Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2020 | 2021 | 2022 | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 19832.3 | 21294.8 | 21806.3 | 21005.2 | 21162.1 | 21319.8 | 21578.3 | 21969.5 | 22357.5 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 2236.4 | 2661.7 | 3200.7 | 2693.2 | 2806.1 | 3145.5 | 3188.5 | 3236.5 | 3232.5 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 17595.9 | 18633.1 | 18605.6 | 18312.0 | 18356.1 | 18174.4 | 18389.8 | 18733.0 | 19125.1 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 14603.6 | 16389.8 | 17920.7 | 16643.0 | 17019.0 | 17389.5 | 17798.7 | 18124.5 | 18370.1 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 2992.3 | 2243.4 | 684.9 | 1669.1 | 1337.1 | 784.9 | 591.1 | 608.5 | 755.0 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -3.6 | -0.8 | -1.2 | 1.4 | -0.1 | -1.0 | -2.3 | -1.4 | 0.1 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5.0 | 5.4 | 6.0 | 5.5 | 5.7 | 5.8 | 5.9 | 6.0 | 6.1 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 337.5 | 554.8 | 495.0 | 501.3 | 510.7 | 553.0 | 500.7 | 486.8 | 439.4 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 1843.7 | 2068.3 | 2340.2 | 2111.7 | 2185.0 | 2250.9 | 2325.7 | 2372.7 | 2411.5 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | 3.0 | -42.1 | 0.8 | -24.1 | 29.1 | 29.5 | 29.6 | -76.3 | 20.4 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 5162.0 | 4902.4 | 3512.1 | 4302.0 | 3997.9 | 3552.5 | 3379.6 | 3536.9 | 3579.5 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 5468.0 | 4696.5 | 3627.9 | 4414.3 | 4482.7 | 4255.3 | 3032.1 | 3630.6 | 3593.6 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 2492.1 | 3050.7 | 3191.1 | 3028.2 | 3139.2 | 3254.8 | 3221.3 | 3179.8 | 3108.4 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1550.3 | 1918.6 | 2034.4 | 1895.1 | 1957.1 | 2033.7 | 2031.7 | 2044.8 | 2027.5 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 746.5 | 925.7 | 924.2 | 928.5 | 962.6 | 995.0 | 960.1 | 900.5 | 841.3 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 209.2 | 220.6 | 247.3 | 219.1 | 234.0 | 240.8 | 244.3 | 249.3 | 254.5 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets (net) | FA155420003 | -14.0 | -14.3 | -14.8 | -14.3 | -14.5 | -14.7 | -14.8 | -14.9 | -14.9 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 2976.0 | 1645.8 | 436.8 | 1386.0 | 1343.4 | 1000.5 | -189.3 | 450.8 | 485.2 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 3602.7 | 2887.1 | 1548.5 | 2504.1 | 2772.1 | 2496.0 | 1155.4 | 1614.0 | 928.5 | 19 |
| Households and nonprofit organizations; private foreign deposits; asset | FA153091003 | 7.8 | -0.2 | 4.4 | -5.1 | 3.8 | 7.9 | 4.6 | 7.0 | -1.8 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 1981.3 | 1097.3 | 670.9 | 762.3 | 508.3 | 660.3 | 1679.8 | 1231.7 | -888.3 | 21 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | 543.0 | 788.7 | -812.7 | 390.8 | 1050.3 | 82.6 | -1357.1 | -1405.4 | -570.9 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 428.4 | 102.7 | -10.5 | -398.8 | 220.3 | -134.9 | 78.1 | 3.4 | 11.6 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | -626.6 | -852.5 | 1542.3 | 226.8 | -660.3 | 403.8 | 1666.3 | 1888.5 | 2210.7 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | -348.7 | -663.0 | 1099.4 | 347.8 | -651.0 | 638.4 | 671.9 | 1484.1 | 1603.2 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | -298.9 | 16.3 | 670.9 | -175.0 | 144.8 | 292.1 | 674.8 | 1017.3 | 699.6 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | -29.6 | -103.9 | 4.7 | -89.2 | -145.0 | -125.0 | 143.8 | 0.2 | -0.0 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | 50.6 | -101.8 | -232.8 | 143.2 | -9.0 | -401.8 | 175.8 | -613.1 | -92.1 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | 113.0 | 101.3 | -64.3 | 204.8 | 65.1 | 522.6 | -221.2 | -248.9 | -309.4 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | 117.8 | 96.8 | -60.3 | 200.9 | 60.6 | 525.7 | -216.5 | -245.9 | -304.3 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | -1.6 | 6.1 | -1.8 | 5.8 | 5.7 | -1.3 | -3.2 | -1.0 | -1.8 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -3.2 | -1.6 | -2.2 | -1.9 | -1.1 | -1.8 | -1.5 | -2.1 | -3.3 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 599.4 | 802.0 | 480.1 | 365.0 | 337.5 | 1202.6 | 203.3 | -25.2 | 539.8 | 33 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | -188.7 | 444.1 | -716.0 | 321.7 | 910.4 | -615.1 | -1314.7 | -428.0 | -506.3 | 34 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 8.8 | 8.2 | 8.5 | 8.2 | 8.2 | 8.5 | 8.5 | 8.5 | 8.5 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 94.2 | 31.0 | 44.4 | 76.6 | 15.2 | 1.3 | 55.5 | 57.4 | 63.5 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 509.0 | 318.0 | 382.9 | 431.6 | 377.6 | 409.8 | 381.9 | 395.6 | 344.2 | 37 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business | FA152090205 | 53.2 | -7.0 | -64.8 | 13.9 | -80.5 | -102.3 | -120.1 | 0.5 | -37.3 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 79.9 | 53.5 | 83.1 | 106.1 | 16.2 | 49.0 | 90.2 | 129.0 | 64.3 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 626.8 | 1241.2 | 1111.7 | 1118.0 | 1428.7 | 1495.6 | 1344.6 | 1163.2 | 443.4 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -9.9 | -1.6 | -0.7 | -4.2 | -4.0 | 8.3 | -9.6 | -2.9 | 1.4 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 629.7 | 1234.5 | 1105.9 | 1115.4 | 1424.9 | 1473.3 | 1350.5 | 1159.1 | 440.7 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 450.7 | 839.5 | 850.7 | 914.3 | 947.3 | 1017.7 | 1029.8 | 811.2 | 544.0 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | -12.0 | 246.0 | 350.0 | 231.3 | 302.5 | 372.5 | 391.9 | 308.5 | 327.2 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 20.5 | 52.3 | 68.8 | 52.7 | 156.0 | 52.3 | 80.3 | 49.1 | 93.7 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | 169.0 | 95.6 | -165.2 | -84.0 | 18.1 | 29.3 | -153.1 | -11.2 | -525.7 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 1.4 | 1.1 | 1.5 | 1.1 | 1.1 | 1.5 | 1.5 | 1.5 | 1.5 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | 0.1 | 1.5 | -0.4 | -0.1 | 0.8 | 7.0 | -3.2 | 0.1 | -5.6 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | -306.1 | 205.8 | -115.7 | -112.2 | -484.8 | -702.7 | 347.6 | -93.7 | -14.1 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: March 9, 2023