Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2019 | 2020 | 2021 | 2020 Q3 | 2020 Q4 | 2021 Q1 | 2021 Q2 | 2021 Q3 | 2021 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 133281.8 | 148467.0 | 168642.1 | 139615.7 | 148467.0 | 153956.9 | 159967.5 | 162957.9 | 168642.1 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 39918.2 | 43529.0 | 50426.4 | 42324.6 | 43529.0 | 44946.0 | 46878.5 | 48643.7 | 50426.4 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 33534.2 | 36756.2 | 42399.5 | 35664.3 | 36756.2 | 37976.4 | 39481.5 | 40947.5 | 42399.5 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 29993.1 | 32989.1 | 38105.5 | 32047.7 | 32989.1 | 34179.0 | 35549.7 | 36812.2 | 38105.5 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3541.1 | 3767.1 | 4294.0 | 3616.6 | 3767.1 | 3797.4 | 3931.8 | 4135.3 | 4294.0 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 459.3 | 485.6 | 525.6 | 479.6 | 485.6 | 495.5 | 498.6 | 510.7 | 525.6 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 194.2 | 206.1 | 213.7 | 202.9 | 206.1 | 207.1 | 209.4 | 211.4 | 213.7 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5730.5 | 6081.0 | 7287.7 | 5977.8 | 6081.0 | 6267.1 | 6688.9 | 6974.2 | 7287.7 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 93363.6 | 104938.0 | 118215.7 | 97291.1 | 104938.0 | 109010.9 | 113089.0 | 114314.2 | 118215.7 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 40.8 | 48.6 | 46.0 | 47.7 | 48.6 | 50.0 | 48.9 | 48.3 | 46.0 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1163.3 | 2863.0 | 4064.0 | 1648.2 | 2863.0 | 3238.3 | 3601.4 | 3722.9 | 4064.0 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9793.5 | 10282.2 | 11053.0 | 10719.0 | 10282.2 | 10763.1 | 10578.9 | 10749.4 | 11053.0 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 2270.5 | 2675.9 | 2944.2 | 2771.7 | 2675.9 | 2885.8 | 2932.8 | 2849.8 | 2944.2 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4714.0 | 4416.7 | 3145.6 | 3984.6 | 4416.7 | 3807.1 | 3243.3 | 3386.1 | 3145.6 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1668.9 | 1518.3 | 779.6 | 1149.6 | 1518.3 | 1279.2 | 796.3 | 941.4 | 779.6 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 610.2 | 306.6 | 92.7 | 335.6 | 306.6 | 201.1 | 196.6 | 106.9 | 92.7 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1928.0 | 1940.6 | 1815.2 | 1933.7 | 1940.6 | 1899.7 | 1893.5 | 1833.1 | 1815.2 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 506.9 | 651.3 | 458.0 | 565.8 | 651.3 | 427.2 | 356.9 | 504.7 | 458.0 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1147.9 | 1261.2 | 1387.3 | 1238.4 | 1261.2 | 1272.5 | 1287.2 | 1336.4 | 1387.3 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 1038.6 | 1156.6 | 1288.4 | 1133.3 | 1156.6 | 1168.9 | 1185.2 | 1235.9 | 1288.4 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 82.1 | 80.5 | 75.8 | 80.9 | 80.5 | 79.8 | 78.4 | 77.1 | 75.8 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 27.3 | 24.1 | 23.1 | 24.3 | 24.1 | 23.9 | 23.6 | 23.3 | 23.1 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 21051.8 | 26106.9 | 32502.6 | 22244.0 | 26106.9 | 28555.9 | 30928.6 | 30871.5 | 32502.6 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 9958.6 | 11078.2 | 12560.5 | 10027.0 | 11078.2 | 11548.7 | 12154.8 | 12135.7 | 12560.5 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 271.3 | 279.0 | 285.9 | 277.1 | 279.0 | 280.7 | 282.4 | 284.2 | 285.9 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1731.3 | 1867.0 | 1929.4 | 1811.9 | 1867.0 | 1854.2 | 1886.5 | 1897.1 | 1929.4 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 27994.1 | 29799.9 | 31751.9 | 28695.5 | 29799.9 | 30199.7 | 30943.3 | 31021.6 | 31751.9 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 11939.5 | 12891.2 | 15125.1 | 12476.0 | 12891.2 | 13175.0 | 13810.2 | 14592.2 | 15125.1 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1286.9 | 1368.2 | 1420.2 | 1349.9 | 1368.2 | 1380.1 | 1390.6 | 1418.9 | 1420.2 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 16505.1 | 17123.5 | 18352.6 | 16841.3 | 17123.5 | 17321.2 | 17660.7 | 17965.6 | 18352.6 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 212.9 | 202.5 | 201.0 | 206.4 | 202.5 | 203.2 | 202.9 | 201.9 | 201.0 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 15886.2 | 16508.2 | 17731.8 | 16222.6 | 16508.2 | 16701.4 | 17040.2 | 17344.5 | 17731.8 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 10481.0 | 10919.7 | 11742.5 | 10780.5 | 10919.7 | 11041.0 | 11263.8 | 11497.3 | 11742.5 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4192.2 | 4184.9 | 4434.4 | 4142.7 | 4184.9 | 4167.2 | 4259.6 | 4338.1 | 4434.4 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 350.2 | 370.7 | 423.8 | 364.7 | 370.7 | 370.3 | 371.7 | 384.9 | 423.8 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 603.9 | 772.4 | 869.6 | 674.7 | 772.4 | 862.1 | 884.2 | 863.0 | 869.6 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 259.0 | 260.4 | 261.5 | 260.0 | 260.4 | 260.7 | 260.9 | 261.2 | 261.5 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 369.5 | 376.3 | 383.0 | 374.6 | 376.3 | 378.0 | 379.7 | 381.3 | 383.0 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 36.5 | 36.6 | 36.7 | 37.7 | 36.6 | 38.7 | 37.9 | 37.9 | 36.7 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 116776.7 | 131343.5 | 150289.5 | 122774.4 | 131343.5 | 136635.7 | 142306.8 | 144992.3 | 150289.5 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 10850.0 | 12210.0 | ND | 11190.0 | 12210.0 | 12555.0 | 13237.0 | 13163.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 371.4 | 425.3 | 480.2 | 387.4 | 425.3 | 438.4 | 464.3 | 458.6 | 480.2 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 346.3 | 398.6 | 452.6 | 361.7 | 398.6 | 412.3 | 437.2 | 431.2 | 452.6 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 25.1 | 26.7 | 27.7 | 25.8 | 26.7 | 26.0 | 27.2 | 27.3 | 27.7 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 18882.9 | 20254.8 | 23411.7 | 19805.3 | 20254.8 | 20960.8 | 21818.1 | 22653.6 | 23411.7 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 18578.7 | 19935.6 | 23044.6 | 19491.5 | 19935.6 | 20631.0 | 21475.3 | 22297.9 | 23044.6 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 304.2 | 319.2 | 367.1 | 313.8 | 319.2 | 329.8 | 342.8 | 355.8 | 367.1 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2010.6 | 2055.3 | 2307.8 | 2046.5 | 2055.3 | 2077.9 | 2125.5 | 2184.3 | 2307.8 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 16219.3 | 17432.0 | 18494.2 | 17595.7 | 17282.2 | 19455.3 | 18137.4 | 18182.7 | 18201.7 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 719.99 | 753.46 | 812.63 | 697.75 | 759.99 | 702.31 | 784.60 | 797.42 | 825.69 | 50 |
| Households; owners' equity in real estate | FL155035065 | 19512.1 | 22069.4 | 26363.0 | 21267.2 | 22069.4 | 23138.0 | 24285.9 | 25314.9 | 26363.0 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 65.06 | 66.90 | 69.18 | 66.36 | 66.90 | 67.70 | 68.32 | 68.77 | 69.18 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: March 10, 2022