | 16210.5 | 16389.7 | 16576.2 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 218.6 | 216.4 | 212.9 | 216.9 | 216.4 | 215.3 | 214.5 | 214.0 | 212.9 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 14928.6 | 15399.3 | 15935.7 | 15275.4 | 15399.3 | 15402.9 | 15575.9 | 15751.4 | 15935.7 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 10048.5 | 10316.2 | 10610.1 | 10255.9 | 10316.2 | 10345.7 | 10430.1 | 10524.3 | 10610.1 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 3828.2 | 4009.7 | 4190.7 | 3939.1 | 4009.7 | 3999.8 | 4051.6 | 4127.6 | 4190.7 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 299.1 | 333.1 | 345.9 | 312.3 | 333.1 | 322.5 | 336.2 | 333.2 | 345.9 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 488.2 | 463.3 | 499.6 | 494.3 | 463.3 | 454.9 | 474.9 | 480.0 | 499.6 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 264.6 | 276.9 | 289.3 | 273.8 | 276.9 | 280.0 | 283.1 | 286.2 | 289.3 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 364.4 | 377.8 | 390.9 | 374.5 | 377.8 | 381.1 | 384.3 | 387.6 | 390.9 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 33.1 | 35.0 | 36.7 | 36.2 | 35.0 | 36.4 | 35.7 | 36.6 | 36.7 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 106002.8 | 107219.0 | 118368.2 | 110594.0 | 107219.0 | 112596.3 | 114419.4 | 115219.8 | 118368.2 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 9105.0 | 8715.0 | ND | 9460.0 | 8715.0 | 9441.0 | 9715.0 | 9810.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 319.0 | 311.3 | 371.4 | 333.8 | 311.3 | 339.4 | 352.5 | 350.8 | 371.4 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 294.4 | 288.8 | 346.3 | 310.4 | 288.8 | 315.8 | 328.0 | 326.3 | 346.3 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 24.6 | 22.5 | 25.1 | 23.4 | 22.5 | 23.6 | 24.5 | 24.6 | 25.1 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 17199.4 | 18192.7 | 18904.5 | 18074.9 | 18192.7 | 18365.1 | 18497.8 | 18715.4 | 18904.5 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 16919.0 | 17895.9 | 18597.3 | 17780.0 | 17895.9 | 18065.7 | 18196.6 | 18411.0 | 18597.3 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 280.4 | 296.8 | 307.2 | 294.8 | 296.8 | 299.3 | 301.2 | 304.4 | 307.2 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1798.3 | 1899.9 | 1960.9 | 1868.2 | 1899.9 | 1917.5 | 1940.6 | 1951.9 | 1960.9 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 14833.0 | 15741.5 | 16419.9 | 15842.0 | 16005.4 | 16198.5 | 16355.7 | 16501.6 | 16623.7 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 714.64 | 681.12 | 720.88 | 698.11 | 669.89 | 695.10 | 699.57 | 698.24 | 712.04 | 50 |
| Households; owners' equity in real estate | FL155035065 | 16757.2 | 18067.2 | 18715.7 | 17769.1 | 18067.2 | 18640.5 | 18671.5 | 18664.5 | 18715.7 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 62.51 | 63.65 | 63.82 | 63.40 | 63.65 | 64.31 | 64.16 | 63.94 | 63.82 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: March 12, 2020