Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2017 | 2018 | 2019 | 2020 | 2020 Q1 | 2020 Q2 | 2020 Q3 | 2020 Q4 | 2021 Q1 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 119974.0 | 121255.6 | 134298.9 | 148976.3 | 127844.8 | 136129.5 | 140624.6 | 148976.3 | 154160.7 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 35938.6 | 37937.2 | 39962.9 | 43440.9 | 40677.2 | 41375.6 | 42302.9 | 43440.9 | 44598.5 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 30044.1 | 31792.9 | 33563.2 | 36589.3 | 34222.4 | 34896.6 | 35572.7 | 36589.3 | 37557.7 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 26842.2 | 28507.9 | 29993.7 | 32838.8 | 30624.2 | 31272.9 | 31953.1 | 32838.8 | 33776.6 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3201.9 | 3285.0 | 3569.5 | 3750.5 | 3598.1 | 3623.7 | 3619.6 | 3750.5 | 3781.1 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 417.5 | 438.6 | 457.0 | 467.9 | 461.6 | 462.8 | 465.7 | 467.9 | 473.9 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 174.9 | 184.1 | 192.5 | 203.8 | 195.0 | 198.0 | 200.5 | 203.8 | 205.0 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5302.1 | 5521.7 | 5750.1 | 6179.9 | 5798.2 | 5818.2 | 6064.0 | 6179.9 | 6361.9 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 84035.4 | 83318.4 | 94336.1 | 105535.4 | 87167.6 | 94753.9 | 98321.7 | 105535.4 | 109562.2 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 39.1 | 42.0 | 41.0 | 46.6 | 50.4 | 44.0 | 47.9 | 46.6 | 47.7 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1295.0 | 1208.7 | 1180.3 | 2886.9 | 1325.5 | 1601.6 | 1744.8 | 2886.9 | 3355.3 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9233.8 | 9661.4 | 10194.2 | 10807.7 | 10533.4 | 11161.3 | 11267.0 | 10807.7 | 11187.6 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1617.9 | 1799.0 | 2219.4 | 2595.1 | 2417.8 | 2689.9 | 2665.0 | 2595.1 | 2783.2 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4391.1 | 5079.5 | 5653.1 | 5116.9 | 5286.7 | 5166.4 | 4976.7 | 5116.9 | 4639.7 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1094.2 | 1647.6 | 1963.3 | 1677.7 | 1500.1 | 1450.4 | 1522.6 | 1677.7 | 1539.5 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 436.3 | 593.5 | 698.5 | 290.5 | 710.4 | 434.8 | 366.6 | 290.5 | 100.7 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1897.8 | 1868.0 | 1901.4 | 1920.5 | 1878.8 | 1900.7 | 1906.8 | 1920.5 | 1888.3 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 962.8 | 970.5 | 1089.9 | 1228.1 | 1197.4 | 1380.5 | 1180.6 | 1228.1 | 1111.2 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 993.3 | 976.9 | 1010.1 | 1120.9 | 1165.4 | 1137.2 | 1098.9 | 1120.9 | 1132.6 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 867.7 | 861.0 | 900.4 | 1019.0 | 1058.1 | 1032.4 | 995.4 | 1019.0 | 1031.8 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 90.4 | 84.6 | 82.1 | 76.6 | 80.8 | 79.1 | 78.0 | 76.6 | 75.7 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 35.1 | 31.3 | 27.7 | 25.3 | 26.5 | 25.7 | 25.5 | 25.3 | 25.0 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 17974.1 | 16301.7 | 20860.6 | 25890.9 | 16210.9 | 19940.6 | 22014.6 | 25890.9 | 28284.8 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 8656.9 | 8005.0 | 10044.1 | 11223.4 | 8199.9 | 9520.8 | 10129.1 | 11223.4 | 11661.1 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 255.4 | 262.1 | 269.7 | 277.6 | 271.7 | 273.6 | 275.6 | 277.6 | 279.5 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1626.6 | 1659.1 | 1731.3 | 1867.0 | 1733.7 | 1776.1 | 1811.9 | 1867.0 | 1854.2 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 25898.8 | 25745.0 | 27729.3 | 29466.2 | 26469.3 | 27737.1 | 28369.1 | 29466.2 | 29875.9 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 10860.6 | 11332.9 | 12116.1 | 12908.1 | 12216.4 | 12408.4 | 12603.7 | 12908.1 | 13113.9 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1193.0 | 1245.1 | 1286.9 | 1328.2 | 1286.6 | 1296.8 | 1317.5 | 1328.2 | 1346.8 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 15420.5 | 15905.6 | 16420.7 | 17056.0 | 16489.6 | 16503.1 | 16768.0 | 17056.0 | 17243.6 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 217.5 | 215.1 | 211.8 | 202.1 | 208.9 | 206.6 | 205.3 | 202.1 | 202.1 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 14814.0 | 15290.5 | 15799.3 | 16436.1 | 15866.5 | 15881.2 | 16145.8 | 16436.1 | 16619.5 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 9928.8 | 10204.4 | 10482.4 | 10924.7 | 10543.7 | 10626.1 | 10784.6 | 10924.7 | 11041.5 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 3830.8 | 4007.0 | 4192.6 | 4187.8 | 4148.2 | 4097.9 | 4143.9 | 4187.8 | 4163.2 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 299.1 | 339.0 | 350.0 | 370.3 | 383.9 | 378.5 | 364.4 | 370.3 | 369.0 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 495.9 | 471.0 | 495.9 | 665.9 | 510.1 | 495.8 | 567.9 | 665.9 | 756.1 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 259.4 | 269.1 | 278.4 | 287.4 | 280.7 | 282.9 | 285.2 | 287.4 | 289.7 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 355.9 | 365.0 | 373.1 | 381.3 | 375.1 | 377.2 | 379.2 | 381.3 | 383.3 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 33.1 | 35.0 | 36.5 | 36.6 | 39.0 | 38.1 | 37.7 | 36.6 | 38.7 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 104553.5 | 105350.0 | 117878.2 | 131920.3 | 111355.2 | 119626.4 | 123856.6 | 131920.3 | 136917.1 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 9439.0 | 9135.0 | 10850.0 | 12210.0 | 9365.0 | 10640.0 | 11190.0 | 12210.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 319.0 | 311.3 | 371.4 | 425.3 | 329.9 | 373.5 | 387.4 | 425.3 | 438.4 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 294.4 | 288.8 | 346.3 | 398.6 | 306.2 | 348.2 | 361.7 | 398.6 | 412.3 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 24.6 | 22.5 | 25.1 | 26.7 | 23.7 | 25.3 | 25.8 | 26.7 | 26.0 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 17202.3 | 18195.5 | 18855.7 | 20017.5 | 19033.5 | 19122.2 | 19621.4 | 20017.5 | 20693.0 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 16921.6 | 17898.9 | 18551.3 | 19695.6 | 18726.6 | 18814.1 | 19305.5 | 19695.6 | 20360.5 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 280.8 | 296.6 | 304.3 | 322.0 | 306.9 | 308.1 | 315.9 | 322.0 | 332.5 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1801.7 | 1916.0 | 1997.9 | 2014.7 | 2010.0 | 2007.6 | 2012.3 | 2014.7 | 2036.2 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 14901.9 | 15766.5 | 16348.6 | 17525.3 | 16698.6 | 18360.8 | 17661.9 | 17379.7 | 19777.3 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 701.61 | 668.19 | 721.03 | 752.74 | 666.85 | 651.53 | 701.26 | 759.05 | 692.29 | 50 |
| Households; owners' equity in real estate | FL155035065 | 16913.4 | 18303.5 | 19511.3 | 21914.1 | 20080.6 | 20646.8 | 21168.5 | 21914.1 | 22735.1 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 63.01 | 64.21 | 65.05 | 66.73 | 65.57 | 66.02 | 66.25 | 66.73 | 67.31 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: June 10, 2021