Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2020 | 2021 | 2022 | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 148841.5 | 170180.9 | 167090.6 | 164701.6 | 170180.9 | 170473.5 | 164991.0 | 164015.6 | 167090.6 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 43489.1 | 51506.0 | 56377.7 | 49684.9 | 51506.0 | 53789.6 | 55921.0 | 56418.3 | 56377.7 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 36664.9 | 43648.3 | 47891.8 | 42080.6 | 43648.3 | 45671.5 | 47652.6 | 47987.6 | 47891.8 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 32904.6 | 39267.5 | 43496.5 | 37866.4 | 39267.5 | 41330.5 | 43293.8 | 43567.4 | 43496.5 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3760.3 | 4380.9 | 4395.3 | 4214.1 | 4380.9 | 4341.0 | 4358.8 | 4420.2 | 4395.3 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 482.2 | 517.4 | 575.6 | 504.1 | 517.4 | 532.2 | 548.8 | 562.1 | 575.6 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 207.5 | 218.6 | 232.6 | 215.1 | 218.6 | 221.9 | 225.9 | 230.2 | 232.6 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 6134.4 | 7121.6 | 7677.6 | 6885.2 | 7121.6 | 7364.1 | 7493.6 | 7638.5 | 7677.6 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 105352.4 | 118674.9 | 110712.9 | 115016.7 | 118674.9 | 116683.9 | 109070.0 | 107597.3 | 110712.9 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 48.5 | 48.2 | 52.6 | 47.3 | 48.2 | 50.2 | 51.3 | 53.1 | 52.6 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 3182.8 | 4280.5 | 4951.4 | 4063.3 | 4280.5 | 4509.6 | 4835.4 | 5076.5 | 4951.4 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 10417.9 | 11215.2 | 10402.6 | 10902.1 | 11215.2 | 11257.5 | 10813.5 | 10493.4 | 10402.6 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 2701.9 | 2804.6 | 2794.2 | 2710.1 | 2804.6 | 2721.8 | 2719.3 | 2752.3 | 2794.2 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4060.3 | 3138.6 | 4523.8 | 3351.0 | 3138.6 | 3257.8 | 3421.3 | 3940.5 | 4523.8 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1333.0 | 599.5 | 1587.1 | 817.3 | 599.5 | 830.9 | 854.8 | 1241.3 | 1587.1 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 497.6 | 501.2 | 1114.4 | 470.5 | 501.2 | 546.6 | 728.8 | 937.0 | 1114.4 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1932.1 | 1806.9 | 1595.0 | 1833.6 | 1806.9 | 1652.5 | 1612.4 | 1538.3 | 1595.0 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 297.7 | 230.9 | 227.2 | 229.6 | 230.9 | 227.9 | 225.4 | 223.9 | 227.2 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1254.3 | 1355.6 | 1291.3 | 1339.3 | 1355.6 | 1486.2 | 1430.9 | 1368.7 | 1291.3 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 1149.7 | 1246.5 | 1186.3 | 1231.4 | 1246.5 | 1378.0 | 1323.8 | 1262.4 | 1186.3 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 80.5 | 86.6 | 84.8 | 85.2 | 86.6 | 86.3 | 85.5 | 85.2 | 84.8 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 24.1 | 22.4 | 20.3 | 22.7 | 22.4 | 22.0 | 21.6 | 21.1 | 20.3 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 26115.9 | 31982.8 | 26207.7 | 30699.8 | 31982.8 | 30624.4 | 25523.6 | 24395.0 | 26207.7 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 10959.6 | 12684.8 | 9642.8 | 12012.4 | 12684.8 | 11736.1 | 9922.5 | 9246.7 | 9642.8 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 283.3 | 291.5 | 300.0 | 289.4 | 291.5 | 293.6 | 295.8 | 297.9 | 300.0 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1867.0 | 1944.9 | 1906.3 | 1926.9 | 1944.9 | 1919.6 | 1887.5 | 1885.3 | 1906.3 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 29794.3 | 31668.7 | 29940.9 | 31017.2 | 31668.7 | 31085.8 | 29755.5 | 29392.6 | 29940.9 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 13300.0 | 15839.2 | 17195.8 | 15252.8 | 15839.2 | 16313.9 | 16966.2 | 17219.6 | 17195.8 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1366.8 | 1420.3 | 1503.4 | 1405.1 | 1420.3 | 1427.3 | 1447.4 | 1475.8 | 1503.4 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 17124.4 | 18361.4 | 19383.6 | 17971.4 | 18361.4 | 18557.0 | 18917.1 | 19235.7 | 19383.6 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 202.2 | 200.5 | 199.8 | 201.5 | 200.5 | 202.6 | 200.2 | 199.5 | 199.8 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 16508.9 | 17739.1 | 18755.5 | 17350.1 | 17739.1 | 17929.1 | 18290.7 | 18608.3 | 18755.5 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 10918.7 | 11754.0 | 12515.2 | 11502.2 | 11754.0 | 11891.5 | 12149.8 | 12360.0 | 12515.2 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4184.9 | 4430.8 | 4780.8 | 4337.4 | 4430.8 | 4462.6 | 4583.7 | 4681.2 | 4780.8 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 370.7 | 423.0 | 491.8 | 384.0 | 423.0 | 436.1 | 456.1 | 468.4 | 491.8 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 774.3 | 869.8 | 704.7 | 865.3 | 869.8 | 877.2 | 838.9 | 836.1 | 704.7 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 260.4 | 261.5 | 263.0 | 261.2 | 261.5 | 261.9 | 262.3 | 262.6 | 263.0 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 376.7 | 383.7 | 390.6 | 381.9 | 383.7 | 385.4 | 387.1 | 388.9 | 390.6 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 36.6 | 38.1 | 37.6 | 37.9 | 38.1 | 39.8 | 39.0 | 39.1 | 37.6 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 131717.1 | 151819.5 | 147707.0 | 146730.2 | 151819.5 | 151916.5 | 146073.9 | 144779.9 | 147707.0 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 12333.0 | 13913.0 | ND | 13336.0 | 13913.0 | 13168.0 | 11669.0 | 11048.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 425.3 | 480.3 | 411.3 | 458.5 | 480.3 | 457.7 | 412.5 | 411.1 | 411.3 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 398.6 | 452.6 | 388.0 | 431.1 | 452.6 | 431.7 | 388.2 | 388.2 | 388.0 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 26.7 | 27.7 | 23.3 | 27.3 | 27.7 | 26.0 | 24.2 | 22.9 | 23.3 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 20307.4 | 23972.4 | 27242.5 | 23095.8 | 23972.4 | 25139.1 | 26154.4 | 26730.9 | 27242.5 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 19985.9 | 23609.4 | 26833.8 | 22742.4 | 23609.4 | 24759.6 | 25760.6 | 26329.0 | 26833.8 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 321.5 | 363.0 | 408.6 | 353.4 | 363.0 | 379.6 | 393.8 | 402.0 | 408.6 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2061.0 | 2321.6 | 2683.5 | 2196.0 | 2321.6 | 2415.0 | 2516.3 | 2636.5 | 2683.5 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 17595.9 | 18633.1 | 18605.6 | 18312.0 | 18356.1 | 18174.4 | 18389.8 | 18733.0 | 19125.1 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 748.57 | 814.78 | 793.89 | 801.28 | 827.08 | 835.88 | 794.32 | 772.86 | 772.32 | 50 |
| Households; owners' equity in real estate | FL155035065 | 21985.9 | 27513.5 | 30981.3 | 26364.3 | 27513.5 | 29439.1 | 31144.0 | 31207.4 | 30981.3 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 66.82 | 70.07 | 71.23 | 69.62 | 70.07 | 71.23 | 71.94 | 71.63 | 71.23 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: March 9, 2023