Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2020 | 2021 | 2022 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 19832.3 | 21294.8 | 21777.2 | 21319.8 | 21578.3 | 21969.5 | 22241.3 | 22519.2 | 22751.3 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 2236.4 | 2661.7 | 3196.6 | 3145.5 | 3188.5 | 3236.5 | 3216.2 | 2906.2 | 2853.8 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 17595.9 | 18633.1 | 18580.6 | 18174.4 | 18389.8 | 18733 | 19025.1 | 19613.1 | 19897.5 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 14603.6 | 16389.8 | 17922.5 | 17389.5 | 17798.7 | 18124.5 | 18377.2 | 18772.2 | 19005.3 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 2992.3 | 2243.4 | 658.1 | 784.9 | 591.1 | 608.5 | 647.9 | 840.9 | 892.3 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -3.6 | -1.2 | -2.7 | -2.5 | -3.9 | -3 | -1.5 | -0.9 | -0.8 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5 | 5.4 | 6 | 5.8 | 5.9 | 6 | 6.1 | 6.2 | 6.2 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 337.5 | 554.8 | 495.7 | 553 | 500.7 | 486.8 | 442.3 | 507.1 | 494.6 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 1843.7 | 2068.3 | 2339.8 | 2250.9 | 2325.7 | 2372.7 | 2409.9 | 2418.1 | 2436.1 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | 3 | -42.1 | 0.7 | 29.5 | 29.6 | -76.3 | 20.1 | 27.4 | 4.5 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 5162 | 4902 | 3484.2 | 3551 | 3378.1 | 3535.4 | 3472.5 | 3731.6 | 3811.4 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 5344.9 | 4627.5 | 3762.9 | 4377.9 | 3244.8 | 3619.5 | 3809.2 | 5007.5 | 4874.4 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 2492.1 | 3050.7 | 3191.8 | 3254.8 | 3221.3 | 3179.8 | 3111.4 | 3183.2 | 3173.4 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1550.3 | 1918.6 | 2035.2 | 2033.7 | 2031.7 | 2044.8 | 2030.4 | 2103.5 | 2104.9 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 746.5 | 925.7 | 924 | 995 | 960.1 | 900.5 | 840.6 | 836.4 | 823.3 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 209.2 | 220.6 | 247.5 | 240.8 | 244.3 | 249.3 | 255.3 | 258.4 | 260.5 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -14 | -14.3 | -14.8 | -14.7 | -14.8 | -14.9 | -14.9 | -15.1 | -15.2 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 2852.9 | 1576.8 | 571 | 1123.1 | 23.5 | 439.7 | 697.7 | 1824.3 | 1700.9 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 3429.6 | 2865.8 | 1738.2 | 2617.3 | 1334.5 | 1648 | 1352.9 | 2325 | 2264.8 | 19 |
| Households and nonprofit organizations; private foreign deposits; asset | FA153091003 | 7.8 | -0.2 | 3.4 | 8.3 | 4.6 | 6.2 | -5.5 | 1.5 | -7.5 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 1983 | 970.8 | 358.5 | 693.3 | 1630.4 | 549 | -1438.8 | -168.5 | -51.3 | 21 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | 425.3 | 779.7 | -780.9 | 85.5 | -1291.8 | -1429.6 | -487.7 | -1777.8 | 75.3 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 418.5 | 111.8 | 273.8 | 91.5 | 297.8 | 218.4 | 487.3 | 1445.3 | 626.4 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | -619.9 | -986.4 | 1534.6 | 284.7 | 1551.6 | 1520.6 | 2781.3 | 2530.3 | 842.6 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | -343.2 | -649.9 | 1135.3 | 605.6 | 624.5 | 1517 | 1794 | 1414.6 | 1271.4 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | -299.4 | -20.1 | 669.8 | 297.2 | 704.5 | 940.9 | 736.7 | 654.1 | -40.1 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | -29.3 | -113.1 | 30.1 | -115.7 | 139.5 | 7 | 89.7 | 130.1 | 145.2 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | 52 | -203.4 | -300.7 | -502.4 | 83.1 | -944.2 | 160.9 | 331.6 | -533.9 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | 122.8 | 93 | -75.9 | 407.7 | -194.6 | -262.5 | -254.2 | -116.5 | 3 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | 127.5 | 89 | -70.8 | 411.9 | -188 | -257.5 | -249.4 | -116 | 9 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | -1.5 | 6 | -1.8 | -1.4 | -3.1 | -1 | -1.7 | -0.2 | -4.4 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -3.2 | -2 | -3.4 | -2.9 | -3.4 | -4 | -3.1 | -0.3 | -1.5 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 610.4 | 1055.2 | 623.3 | 1160.1 | 129.6 | 832.1 | 371.3 | -88 | -57.5 | 33 |
| Households and nonprofit organizations; other equity; asset (IMA) | FA153081115 | 18.3 | -7 | -68.6 | -104.5 | -124.8 | -2.6 | -42.5 | -46.9 | 25.1 | 34 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | -159.8 | 541.7 | -712.5 | -603.6 | -1256.5 | -445.9 | -544 | -176 | 153.3 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 94.2 | 30.9 | 59.4 | 62.7 | 70 | 67.5 | 37.3 | 66.6 | 74.5 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 441.7 | 215.9 | 426.3 | 465.1 | 420.4 | 463.8 | 356 | 512 | 471.3 | 37 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 7.6 | 6.8 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 7 | 7 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 79.9 | 53.5 | 89.9 | 59.4 | 90.9 | 124.2 | 85.3 | 136 | 102.4 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 576.7 | 1289 | 1167.2 | 1494.2 | 1311 | 1208.3 | 655.2 | 500.7 | 563.8 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -9.8 | -1.4 | -0.8 | 8.5 | -9.9 | -3 | 1.1 | -0.1 | 9 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 558.6 | 1257.5 | 1136.4 | 1445.6 | 1291 | 1178.1 | 630.8 | 465.1 | 523.1 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 394.3 | 838 | 831 | 1015.8 | 1035.9 | 814 | 458.5 | 346 | 358.9 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | -12 | 237.8 | 344.9 | 351.5 | 354.1 | 325.6 | 348.2 | 209.8 | 113.9 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 20.5 | 52.3 | 68.8 | 52.4 | 80.2 | 49.1 | 93.5 | -84.8 | -20.4 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | 139 | 111.9 | -128.5 | 5.7 | -199.3 | -30.8 | -289.6 | -31.8 | 44.7 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 16.8 | 17.4 | 20.2 | 20.2 | 20.2 | 20.2 | 20.2 | 26 | 26 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 27.8 | 31.4 | 33.1 | 33.1 | 33.1 | 33.1 | 33.1 | 31.6 | 31.6 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | 0.1 | 1.5 | -1.5 | 7 | -3.2 | 0.1 | -9.8 | 4.1 | 0.1 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | -182.9 | 274.5 | -278.6 | -826.9 | 133.3 | -84.2 | -336.6 | -1275.9 | -1062.9 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: September 11, 2023