Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2018 | 2019 | 2020 | 2021 | 2021 Q1 | 2021 Q2 | 2021 Q3 | 2021 Q4 | 2022 Q1 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 120029.5 | 133202.5 | 148825.3 | 168176.7 | 153891.7 | 159747.2 | 162932.0 | 168176.7 | 167916.8 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 37893.0 | 39900.5 | 43523.1 | 50454.5 | 44945.0 | 46880.1 | 48651.3 | 50454.5 | 52408.6 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 31755.0 | 33516.6 | 36750.3 | 42429.4 | 37975.4 | 39483.2 | 40955.1 | 42429.4 | 44117.1 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 28507.5 | 29993.1 | 32997.5 | 38115.2 | 34187.1 | 35559.2 | 36822.2 | 38115.2 | 39740.1 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3247.5 | 3523.5 | 3752.8 | 4314.2 | 3788.3 | 3924.0 | 4132.8 | 4314.2 | 4377.0 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 438.5 | 459.3 | 485.6 | 525.7 | 495.5 | 498.6 | 510.7 | 525.7 | 542.4 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 186.8 | 194.2 | 206.1 | 213.7 | 207.1 | 209.4 | 211.4 | 213.7 | 216.4 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5512.7 | 5730.5 | 6081.0 | 7285.7 | 6267.1 | 6688.9 | 6974.2 | 7285.7 | 7532.7 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 82136.5 | 93302.0 | 105302.2 | 117722.1 | 108946.6 | 112867.1 | 114280.7 | 117722.1 | 115508.2 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 41.8 | 40.8 | 48.6 | 46.7 | 50.0 | 48.9 | 47.6 | 46.7 | 44.0 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1166.1 | 1201.5 | 3169.4 | 4255.0 | 3573.0 | 3977.0 | 4036.5 | 4255.0 | 4465.1 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9267.5 | 9844.8 | 10386.9 | 11186.6 | 10865.2 | 10677.9 | 10869.6 | 11186.6 | 11275.3 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 1823.0 | 2273.7 | 2682.6 | 2783.8 | 2773.9 | 2755.7 | 2689.0 | 2783.8 | 2739.9 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4251.4 | 4533.4 | 4222.1 | 2719.9 | 3627.3 | 3064.7 | 3181.2 | 2719.9 | 2961.0 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1613.6 | 1748.4 | 1554.9 | 543.1 | 1268.5 | 762.5 | 884.6 | 543.1 | 868.9 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 498.2 | 531.3 | 276.7 | 220.2 | 221.4 | 234.5 | 175.2 | 220.2 | 329.9 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1882.8 | 1908.4 | 1929.5 | 1804.6 | 1889.3 | 1883.9 | 1832.0 | 1804.6 | 1669.6 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 256.9 | 345.3 | 460.9 | 151.9 | 248.1 | 183.8 | 289.4 | 151.9 | 92.6 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1115.3 | 1148.0 | 1261.2 | 1351.3 | 1272.5 | 1287.2 | 1336.5 | 1351.3 | 1482.1 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 999.4 | 1038.6 | 1156.6 | 1252.4 | 1168.9 | 1185.2 | 1236.0 | 1252.4 | 1384.5 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 84.6 | 82.1 | 80.5 | 75.9 | 79.8 | 78.4 | 77.2 | 75.9 | 75.0 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 31.3 | 27.3 | 24.1 | 23.1 | 23.9 | 23.6 | 23.3 | 23.1 | 22.6 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 16279.0 | 21051.6 | 26171.5 | 32011.7 | 28240.1 | 30449.9 | 30592.0 | 32011.7 | 30310.1 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 7999.6 | 9958.6 | 11078.5 | 12711.4 | 11545.6 | 12166.6 | 12145.5 | 12711.4 | 11792.5 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 263.7 | 271.3 | 279.0 | 285.9 | 280.7 | 282.4 | 284.2 | 285.9 | 287.7 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1659.1 | 1731.3 | 1867.0 | 1944.9 | 1872.8 | 1910.3 | 1926.9 | 1944.9 | 1919.7 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 25812.9 | 28001.9 | 29809.8 | 31677.9 | 30210.0 | 30955.2 | 31038.4 | 31677.9 | 31120.0 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 11211.9 | 11958.2 | 12958.8 | 15320.2 | 13258.1 | 13905.8 | 14723.4 | 15320.2 | 15674.5 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1245.1 | 1286.9 | 1366.8 | 1426.9 | 1377.5 | 1385.6 | 1410.0 | 1426.9 | 1436.3 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 15998.6 | 16497.1 | 17117.8 | 18353.7 | 17318.3 | 17660.4 | 17968.1 | 18353.7 | 18637.7 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 214.9 | 212.0 | 202.0 | 200.3 | 202.6 | 202.5 | 201.3 | 200.3 | 202.3 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 15386.1 | 15879.2 | 16503.0 | 17732.3 | 16699.0 | 17040.4 | 17347.6 | 17732.3 | 18010.8 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 10203.9 | 10473.9 | 10914.5 | 11747.6 | 11038.8 | 11264.0 | 11500.4 | 11747.6 | 11969.9 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4007.0 | 4192.2 | 4184.9 | 4431.9 | 4167.2 | 4259.5 | 4338.0 | 4431.9 | 4467.3 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 339.0 | 350.2 | 370.7 | 423.8 | 370.3 | 371.7 | 384.9 | 423.8 | 437.1 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 580.0 | 603.9 | 772.4 | 867.4 | 862.1 | 884.2 | 863.0 | 867.4 | 874.6 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 256.1 | 259.0 | 260.4 | 261.5 | 260.7 | 260.9 | 261.2 | 261.5 | 261.9 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 362.6 | 369.5 | 376.3 | 383.0 | 378.0 | 379.7 | 381.3 | 383.0 | 384.7 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 35.0 | 36.5 | 36.6 | 38.1 | 38.7 | 37.9 | 37.9 | 38.1 | 39.8 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 104030.9 | 116705.3 | 131707.4 | 149823.0 | 136573.4 | 142086.9 | 144963.9 | 149823.0 | 149279.1 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 9135.0 | 10949.0 | 12333.0 | 13913.0 | 12695.0 | 13396.0 | 13336.0 | 13913.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 311.3 | 371.4 | 425.3 | 480.2 | 438.4 | 464.3 | 458.6 | 480.2 | 457.7 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 288.8 | 346.3 | 398.6 | 452.6 | 412.3 | 437.2 | 431.2 | 452.6 | 431.7 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 22.5 | 25.1 | 26.7 | 27.7 | 26.0 | 27.2 | 27.3 | 27.7 | 26.0 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 18193.7 | 18882.9 | 20254.8 | 23400.4 | 20960.8 | 21818.1 | 22653.6 | 23400.4 | 24498.6 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 17897.4 | 18578.7 | 19935.6 | 23033.5 | 20631.0 | 21475.3 | 22297.9 | 23033.5 | 24115.0 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 296.3 | 304.2 | 319.2 | 367.0 | 329.8 | 342.8 | 355.8 | 367.0 | 383.6 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 1916.2 | 2010.6 | 2055.3 | 2309.1 | 2077.9 | 2125.5 | 2184.3 | 2309.1 | 2412.2 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 15629.7 | 16219.3 | 17432.0 | 18507.6 | 19455.3 | 18137.4 | 18182.7 | 18255.1 | 18247.6 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 665.60 | 719.55 | 755.55 | 809.52 | 701.99 | 783.39 | 797.26 | 820.72 | 818.07 | 50 |
| Households; owners' equity in real estate | FL155035065 | 18303.6 | 19519.1 | 22082.9 | 26367.6 | 23148.4 | 24295.2 | 25321.8 | 26367.6 | 27770.2 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 64.21 | 65.08 | 66.92 | 69.18 | 67.71 | 68.32 | 68.77 | 69.18 | 69.88 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: June 9, 2022