Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2021 | 2022 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 169256.6 | 163579.6 | 171162.9 | 165688.1 | 162526.7 | 163579.6 | 166598.4 | 172427.8 | 171265.9 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 51231.1 | 55649.3 | 55126.3 | 57602.1 | 56536.3 | 55649.3 | 55657.3 | 58347.5 | 58842.1 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 43415.4 | 47123 | 47020.2 | 49338.5 | 48093.1 | 47123 | 47017.5 | 49595.2 | 50064.2 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 38902 | 42594.7 | 42541.3 | 44823.3 | 43521.6 | 42594.7 | 42541 | 45033.3 | 45543.6 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 4513.4 | 4528.2 | 4478.9 | 4515.2 | 4571.5 | 4528.2 | 4476.6 | 4561.9 | 4520.7 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 582.5 | 627.9 | 595.3 | 608.2 | 617.8 | 627.9 | 645.7 | 650 | 659.2 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 235.1 | 252.7 | 239.8 | 244.7 | 249 | 252.7 | 258.7 | 263.3 | 268.3 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 6998.1 | 7645.6 | 7271.1 | 7410.7 | 7576.3 | 7645.6 | 7735.3 | 7839 | 7850.3 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 118025.5 | 107930.3 | 116036.6 | 108086 | 105990.4 | 107930.3 | 110941.1 | 114080.2 | 112423.8 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 48.2 | 51.7 | 50.3 | 51.5 | 53 | 51.7 | 51 | 49.9 | 49.1 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 4147.5 | 4537.7 | 4385.5 | 4700 | 4792.9 | 4537.7 | 4559 | 4462.6 | 4231.9 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 11063.8 | 10270.8 | 11106.9 | 10679.1 | 10343.1 | 10270.8 | 9846.8 | 9726.8 | 9803.4 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 2803.7 | 3079.7 | 2778.2 | 2831.1 | 2918.7 | 3079.7 | 3387.2 | 3539.1 | 3690.1 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 3259.4 | 4592.9 | 3259.3 | 3421.3 | 3923.3 | 4592.9 | 5275.4 | 5381.3 | 5474.9 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 607.6 | 1633.9 | 835.4 | 850 | 1237.7 | 1633.9 | 2099 | 2259.9 | 2404.4 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 460.8 | 1077.4 | 512.6 | 702.5 | 889.3 | 1077.4 | 1225.2 | 1159.3 | 1174.6 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1809.7 | 1623.1 | 1657 | 1615.7 | 1543.2 | 1623.1 | 1687.3 | 1695.3 | 1627.9 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 381.2 | 258.5 | 254.2 | 253.1 | 253 | 258.5 | 263.8 | 266.8 | 268 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1296.2 | 1214.6 | 1398.5 | 1347.8 | 1280.4 | 1214.6 | 1185.2 | 1184.2 | 1117.6 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 1187.5 | 1118.2 | 1292.6 | 1245.4 | 1181 | 1118.2 | 1089.2 | 1090 | 1024.8 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 86.6 | 77.7 | 84.5 | 82 | 79.9 | 77.7 | 77.4 | 76 | 75.4 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 22 | 18.7 | 21.3 | 20.5 | 19.5 | 18.7 | 18.6 | 18.2 | 17.3 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 31782 | 26504.9 | 31044.2 | 26025.6 | 25158.5 | 26504.9 | 28142.4 | 29891.4 | 28852.3 | 23 |
| Households and nonprofit organizations; other equity; asset (IMA) | LM153081115 | 15659.3 | 16316.9 | 16075.7 | 16706.5 | 16711.3 | 16316.9 | 15987.9 | 16230.4 | 16270 | 24 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 12822 | 9749.3 | 11864.2 | 10047.6 | 9354 | 9749.3 | 10195.4 | 10670.3 | 10235.9 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 1944.9 | 1933.3 | 1935.1 | 1907.6 | 1907.7 | 1933.3 | 1966.8 | 1996.5 | 1987.1 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 31489 | 27867.7 | 30415.3 | 28619.9 | 27772 | 27867.7 | 28504.8 | 29085.5 | 28828 | 27 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 286.3 | 293.2 | 288 | 289.7 | 291.5 | 293.2 | 295 | 296.7 | 298.5 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1423.3 | 1517.8 | 1435.4 | 1458.2 | 1484.1 | 1517.8 | 1544.1 | 1565.5 | 1585 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 18817.3 | 19924.3 | 19017.7 | 19375.7 | 19702.9 | 19924.3 | 19958.7 | 20127.3 | 20277.2 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 202.6 | 201.7 | 204.6 | 202.1 | 201.4 | 201.7 | 201.7 | 204 | 204 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 18105.7 | 19182 | 18294 | 18647.1 | 18966.7 | 19182 | 19207.4 | 19365.8 | 19507 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (7) | FL153165105 | 11923.5 | 12693.1 | 12062.3 | 12322.9 | 12536.6 | 12693.1 | 12748.8 | 12841.1 | 12925.8 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4548.5 | 4894 | 4577 | 4694.1 | 4789.3 | 4894 | 4886.5 | 4940.8 | 4967.3 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 423 | 492.5 | 437.6 | 457.8 | 469.1 | 492.5 | 471.2 | 465.4 | 465.1 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 820.6 | 692.1 | 822 | 772.2 | 766.4 | 692.1 | 684.1 | 695.3 | 719 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 390.1 | 410.2 | 395.1 | 400.2 | 405.2 | 410.2 | 416.7 | 423.3 | 429.8 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 470.9 | 504 | 479.2 | 487.5 | 495.8 | 504 | 512 | 519.9 | 527.8 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 38.1 | 36.6 | 39.8 | 39 | 39.1 | 36.6 | 37.6 | 37.7 | 38.3 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 150439.3 | 143655.3 | 152145.3 | 146312.4 | 142823.8 | 143655.3 | 146639.6 | 152300.4 | 150988.7 | 40 |
| All sectors; IRAs; liability (8) | FL893131573 | 14460 | 11950 | 13630 | 12050 | 11375 | 11950 | 12465 | 12955 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (8) | FL154023205 | 480.3 | 411.3 | 457.7 | 413.4 | 388.2 | 411.3 | 432.5 | 450.7 | 431.5 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 452.6 | 388 | 431.7 | 389.3 | 365.5 | 388 | 408.5 | 426.9 | 408.6 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 27.7 | 23.3 | 26 | 24.1 | 22.7 | 23.3 | 24.1 | 23.8 | 22.9 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 24042.4 | 26981.1 | 25130.3 | 26103.8 | 26647.9 | 26981.1 | 26878.3 | 26900.2 | 27322.2 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 23674.7 | 26573.1 | 24747.2 | 25707.2 | 26243.9 | 26573.1 | 26472.7 | 26495.1 | 26911.7 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 367.7 | 408 | 383 | 396.6 | 404.1 | 408 | 405.6 | 405.1 | 410.6 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2439.3 | 2832.8 | 2537.9 | 2651.5 | 2767.8 | 2832.8 | 2890.4 | 2906.1 | 2899 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18664.4 | 18702.5 | 18247.8 | 18501.9 | 18881.7 | 19178.4 | 19880.2 | 20164.2 | 20308.2 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 806 | 768.1 | 833.8 | 790.8 | 756.4 | 749 | 737.6 | 755.3 | 743.5 | 50 |
| Households; owners' equity in real estate | FL155035065 | 26978.4 | 29901.6 | 30479 | 32500.4 | 30985 | 29901.6 | 29792.1 | 32192.2 | 32617.7 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 69.3 | 70.2 | 71.6 | 72.5 | 71.2 | 70.2 | 70 | 71.5 | 71.6 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: December 7, 2023