Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2020 | 2021 | 2022 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 148499.4 | 169182 | 165738.6 | 171518.3 | 166478.8 | 164088.2 | 165738.6 | 168755.5 | 174419.2 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 43444.1 | 50953.4 | 55222.5 | 54774.6 | 57183.5 | 56107.1 | 55222.5 | 54965.2 | 57545 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 36619.9 | 43095.8 | 46735.8 | 46656.5 | 48915.1 | 47676.3 | 46735.8 | 46390.4 | 48870.4 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 32904.6 | 38729.8 | 42364.1 | 42333.1 | 44562.8 | 43263.3 | 42364.1 | 42066.7 | 44498.5 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 3715.3 | 4366 | 4371.7 | 4323.5 | 4352.4 | 4413 | 4371.7 | 4323.8 | 4371.9 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 482.2 | 517.4 | 575.8 | 532.2 | 548.8 | 562.1 | 575.8 | 591.6 | 595.7 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 207.5 | 218.6 | 232.6 | 221.9 | 225.9 | 230.2 | 232.6 | 238.1 | 242.4 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 6134.4 | 7121.6 | 7678.3 | 7364.1 | 7493.6 | 7638.5 | 7678.3 | 7745 | 7836.6 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 105055.3 | 118228.5 | 110516.1 | 116743.7 | 109295.3 | 107981.2 | 110516.1 | 113790.3 | 116874.2 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 48.5 | 48.2 | 51.7 | 50.3 | 51.5 | 53 | 51.7 | 52 | 50.2 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 3184 | 4147 | 4505.5 | 4384.4 | 4697.8 | 4768.2 | 4505.5 | 4523.5 | 4407.6 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 10300.1 | 11063.8 | 10283.1 | 11106.9 | 10679.1 | 10353 | 10283.1 | 9859 | 9772.3 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 2692 | 2803.8 | 3077.5 | 2777.6 | 2829.9 | 2916.8 | 3077.5 | 3389.1 | 3525.7 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 4050.1 | 3261 | 4588 | 3250.3 | 3410.4 | 3923.4 | 4588 | 5355.6 | 5527.8 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 1331.3 | 611 | 1634.1 | 833.4 | 845.4 | 1240.7 | 1634.1 | 2153.3 | 2307 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 494 | 461.4 | 1077.1 | 509.9 | 700.4 | 890.6 | 1077.1 | 1255.2 | 1258.9 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1939 | 1804.7 | 1618.3 | 1652.7 | 1611.5 | 1539.1 | 1618.3 | 1683.2 | 1695.1 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 285.8 | 383.9 | 258.5 | 254.2 | 253.1 | 253 | 258.5 | 263.8 | 266.8 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1203.1 | 1296.2 | 1220.2 | 1398.1 | 1349.4 | 1283.8 | 1220.2 | 1191.1 | 1191.9 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 1098.5 | 1187.5 | 1116.7 | 1290.5 | 1243.5 | 1179.1 | 1116.7 | 1087.7 | 1090 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 80.6 | 86.6 | 84.8 | 86.3 | 85.5 | 85.2 | 84.8 | 84.8 | 83.7 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 24.1 | 22 | 18.7 | 21.3 | 20.5 | 19.5 | 18.7 | 18.6 | 18.2 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 26069 | 31792.9 | 26459.5 | 31016.2 | 25975.4 | 25170.4 | 26459.5 | 28144 | 29840.2 | 23 |
| Households and nonprofit organizations; other equity; asset (IMA) | LM153081115 | 13286.6 | 15869.1 | 17010.7 | 16348.5 | 17015.9 | 17243.8 | 17010.7 | 16840.5 | 17050 | 24 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 10988.9 | 12820.1 | 9763.8 | 11864.5 | 10047.5 | 9359.1 | 9763.8 | 10196.7 | 10654.9 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1867 | 1944.9 | 1933.3 | 1935.1 | 1907.6 | 1907.7 | 1933.3 | 1966.8 | 1996.5 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 29719.6 | 31475 | 29819.4 | 30893.9 | 29590.8 | 29233.2 | 29819.4 | 30438.4 | 30998.7 | 27 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 279.5 | 286.3 | 293.2 | 288 | 289.7 | 291.5 | 293.2 | 295 | 296.7 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1366.8 | 1420.3 | 1510.2 | 1429.8 | 1450.1 | 1477.3 | 1510.2 | 1538.7 | 1561.8 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 17178.3 | 18834.3 | 19933.4 | 19031.4 | 19388.7 | 19711.5 | 19933.4 | 19967.7 | 20137.6 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 202.9 | 201.5 | 200.7 | 203.6 | 201.2 | 200.4 | 200.7 | 200.7 | 202.9 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 16499.2 | 18123.8 | 19192.1 | 18308.7 | 18661 | 18976.3 | 19192.1 | 19217.5 | 19377.2 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (7) | FL153165105 | 10862.4 | 11941.6 | 12704.5 | 12078.5 | 12338.4 | 12549.3 | 12704.5 | 12759.6 | 12849.7 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4184.9 | 4548.5 | 4893.4 | 4577 | 4694.1 | 4788.9 | 4893.4 | 4886.4 | 4943.4 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 370.7 | 423 | 491.8 | 436.1 | 456.2 | 468.5 | 491.8 | 470.6 | 465.5 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 708.6 | 820.6 | 692.1 | 822 | 772.2 | 764.5 | 692.1 | 684.1 | 695.3 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 372.6 | 390.1 | 410.2 | 395.1 | 400.2 | 405.2 | 410.2 | 416.7 | 423.3 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 439.6 | 470.9 | 504 | 479.2 | 487.5 | 495.8 | 504 | 512 | 519.9 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 36.6 | 38.1 | 36.6 | 39.8 | 39 | 39.1 | 36.6 | 37.6 | 37.7 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 131321.1 | 150347.6 | 145805.2 | 152486.8 | 147090.2 | 144376.7 | 145805.2 | 148787.8 | 154281.6 | 40 |
| All sectors; IRAs; liability (8) | FL893131573 | 12661 | 14460 | 11950 | 13630 | 12050 | 11375 | 11950 | 12465 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (8) | FL154023205 | 425.3 | 480.3 | 411.3 | 457.7 | 413.4 | 411.1 | 411.3 | 432.5 | 450.7 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 398.6 | 452.6 | 388 | 431.7 | 389.3 | 388.2 | 388 | 408.5 | 426.9 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 26.7 | 27.7 | 23.3 | 26 | 24.1 | 22.9 | 23.3 | 24.1 | 23.8 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 20307.4 | 23972.4 | 27140.3 | 25139.1 | 26154.4 | 26730.9 | 27140.3 | 27035.3 | 27024.6 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 19985.9 | 23609.4 | 26733.2 | 24759.6 | 25760.6 | 26329 | 26733.2 | 26630.7 | 26621.2 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 321.5 | 363 | 407.1 | 379.6 | 393.8 | 402 | 407.1 | 404.6 | 403.4 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2061 | 2321.6 | 2688.7 | 2415 | 2516.3 | 2636.5 | 2688.7 | 2748.7 | 2769.3 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 17595.9 | 18633.1 | 18580.6 | 18174.4 | 18389.8 | 18733 | 19025.1 | 19613.1 | 19897.5 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 746.3 | 806.9 | 784.7 | 839 | 799.8 | 770.7 | 766.4 | 758.6 | 775.4 | 50 |
| Households; owners' equity in real estate | FL155035065 | 22042.2 | 26788.2 | 29659.6 | 30254.5 | 32224.4 | 30714 | 29659.6 | 29307 | 31648.8 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 67 | 69.2 | 70 | 71.5 | 72.3 | 71 | 70 | 69.7 | 71.1 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: September 11, 2023