Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2018 | 2019 | 2020 | 2020 Q1 | 2020 Q2 | 2020 Q3 | 2020 Q4 | 2021 Q1 | 2021 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 120345.3 | 133338.4 | 147817.4 | 127146.3 | 135072.5 | 139595.0 | 147817.4 | 153145.6 | 159341.9 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 37932.8 | 39951.3 | 43375.3 | 40650.4 | 41330.4 | 42239.0 | 43375.3 | 44547.8 | 46192.5 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 31794.7 | 33567.4 | 36602.5 | 34226.6 | 34895.6 | 35578.7 | 36602.5 | 37578.2 | 38796.2 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 28507.5 | 29993.1 | 32837.7 | 30624.4 | 31269.5 | 31948.6 | 32837.7 | 33776.3 | 34878.8 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3287.2 | 3574.3 | 3764.8 | 3602.2 | 3626.1 | 3630.1 | 3764.8 | 3801.9 | 3917.4 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 438.5 | 459.3 | 485.6 | 468.4 | 474.0 | 479.6 | 485.6 | 495.5 | 498.6 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 186.8 | 194.2 | 206.1 | 196.7 | 200.2 | 202.9 | 206.1 | 207.1 | 209.6 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5512.7 | 5730.5 | 6081.0 | 5758.7 | 5760.7 | 5977.8 | 6081.0 | 6267.1 | 6688.2 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 82412.5 | 93387.0 | 104442.1 | 86495.9 | 93742.1 | 97356.0 | 104442.1 | 108597.8 | 113149.4 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 41.8 | 40.8 | 48.6 | 50.2 | 43.7 | 47.7 | 48.6 | 50.0 | 49.4 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1208.7 | 1173.4 | 2885.5 | 1316.0 | 1592.8 | 1738.8 | 2885.5 | 3314.6 | 3642.2 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9295.7 | 9834.5 | 10310.5 | 10118.1 | 10646.8 | 10753.0 | 10310.5 | 10794.2 | 10624.6 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1799.0 | 2210.7 | 2548.2 | 2396.8 | 2660.0 | 2626.3 | 2548.2 | 2728.4 | 2772.8 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4424.1 | 4727.1 | 4492.7 | 4573.8 | 4316.5 | 4111.8 | 4492.7 | 3953.5 | 3772.1 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1659.2 | 1775.1 | 1747.5 | 1424.1 | 1322.4 | 1395.4 | 1747.5 | 1505.3 | 1357.4 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 587.9 | 685.4 | 314.8 | 695.0 | 443.7 | 371.3 | 314.8 | 212.0 | 246.7 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1882.2 | 1904.9 | 1923.3 | 1882.5 | 1904.9 | 1911.5 | 1923.3 | 1883.5 | 1878.4 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 294.8 | 361.7 | 507.0 | 572.2 | 645.5 | 433.7 | 507.0 | 352.6 | 289.6 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1115.3 | 1148.0 | 1257.4 | 1303.3 | 1274.7 | 1235.5 | 1257.4 | 1268.5 | 1283.0 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 999.4 | 1038.7 | 1156.6 | 1196.4 | 1170.5 | 1133.3 | 1156.6 | 1168.9 | 1185.2 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 84.6 | 82.1 | 76.6 | 80.8 | 79.1 | 78.0 | 76.6 | 75.7 | 74.2 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 31.3 | 27.3 | 24.1 | 26.1 | 25.1 | 24.3 | 24.1 | 23.9 | 23.6 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 16269.8 | 20989.3 | 25634.0 | 16420.9 | 20108.1 | 22198.6 | 25634.0 | 28038.6 | 30490.0 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 7998.8 | 9966.1 | 11074.8 | 8143.8 | 9433.1 | 10025.6 | 11074.8 | 11553.9 | 12290.4 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 263.7 | 271.3 | 279.0 | 273.2 | 275.2 | 277.1 | 279.0 | 280.7 | 282.4 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1659.1 | 1731.3 | 1867.0 | 1733.7 | 1776.1 | 1811.9 | 1867.0 | 1854.2 | 1886.5 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 25812.9 | 27994.1 | 29797.8 | 26751.0 | 28039.7 | 28696.9 | 29797.8 | 30199.0 | 30951.0 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 11278.5 | 12013.5 | 12891.1 | 12128.5 | 12269.0 | 12492.2 | 12891.1 | 13187.0 | 13706.8 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1245.1 | 1286.9 | 1355.6 | 1286.6 | 1306.3 | 1340.5 | 1355.6 | 1375.2 | 1398.2 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 16000.2 | 16506.7 | 17129.8 | 16573.2 | 16581.1 | 16846.4 | 17129.8 | 17327.4 | 17674.4 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 216.0 | 212.8 | 202.8 | 209.8 | 207.6 | 206.3 | 202.8 | 203.5 | 203.3 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 15386.6 | 15887.9 | 16514.1 | 15953.1 | 15962.5 | 16227.9 | 16514.1 | 16707.2 | 17053.5 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 10204.4 | 10482.8 | 10925.7 | 10544.4 | 10626.7 | 10785.8 | 10925.7 | 11047.5 | 11270.3 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4007.0 | 4192.2 | 4185.0 | 4147.8 | 4097.3 | 4142.7 | 4185.0 | 4167.2 | 4266.5 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 339.0 | 350.2 | 370.5 | 383.9 | 375.8 | 364.6 | 370.5 | 369.8 | 371.5 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 580.0 | 603.8 | 772.4 | 617.7 | 603.0 | 674.7 | 772.4 | 862.1 | 884.2 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 256.1 | 259.0 | 260.4 | 259.3 | 259.7 | 260.0 | 260.4 | 260.7 | 260.9 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 362.6 | 369.5 | 376.3 | 371.2 | 372.9 | 374.6 | 376.3 | 378.0 | 379.7 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 35.0 | 36.5 | 36.6 | 39.0 | 38.1 | 37.7 | 36.6 | 38.7 | 37.9 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 104345.0 | 116831.7 | 130687.6 | 110573.1 | 118491.4 | 122748.6 | 130687.6 | 135818.1 | 141667.5 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 9135.0 | 10850.0 | 12210.0 | 9365.0 | 10640.0 | 11190.0 | 12210.0 | 12555.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 311.3 | 371.4 | 425.3 | 329.9 | 373.5 | 387.4 | 425.3 | 438.4 | 464.3 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 288.8 | 346.3 | 398.6 | 306.2 | 348.2 | 361.7 | 398.6 | 412.3 | 437.2 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 22.5 | 25.1 | 26.7 | 23.7 | 25.3 | 25.8 | 26.7 | 26.0 | 27.2 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 18193.7 | 18882.9 | 20254.8 | 19114.8 | 19257.0 | 19805.3 | 20254.8 | 20960.8 | 21814.2 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 17897.4 | 18578.7 | 19935.6 | 18808.6 | 18950.3 | 19491.5 | 19935.6 | 20631.0 | 21471.5 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 296.3 | 304.2 | 319.2 | 306.2 | 306.8 | 313.8 | 319.2 | 329.8 | 342.7 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1916.2 | 2010.6 | 2055.3 | 2030.2 | 2034.6 | 2046.5 | 2055.3 | 2077.9 | 2125.0 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 15629.7 | 16219.3 | 17432.0 | 16600.6 | 18249.6 | 17595.7 | 17282.2 | 19455.3 | 18014.5 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 667.61 | 720.33 | 749.70 | 666.08 | 649.28 | 697.61 | 756.20 | 698.11 | 786.41 | 50 |
| Households; owners' equity in real estate | FL155035065 | 18303.1 | 19510.3 | 21912.0 | 20080.0 | 20642.8 | 21162.8 | 21912.0 | 22728.8 | 23608.5 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 64.20 | 65.05 | 66.73 | 65.57 | 66.02 | 66.24 | 66.73 | 67.29 | 67.69 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: September 23, 2021