Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2018 | 2019 | 2019 Q1 | 2019 Q2 | 2019 Q3 | 2019 Q4 | 2020 Q1 | 2020 Q2 | 2020 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 121530.6 | 134705.5 | 127517.3 | 129789.3 | 130999.1 | 134705.5 | 127892.0 | 136230.5 | 140310.1 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 37846.8 | 39925.4 | 38618.4 | 39208.5 | 39626.2 | 39925.4 | 40401.7 | 40915.7 | 41597.3 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 31702.4 | 33525.8 | 32398.1 | 32914.1 | 33270.4 | 33525.8 | 33946.9 | 34436.6 | 34866.5 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 28381.3 | 29928.4 | 28985.0 | 29346.5 | 29612.3 | 29928.4 | 30321.8 | 30786.4 | 31232.3 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3321.1 | 3597.4 | 3413.1 | 3567.6 | 3658.2 | 3597.4 | 3625.2 | 3650.2 | 3634.1 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 438.6 | 457.0 | 444.9 | 449.5 | 453.0 | 457.0 | 461.6 | 462.8 | 465.7 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 184.1 | 192.5 | 187.4 | 189.9 | 192.0 | 192.5 | 195.0 | 198.0 | 200.4 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5521.7 | 5750.1 | 5588.0 | 5655.0 | 5710.9 | 5750.1 | 5798.2 | 5818.2 | 6064.7 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 83683.8 | 94780.0 | 88898.9 | 90580.8 | 91372.9 | 94780.0 | 87490.3 | 95314.8 | 98712.8 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 42.0 | 41.0 | 41.3 | 39.8 | 39.7 | 41.0 | 50.4 | 50.2 | 51.6 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1199.3 | 1231.1 | 1295.0 | 1147.0 | 995.6 | 1231.1 | 1391.9 | 1767.9 | 2091.5 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9628.6 | 10161.4 | 9800.5 | 9828.0 | 10002.1 | 10161.4 | 10507.1 | 11140.1 | 11289.3 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1795.7 | 2204.0 | 1825.0 | 1911.9 | 2072.6 | 2204.0 | 2418.0 | 2615.0 | 2462.5 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 5106.3 | 5584.8 | 5153.4 | 5521.2 | 5535.2 | 5584.8 | 5229.3 | 5095.7 | 4904.6 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1653.2 | 1971.4 | 1831.4 | 1922.5 | 1953.3 | 1971.4 | 1520.4 | 1553.1 | 1711.7 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 589.2 | 703.4 | 581.6 | 628.0 | 650.1 | 703.4 | 711.0 | 398.2 | 328.8 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1862.6 | 1900.9 | 1898.7 | 1905.8 | 1898.3 | 1900.9 | 1876.7 | 1896.7 | 1910.0 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 1001.3 | 1009.1 | 841.7 | 1064.9 | 1033.5 | 1009.1 | 1121.2 | 1247.7 | 954.0 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 897.5 | 914.8 | 887.3 | 892.2 | 924.1 | 914.8 | 1058.2 | 1033.4 | 998.7 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 781.6 | 805.1 | 773.1 | 779.7 | 813.1 | 805.1 | 950.7 | 928.5 | 895.1 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 84.6 | 82.0 | 83.9 | 83.2 | 82.5 | 82.0 | 80.9 | 79.2 | 78.1 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 31.3 | 27.7 | 30.3 | 29.3 | 28.4 | 27.7 | 26.5 | 25.7 | 25.5 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 16558.9 | 21232.5 | 19336.5 | 19641.6 | 19749.2 | 21232.5 | 16429.6 | 20459.3 | 22322.2 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 8005.8 | 10049.7 | 9011.4 | 9340.4 | 9386.1 | 10049.7 | 8221.7 | 9535.1 | 10103.8 | 24 |
| Nonprofit organizations; grants and trade receivables, including Paycheck Protection Program receivable; asset (5) | FL163070005 | 262.1 | 269.7 | 264.0 | 265.9 | 267.8 | 269.7 | 271.7 | 278.4 | 287.1 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1659.1 | 1731.3 | 1689.0 | 1702.5 | 1718.8 | 1731.3 | 1709.2 | 1736.1 | 1761.7 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 25743.2 | 27744.5 | 26613.6 | 26992.0 | 27166.0 | 27744.5 | 26497.4 | 27727.1 | 28357.8 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 11540.2 | 12328.4 | 11736.2 | 12044.6 | 12258.6 | 12328.4 | 12415.8 | 12573.5 | 12754.2 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1245.1 | 1286.9 | 1245.7 | 1253.8 | 1257.2 | 1286.9 | 1290.1 | 1303.0 | 1327.8 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 15904.9 | 16411.0 | 15904.3 | 16076.6 | 16247.4 | 16411.0 | 16483.5 | 16528.1 | 16790.3 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 216.2 | 213.1 | 215.2 | 214.6 | 214.2 | 213.1 | 210.3 | 208.0 | 206.7 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 15288.6 | 15788.3 | 15285.6 | 15457.3 | 15625.5 | 15788.3 | 15859.1 | 15904.8 | 16166.8 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 10211.5 | 10483.6 | 10239.7 | 10323.7 | 10415.4 | 10483.6 | 10544.5 | 10629.9 | 10787.5 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 3998.1 | 4180.7 | 3988.5 | 4040.9 | 4117.5 | 4180.7 | 4140.0 | 4089.8 | 4136.2 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 338.9 | 349.6 | 324.7 | 338.9 | 336.8 | 349.6 | 383.8 | 378.8 | 364.1 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 471.0 | 495.9 | 461.3 | 480.0 | 479.7 | 495.9 | 510.1 | 523.5 | 593.8 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 269.1 | 278.4 | 271.4 | 273.7 | 276.1 | 278.4 | 280.7 | 282.9 | 285.2 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 365.0 | 373.1 | 367.0 | 369.1 | 371.1 | 373.1 | 375.1 | 377.2 | 379.2 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 35.0 | 36.5 | 36.4 | 35.7 | 36.6 | 36.5 | 39.0 | 38.1 | 37.7 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 105625.8 | 118294.4 | 111613.0 | 113712.7 | 114751.7 | 118294.4 | 111408.5 | 119702.4 | 123519.7 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 9250.0 | 11025.0 | 10050.0 | 10350.0 | 10475.0 | 11025.0 | 9511.0 | 10796.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 311.3 | 371.4 | 339.4 | 352.5 | 350.8 | 371.4 | 329.7 | 373.5 | 387.4 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 288.8 | 346.3 | 315.8 | 328.0 | 326.3 | 346.3 | 306.0 | 348.2 | 361.7 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 22.5 | 25.1 | 23.6 | 24.5 | 24.6 | 25.1 | 23.8 | 25.3 | 25.8 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 18195.5 | 18855.7 | 18348.6 | 18485.3 | 18683.7 | 18855.7 | 19033.5 | 19122.2 | 19619.4 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 17898.9 | 18551.3 | 18050.3 | 18185.4 | 18381.4 | 18551.3 | 18726.6 | 18814.1 | 19303.5 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 296.6 | 304.3 | 298.3 | 299.8 | 302.3 | 304.3 | 306.9 | 308.1 | 315.9 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1916.0 | 1997.9 | 1940.8 | 1968.2 | 1984.8 | 1997.9 | 2010.0 | 2007.6 | 2013.0 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 15766.5 | 16348.6 | 16196.0 | 16258.4 | 16400.5 | 16539.6 | 16698.6 | 18360.8 | 17739.8 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 669.94 | 723.57 | 689.14 | 699.41 | 699.69 | 715.22 | 667.17 | 651.95 | 696.29 | 50 |
| Households; owners' equity in real estate | FL155035065 | 18169.8 | 19444.7 | 18745.3 | 19022.9 | 19196.8 | 19444.7 | 19777.2 | 20156.5 | 20444.8 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 64.02 | 64.97 | 64.67 | 64.82 | 64.83 | 64.97 | 65.22 | 65.47 | 65.46 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: December 10, 2020