Financial Accounts of the United States - Z.1
F.218 One-to-four-family Residential Mortgages (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2020 | 2021 | 2021 Q1 | 2021 Q2 | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All sectors; one-to-four-family residential mortgages; asset | FA893065105 | 478.4 | 895.6 | 648.7 | 948.6 | 976.3 | 1008.7 | 1086.8 | 1100.9 | 865.7 | 1 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability | FA153165105 | 449.2 | 839.2 | 608.6 | 886.6 | 913.5 | 948.1 | 1014.1 | 1027.2 | 804.8 | 2 |
| Nonfinancial corporate business; one-to-four-family residential mortgages; liability | FA103165105 | -0.5 | 2.1 | 0.6 | 3.0 | 3.9 | 0.7 | 3.7 | 3.8 | 4.3 | 3 |
| Nonfinancial noncorporate business; one-to-four-family residential mortgages; liability | FA113165105 | 29.7 | 54.3 | 39.5 | 59.0 | 59.0 | 59.9 | 69.0 | 70.0 | 56.6 | 4 |
| All sectors; one-to-four-family residential mortgages; asset | FA893065105 | 478.4 | 895.6 | 648.7 | 948.6 | 976.3 | 1008.7 | 1086.8 | 1100.9 | 865.7 | 5 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; asset | FA153065103 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | -3.5 | 6 |
| Nonfinancial corporate business; one-to-four-family residential mortgages; asset | FA103065105 | 4.8 | 4.0 | 3.8 | 3.9 | 4.1 | 4.2 | 4.4 | 4.5 | 4.7 | 7 |
| Nonfinancial noncorporate business; one-to-four-family residential mortgages; asset | FA113065103 | 1.6 | 1.4 | 2.2 | 0.3 | 1.9 | 1.1 | 1.7 | 1.7 | 1.1 | 8 |
| Federal government; one-to-four-family residential mortgages; asset | FA313065105 | 1.2 | 2.2 | 0.9 | 3.5 | 3.6 | 0.8 | 4.8 | 8.5 | 16.3 | 9 |
| State and local governments; one-to-four-family residential mortgages; asset | FA213065103 | 1.8 | 3.6 | 3.6 | 3.6 | 3.6 | 3.6 | 3.6 | 3.6 | 3.6 | 10 |
| U.S.-chartered depository institutions; one-to-four-family residential mortgages, including farm houses; asset | FA763065105 | -55.4 | 25.6 | -153.7 | -49.6 | 161.0 | 144.6 | 90.2 | 383.6 | 317.1 | 11 |
| Foreign banking offices in the U.S.; one-to-four-family residential mortgages; asset | FA753065103 | -0.2 | -0.0 | -0.7 | 0.0 | 0.8 | -0.2 | -0.4 | 0.0 | -0.3 | 12 |
| Banks in U.S.-affiliated areas; one-to-four-family residential mortgages; asset | FA743065103 | 0.3 | -1.5 | -1.4 | -1.8 | -1.4 | -1.4 | -2.4 | -0.8 | -0.4 | 13 |
| Credit unions; one-to-four-family residential mortgages; asset | FA473065100 | 45.6 | 57.5 | 28.4 | 56.2 | 67.7 | 77.8 | 65.6 | 109.8 | 109.7 | 14 |
| Life insurance companies; one-to-four-family residential mortgages, including farm houses; asset | FA543065105 | 0.7 | 10.9 | 7.7 | 10.4 | 12.1 | 13.2 | 7.5 | 5.7 | 1.8 | 15 |
| Private pension funds; one-to-four-family residential mortgages; asset | FA573065103 | -0.1 | -0.1 | -0.1 | -0.1 | -0.1 | -0.1 | -0.1 | -0.1 | -0.1 | 16 |
| State and local government employee defined benefit retirement funds; one-to-four-family residential mortgages; asset | FA223065143 | -0.3 | 0.4 | 0.7 | -0.3 | -0.0 | 1.2 | -2.0 | 0.8 | -0.0 | 17 |
| Government-sponsored enterprises; one-to-four-family residential mortgages; asset | FA403065105 | 560.3 | 738.9 | 847.5 | 852.2 | 614.8 | 641.2 | 768.2 | 379.2 | 201.8 | 18 |
| Agency-and GSE-backed mortgage pools; one-to-four-family residential mortgages; asset | FA413065105 | -15.8 | 35.4 | -28.7 | 67.2 | 32.6 | 70.6 | 140.5 | 188.2 | 205.9 | 19 |
| Issuers of asset-backed securities; one-to-four-family residential mortgages; asset | FA673065105 | -31.1 | -1.6 | -56.4 | -16.3 | 29.3 | 37.1 | 27.9 | 19.7 | 9.2 | 20 |
| Finance companies; one-to-four-family residential mortgages; asset | FA613065105 | -8.2 | -3.6 | -12.8 | -1.2 | -2.0 | 1.7 | -11.5 | 0.5 | 0.4 | 21 |
| Real estate investment trusts; one-to-four-family residential mortgages; asset | FA643065105 | -23.2 | 26.0 | 11.3 | 24.0 | 51.9 | 16.9 | -7.8 | -0.3 | -1.5 | 22 |
| All sectors; one-to-four-family residential mortgage charge-offs (2) | FV893065153 | 8.7 | 4.5 | 1.2 | 1.1 | 1.0 | 1.2 | 0.8 | 0.9 | 0.9 | 23 |
| All sectors; home equity loans; asset (3) | FA893065125 | -58.4 | -42.8 | -80.6 | -40.4 | -30.3 | -19.9 | -34.5 | 63.2 | 56.2 | 24 |
| U.S.-chartered depository institutions; home equity loans; asset | FA763065125 | -48.0 | -41.0 | -64.9 | -39.5 | -35.5 | -24.0 | -17.3 | 27.3 | 23.3 | 25 |
| Foreign banking offices in the U.S.; home-equity lines of credit; asset | FA753065203 | -0.2 | -0.0 | -0.0 | -0.1 | -0.0 | -0.0 | -0.0 | 0.0 | -0.1 | 26 |
| Credit unions; home equity loans; asset | FA473065125 | -7.0 | 0.2 | -13.2 | 2.0 | 7.8 | 4.2 | -15.3 | 37.5 | 34.2 | 27 |
| Issuers of asset-backed securities; home equity loans; asset | FA673065123 | -1.5 | -1.3 | -1.7 | -2.1 | -1.8 | 0.5 | -1.4 | -1.2 | -1.0 | 28 |
| Finance companies; home equity loans; asset | FA613065123 | -1.6 | -0.7 | -0.8 | -0.8 | -0.7 | -0.6 | -0.5 | -0.4 | -0.3 | 29 |
NOTES
- Mortgages on 1-4 family properties including mortgages on farm houses.
- Charge-offs are excluded from transactions (line 1) and are accounted for as other changes in volume. Quarterly figures are shown at an unadjusted quarterly rate. Data begin 2007:Q1.
- Loans made under home equity lines of credit and home equity loans secured by junior liens. Excludes home equity loans held by individuals. Home equity loans held by U.S.-chartered depository institutions exclude charge-offs.
Last Update: December 9, 2022