Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2017 | 2018 | 2019 | 2019 Q1 | 2019 Q2 | 2019 Q3 | 2019 Q4 | 2020 Q1 | 2020 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 120488.8 | 121640.9 | 134954.1 | 127686.8 | 129998.0 | 131262.0 | 134954.1 | 127798.6 | 135435.2 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 35934.4 | 37849.3 | 39926.3 | 38625.6 | 39208.0 | 39624.9 | 39926.3 | 40403.5 | 40886.8 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 30039.9 | 31705.0 | 33526.7 | 32405.3 | 32913.6 | 33269.1 | 33526.7 | 33948.7 | 34406.4 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 26806.6 | 28381.9 | 29928.3 | 28984.3 | 29344.4 | 29610.9 | 29928.3 | 30312.7 | 30761.2 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3233.3 | 3323.1 | 3598.4 | 3421.0 | 3569.2 | 3658.2 | 3598.4 | 3636.0 | 3645.1 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 417.5 | 438.6 | 457.0 | 444.9 | 449.5 | 453.0 | 457.0 | 461.6 | 462.8 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 174.9 | 184.1 | 192.5 | 187.4 | 189.9 | 192.0 | 192.5 | 195.0 | 198.1 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5302.1 | 5521.7 | 5750.1 | 5588.0 | 5655.0 | 5710.9 | 5750.1 | 5798.2 | 5819.5 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 84554.4 | 83791.6 | 95027.8 | 89061.2 | 90790.0 | 91637.1 | 95027.8 | 87395.1 | 94548.4 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 39.1 | 42.0 | 41.0 | 41.3 | 39.8 | 39.7 | 41.0 | 50.4 | 50.2 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1295.0 | 1200.0 | 1230.1 | 1295.7 | 1147.6 | 996.4 | 1230.1 | 1369.6 | 1826.9 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9233.8 | 9631.0 | 10164.0 | 9803.3 | 9830.0 | 10003.9 | 10164.0 | 10524.2 | 11168.7 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1617.9 | 1795.9 | 2204.3 | 1825.2 | 1912.1 | 2072.8 | 2204.3 | 2418.2 | 2615.3 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4467.6 | 5208.9 | 5801.1 | 5318.7 | 5750.2 | 5780.8 | 5801.1 | 5621.8 | 5382.4 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1132.4 | 1708.8 | 2080.8 | 1932.0 | 2056.4 | 2087.8 | 2080.8 | 1792.3 | 1814.1 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 451.9 | 631.1 | 736.1 | 631.4 | 699.5 | 699.9 | 736.1 | 773.5 | 443.4 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1892.5 | 1863.1 | 1900.3 | 1899.3 | 1906.5 | 1898.1 | 1900.3 | 1887.8 | 1905.4 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 990.8 | 1005.9 | 1083.9 | 856.0 | 1087.8 | 1094.9 | 1083.9 | 1168.3 | 1219.5 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 903.0 | 882.1 | 890.1 | 869.9 | 872.0 | 901.4 | 890.1 | 1032.3 | 1005.9 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 786.2 | 782.2 | 804.4 | 773.6 | 779.4 | 812.4 | 804.4 | 950.7 | 928.5 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 81.6 | 68.7 | 58.0 | 66.0 | 63.3 | 60.6 | 58.0 | 55.1 | 51.7 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 35.1 | 31.3 | 27.7 | 30.3 | 29.3 | 28.4 | 27.7 | 26.5 | 25.7 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 18278.2 | 16559.2 | 21287.4 | 19327.4 | 19634.9 | 19789.2 | 21287.4 | 16000.7 | 19518.7 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 8654.8 | 8005.8 | 10038.6 | 9011.4 | 9340.4 | 9380.8 | 10038.6 | 8197.4 | 9519.1 | 24 |
| Nonprofit organizations; grants and trade receivables, including Paycheck Protection Program subsidies receivable; asset (5) | FL163070005 | 255.4 | 262.1 | 269.7 | 264.0 | 265.9 | 267.8 | 269.7 | 271.7 | 278.4 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1626.6 | 1659.1 | 1731.3 | 1689.0 | 1702.5 | 1718.8 | 1731.3 | 1709.2 | 1736.1 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 25900.2 | 25743.9 | 27745.0 | 26614.4 | 26992.9 | 27166.5 | 27745.0 | 26498.6 | 27719.4 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 11089.8 | 11556.5 | 12338.4 | 11755.1 | 12047.9 | 12261.8 | 12338.4 | 12410.8 | 12424.3 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1193.0 | 1245.1 | 1286.9 | 1245.7 | 1253.8 | 1257.2 | 1286.9 | 1290.1 | 1303.0 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 15389.5 | 15876.7 | 16377.4 | 15874.8 | 16041.8 | 16213.4 | 16377.4 | 16450.4 | 16479.8 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 218.7 | 216.4 | 213.2 | 215.4 | 214.7 | 214.3 | 213.2 | 210.3 | 208.0 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 14781.9 | 15260.3 | 15754.6 | 15255.9 | 15422.3 | 15591.3 | 15754.6 | 15825.9 | 15856.6 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 9914.4 | 10185.1 | 10454.9 | 10212.1 | 10290.6 | 10386.0 | 10454.9 | 10511.5 | 10592.4 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 3813.0 | 3998.1 | 4180.6 | 3988.5 | 4040.9 | 4117.3 | 4180.6 | 4139.9 | 4079.1 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 299.1 | 337.0 | 344.8 | 322.6 | 337.0 | 332.2 | 344.8 | 383.7 | 378.9 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 495.9 | 471.0 | 495.9 | 461.3 | 480.0 | 479.7 | 495.9 | 510.1 | 523.4 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 259.4 | 269.1 | 278.4 | 271.4 | 273.7 | 276.1 | 278.4 | 280.7 | 282.9 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 355.9 | 365.0 | 373.1 | 367.0 | 369.1 | 371.1 | 373.1 | 375.1 | 377.2 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 33.1 | 35.0 | 36.5 | 36.4 | 35.7 | 36.6 | 36.5 | 39.0 | 38.1 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 105099.3 | 105764.2 | 118576.7 | 111812.1 | 113956.1 | 115048.6 | 118576.7 | 111348.2 | 118955.3 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 9439.0 | 9250.0 | 11025.0 | 10050.0 | 10350.0 | 10475.0 | 11025.0 | 9511.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 319.0 | 311.3 | 371.4 | 339.4 | 352.5 | 350.8 | 371.4 | 329.7 | 373.5 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 294.4 | 288.8 | 346.3 | 315.8 | 328.0 | 326.3 | 346.3 | 306.0 | 348.2 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 24.6 | 22.5 | 25.1 | 23.6 | 24.5 | 24.6 | 25.1 | 23.8 | 25.3 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 17202.3 | 18195.5 | 18855.7 | 18348.6 | 18485.3 | 18683.7 | 18855.7 | 19033.5 | 19145.0 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 16921.6 | 17898.9 | 18551.3 | 18050.3 | 18185.4 | 18381.4 | 18551.3 | 18726.6 | 18836.5 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 280.8 | 296.6 | 304.3 | 298.3 | 299.8 | 302.3 | 304.3 | 306.9 | 308.5 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1801.7 | 1916.0 | 1997.9 | 1940.8 | 1968.2 | 1984.8 | 1997.9 | 2010.0 | 2009.2 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 14901.9 | 15766.5 | 16348.6 | 16196.0 | 16258.4 | 16400.5 | 16539.6 | 16698.6 | 18306.2 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 705.28 | 670.81 | 725.30 | 690.37 | 700.91 | 701.50 | 716.93 | 666.81 | 649.81 | 50 |
| Households; owners' equity in real estate | FL155035065 | 16892.3 | 18196.8 | 19473.4 | 18772.2 | 19053.8 | 19224.8 | 19473.4 | 19801.2 | 20168.9 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 63.02 | 64.11 | 65.07 | 64.77 | 64.93 | 64.92 | 65.07 | 65.32 | 65.57 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: September 21, 2020