Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2019 | 2020 | 2021 | 2022 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 18587.0 | 19832.3 | 21294.8 | 21777.2 | 21319.8 | 21578.3 | 21969.5 | 22241.3 | 22492.6 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 2198.4 | 2236.4 | 2661.7 | 3196.6 | 3145.5 | 3188.5 | 3236.5 | 3216.2 | 2905.9 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 16388.6 | 17595.9 | 18633.1 | 18580.6 | 18174.4 | 18389.8 | 18733.0 | 19025.1 | 19586.7 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 14942.0 | 14603.6 | 16389.8 | 17922.5 | 17389.5 | 17798.7 | 18124.5 | 18377.2 | 18757.5 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 1446.6 | 2992.3 | 2243.4 | 658.1 | 784.9 | 591.1 | 608.5 | 647.9 | 829.2 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -2.2 | -3.6 | -1.2 | -2.7 | -2.5 | -3.9 | -3.0 | -1.5 | -0.9 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5.4 | 5.0 | 5.4 | 6.0 | 5.8 | 5.9 | 6.0 | 6.1 | 6.2 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 256.0 | 337.5 | 554.8 | 495.7 | 553.0 | 500.7 | 486.8 | 442.3 | 507.8 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 1754.1 | 1843.7 | 2068.3 | 2339.8 | 2250.9 | 2325.7 | 2372.7 | 2409.9 | 2419.3 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | 15.1 | 3.0 | -42.1 | 0.7 | 29.5 | 29.6 | -76.3 | 20.1 | 27.3 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 3434.0 | 5162.0 | 4902.0 | 3484.2 | 3551.0 | 3378.1 | 3535.4 | 3472.5 | 3721.9 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 4076.3 | 5348.4 | 4505.1 | 4037.7 | 4623.1 | 3381.9 | 3959.3 | 4186.5 | 5387.7 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 2282.1 | 2492.1 | 3050.7 | 3191.8 | 3254.8 | 3221.3 | 3179.8 | 3111.4 | 3183.5 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1409.6 | 1550.3 | 1918.6 | 2035.2 | 2033.7 | 2031.7 | 2044.8 | 2030.4 | 2104.2 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 673.0 | 746.5 | 925.7 | 924.0 | 995.0 | 960.1 | 900.5 | 840.6 | 836.1 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 213.4 | 209.2 | 220.6 | 247.5 | 240.8 | 244.3 | 249.3 | 255.3 | 258.3 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -14.0 | -14.0 | -14.3 | -14.8 | -14.7 | -14.8 | -14.9 | -14.9 | -15.1 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 1794.2 | 2856.4 | 1454.4 | 845.9 | 1368.3 | 160.6 | 779.5 | 1075.1 | 2204.3 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 2391.1 | 3433.1 | 2759.8 | 2030.3 | 2889.2 | 1497.6 | 2007.3 | 1727.2 | 2659.6 | 19 |
| Households and nonprofit organizations; private foreign deposits; asset | FA153091003 | -1.2 | 7.8 | -0.2 | 4.1 | 7.9 | 4.6 | 6.2 | -2.1 | -1.1 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 24.9 | 1982.6 | 971.9 | 351.4 | 681.7 | 1629.5 | 529.1 | -1434.7 | -218.5 | 21 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | 575.1 | 425.2 | 782.2 | -785.5 | 53.2 | -1285.1 | -1428.0 | -482.2 | -1762.8 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 451.4 | 417.3 | 102.6 | 272.9 | 88.9 | 296.6 | 218.1 | 488.0 | 1398.9 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | 151.7 | -642.2 | -831.6 | 1695.5 | 496.6 | 1596.4 | 1837.7 | 2851.5 | 2723.9 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | 123.8 | -349.9 | -651.5 | 1225.2 | 631.6 | 677.3 | 1542.1 | 2049.9 | 1523.0 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | 36.2 | -302.6 | 21.6 | 631.3 | 318.3 | 675.6 | 943.7 | 587.6 | 1060.4 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | -63.5 | -30.0 | -114.7 | 28.4 | -115.9 | 135.1 | 7.2 | 87.2 | 106.3 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | 55.1 | 40.3 | -87.0 | -189.4 | -337.5 | 108.3 | -655.2 | 126.7 | 34.2 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | 45.0 | 122.8 | 93.4 | -74.7 | 408.7 | -192.7 | -260.6 | -254.5 | -98.7 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | 51.3 | 127.5 | 89.0 | -70.8 | 411.9 | -188.0 | -257.5 | -249.4 | -98.1 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | -2.3 | -1.5 | 6.0 | -1.8 | -1.4 | -3.1 | -1.0 | -1.7 | -0.2 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -4.0 | -3.2 | -1.6 | -2.2 | -1.8 | -1.5 | -2.1 | -3.3 | -0.3 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 295.7 | 601.3 | 790.7 | 713.8 | 1225.4 | 203.5 | 862.1 | 564.2 | -390.5 | 33 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | 306.0 | -190.8 | 449.0 | -676.9 | -584.4 | -1220.9 | -443.3 | -458.9 | 317.6 | 34 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 6.1 | 7.6 | 6.8 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 7.0 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 16.7 | 94.2 | 30.9 | 59.4 | 62.7 | 70.0 | 67.5 | 37.3 | 66.6 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 438.1 | 508.9 | 317.6 | 439.5 | 485.0 | 419.7 | 489.5 | 363.8 | 488.8 | 37 |
| Households and nonprofit organizations; proprietors' equity in noncorporate business | FA152090205 | 39.8 | 18.6 | -7.2 | -66.0 | -102.7 | -121.8 | -2.2 | -37.5 | -7.7 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 41.8 | 79.9 | 53.6 | 89.9 | 59.4 | 90.9 | 124.2 | 85.3 | 136.0 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 597.0 | 576.7 | 1305.4 | 1184.4 | 1520.9 | 1337.0 | 1227.7 | 652.1 | 455.3 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -3.1 | -9.9 | -1.6 | -0.7 | 8.3 | -9.5 | -2.8 | 1.1 | -0.1 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 549.6 | 558.6 | 1274.1 | 1153.5 | 1472.5 | 1316.6 | 1197.3 | 627.7 | 419.6 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 287.5 | 394.4 | 846.4 | 838.1 | 1029.1 | 1046.8 | 821.9 | 454.6 | 305.7 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | 185.2 | -12.0 | 246.0 | 354.9 | 365.1 | 368.8 | 336.9 | 349.0 | 204.5 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 11.1 | 20.5 | 52.3 | 68.8 | 52.4 | 80.2 | 49.1 | 93.5 | -84.8 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | 16.1 | 139.0 | 111.9 | -128.5 | 5.7 | -199.3 | -30.7 | -289.5 | -31.8 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 49.8 | 16.8 | 17.4 | 20.2 | 20.2 | 20.2 | 20.2 | 20.2 | 26.0 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 48.9 | 27.8 | 31.4 | 33.1 | 33.1 | 33.1 | 33.1 | 33.1 | 31.6 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | 1.5 | 0.1 | 1.5 | -1.5 | 7.0 | -3.2 | 0.1 | -9.8 | 4.1 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | -642.3 | -186.4 | 396.9 | -553.5 | -1072.1 | -3.9 | -424.0 | -714.0 | -1665.9 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: June 8, 2023