Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2019 | 2020 | 2021 | 2022 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 133361.4 | 148554.4 | 168888.9 | 165405.3 | 171276.7 | 166247.0 | 163565.3 | 165405.3 | 168453.8 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 39779.8 | 43462.3 | 50530.5 | 54652.9 | 54198.0 | 56575.9 | 55517.3 | 54652.9 | 54124.1 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 33393.9 | 36638.1 | 42672.9 | 46166.2 | 46079.9 | 48307.5 | 47086.6 | 46166.2 | 45548.9 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 29892.8 | 32904.6 | 38297.5 | 41786.0 | 41746.9 | 43947.0 | 42669.8 | 41786.0 | 41178.1 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3501.1 | 3733.5 | 4375.4 | 4380.2 | 4333.0 | 4360.5 | 4416.7 | 4380.2 | 4370.7 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 459.8 | 482.2 | 517.4 | 575.8 | 532.2 | 548.8 | 562.1 | 575.8 | 591.6 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 194.7 | 207.5 | 218.6 | 232.6 | 221.9 | 225.9 | 230.2 | 232.6 | 238.2 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 5731.4 | 6134.4 | 7121.6 | 7678.3 | 7364.1 | 7493.6 | 7638.5 | 7678.3 | 7745.3 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 93581.6 | 105092.0 | 118358.4 | 110752.5 | 117078.7 | 109671.1 | 108048.0 | 110752.5 | 114329.8 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 40.6 | 48.5 | 48.2 | 52.4 | 50.2 | 51.3 | 52.9 | 52.4 | 52.1 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 1201.5 | 3184.1 | 4156.4 | 4507.8 | 4390.8 | 4704.1 | 4769.4 | 4507.8 | 4513.2 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 9844.8 | 10300.1 | 11090.9 | 10305.5 | 11125.8 | 10699.8 | 10374.0 | 10305.5 | 9885.1 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 2273.4 | 2690.7 | 2793.3 | 3066.2 | 2766.4 | 2818.5 | 2905.2 | 3066.2 | 3366.1 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4526.5 | 4043.3 | 3165.5 | 4666.0 | 3293.3 | 3457.3 | 3975.4 | 4666.0 | 5558.6 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1595.6 | 1331.7 | 609.9 | 1721.9 | 838.9 | 863.8 | 1264.4 | 1721.9 | 2270.6 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 792.8 | 494.0 | 502.9 | 1075.9 | 554.8 | 737.0 | 926.6 | 1075.9 | 1355.6 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1910.2 | 1932.7 | 1796.8 | 1609.7 | 1645.4 | 1603.3 | 1531.4 | 1609.7 | 1668.5 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 228.0 | 284.9 | 255.9 | 258.5 | 254.2 | 253.1 | 253.0 | 258.5 | 263.8 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1080.3 | 1203.1 | 1296.6 | 1221.8 | 1398.7 | 1350.6 | 1285.4 | 1221.8 | 1197.1 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 971.0 | 1098.5 | 1187.5 | 1116.8 | 1290.5 | 1243.5 | 1179.1 | 1116.8 | 1092.2 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 82.1 | 80.6 | 86.6 | 84.8 | 86.3 | 85.5 | 85.2 | 84.8 | 84.8 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 27.3 | 24.1 | 22.4 | 20.3 | 22.0 | 21.6 | 21.1 | 20.3 | 20.2 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 21081.8 | 26064.6 | 31921.3 | 26366.2 | 31193.0 | 26167.2 | 25029.4 | 26366.2 | 27918.8 | 23 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 10008.7 | 10957.0 | 12687.3 | 9690.4 | 11745.0 | 9952.2 | 9269.7 | 9690.4 | 10243.4 | 24 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 271.9 | 279.5 | 286.3 | 293.2 | 288.0 | 289.7 | 291.5 | 293.2 | 295.0 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1731.3 | 1867.0 | 1944.9 | 1933.3 | 1935.1 | 1907.6 | 1907.7 | 1933.3 | 1966.8 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 28005.8 | 29794.3 | 31668.3 | 30081.6 | 31105.3 | 29798.0 | 29463.0 | 30081.6 | 30724.6 | 27 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business (7) | LM152090205 | 12228.0 | 13293.1 | 15879.1 | 17057.7 | 16357.0 | 17024.7 | 17246.8 | 17057.7 | 17070.0 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1286.9 | 1366.8 | 1420.4 | 1510.3 | 1430.0 | 1450.2 | 1477.4 | 1510.3 | 1538.8 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 16604.8 | 17178.0 | 18479.1 | 19595.5 | 18682.9 | 19046.6 | 19374.4 | 19595.5 | 19618.5 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 212.5 | 202.6 | 201.1 | 200.3 | 203.1 | 200.7 | 200.0 | 200.3 | 200.3 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 15944.0 | 16499.2 | 17769.1 | 18854.5 | 17960.7 | 18319.4 | 18639.5 | 18854.5 | 18868.6 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FL153165105 | 10476.2 | 10862.4 | 11704.6 | 12474.6 | 11844.9 | 12107.5 | 12320.3 | 12474.6 | 12519.7 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4192.2 | 4184.9 | 4430.8 | 4785.7 | 4462.6 | 4583.4 | 4681.1 | 4785.7 | 4777.4 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 350.2 | 370.7 | 423.0 | 491.8 | 436.1 | 456.2 | 468.5 | 491.8 | 470.6 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 569.6 | 708.6 | 820.6 | 692.1 | 822.0 | 772.2 | 764.5 | 692.1 | 684.1 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 355.9 | 372.6 | 390.1 | 410.2 | 395.1 | 400.2 | 405.2 | 410.2 | 416.7 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 411.7 | 439.6 | 470.9 | 504.0 | 479.2 | 487.5 | 495.8 | 504.0 | 512.0 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 36.5 | 36.6 | 38.1 | 36.6 | 39.8 | 39.0 | 39.1 | 36.6 | 37.6 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 116756.6 | 131376.4 | 150409.8 | 145809.9 | 152593.8 | 147200.4 | 144190.9 | 145809.9 | 148835.3 | 40 |
| All sectors; IRAs; liability (9) | FL893131573 | 10949.0 | 12333.0 | 13913.0 | 11484.0 | 13168.0 | 11669.0 | 11048.0 | 11484.0 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (9) | FL154023205 | 371.4 | 425.3 | 480.3 | 411.3 | 457.7 | 412.5 | 411.1 | 411.3 | 432.5 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 346.3 | 398.6 | 452.6 | 388.0 | 431.7 | 388.2 | 388.2 | 388.0 | 408.5 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 25.1 | 26.7 | 27.7 | 23.3 | 26.0 | 24.2 | 22.9 | 23.3 | 24.1 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 18881.3 | 20307.4 | 23972.4 | 27140.3 | 25139.1 | 26154.4 | 26730.9 | 27140.3 | 27110.0 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 18577.1 | 19985.9 | 23609.4 | 26733.2 | 24759.6 | 25760.6 | 26329.0 | 26733.2 | 26704.3 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 304.2 | 321.5 | 363.0 | 407.1 | 379.6 | 393.8 | 402.0 | 407.1 | 405.7 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2010.2 | 2061.0 | 2321.6 | 2688.7 | 2415.0 | 2516.3 | 2636.5 | 2688.7 | 2738.8 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 16388.6 | 17595.9 | 18633.1 | 18580.6 | 18174.4 | 18389.8 | 18733.0 | 19025.1 | 19586.7 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 712.43 | 746.63 | 807.22 | 784.74 | 839.61 | 800.45 | 769.72 | 766.41 | 759.88 | 50 |
| Households; owners' equity in real estate | FL155035065 | 19416.6 | 22042.2 | 26592.9 | 29311.4 | 29902.1 | 31839.5 | 30349.5 | 29311.4 | 28658.5 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 64.95 | 66.99 | 69.44 | 70.15 | 71.63 | 72.45 | 71.13 | 70.15 | 69.60 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Net worth of nonfinancial noncorporate business (table B.104, line 35) and owners' equity in unincorporated security brokers and dealers.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: June 8, 2023