Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2021 | 2022 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 21407.7 | 21840.8 | 21410.5 | 21659.7 | 22018.8 | 22274.1 | 22643.9 | 22868 | 23086.3 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 2743.3 | 3138.3 | 3162.8 | 3157.8 | 3137 | 3095.7 | 2763.7 | 2703.8 | 2778.1 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18664.4 | 18702.5 | 18247.8 | 18501.9 | 18881.7 | 19178.4 | 19880.2 | 20164.2 | 20308.2 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 16543.9 | 18079.7 | 17544 | 17949.5 | 18269.1 | 18556 | 18932 | 19136.6 | 19492.8 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 2120.5 | 622.8 | 703.8 | 552.4 | 612.6 | 622.4 | 948.2 | 1027.6 | 815.4 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -1.2 | -2.7 | -2.5 | -3.9 | -3 | -1.5 | -0.9 | -0.8 | -2 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5.3 | 5.8 | 5.6 | 5.7 | 5.8 | 5.9 | 6 | 6.1 | 6.2 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 479 | 398.6 | 456.6 | 401.7 | 391.6 | 344.5 | 400 | 379.8 | 368.5 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 2087.8 | 2380.4 | 2284 | 2365.8 | 2415 | 2456.6 | 2461.8 | 2485.9 | 2521.9 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | -42.4 | 2.7 | 31.4 | 32.1 | -74.5 | 21.5 | 28.1 | 5.3 | -423 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 4723.2 | 3390.6 | 3404.7 | 3278.2 | 3485 | 3394.6 | 3774.8 | 3881.1 | 4120.6 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 4603.7 | 3891 | 4392.1 | 3244.1 | 3505.2 | 4422.6 | 4809.5 | 4744.6 | 3860.4 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 3022.3 | 3188.2 | 3236.8 | 3216.6 | 3183.6 | 3115.7 | 3174.9 | 3172.2 | 3202.2 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1844.8 | 1957.9 | 1950.4 | 1952.4 | 1971 | 1958 | 2018.6 | 2017.4 | 2028 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 937.7 | 970.8 | 1015.4 | 1012.8 | 955.1 | 899.9 | 888.8 | 882.1 | 899.9 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 254.7 | 275 | 286.4 | 266.9 | 273.2 | 273.5 | 283.4 | 288.7 | 290.5 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -14.9 | -15.5 | -15.3 | -15.5 | -15.6 | -15.8 | -15.8 | -15.9 | -16.1 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 1581.4 | 702.8 | 1155.3 | 27.5 | 321.6 | 1306.9 | 1634.5 | 1572.3 | 658.2 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 2852.4 | 1877.9 | 2662.4 | 1341.8 | 1547 | 1960.3 | 2135.7 | 2131.7 | 1187.7 | 19 |
| Households and nonprofit organizations; private foreign deposits; asset | FA153091003 | -0.2 | 3.4 | 8.3 | 4.6 | 6.2 | -5.5 | -2.5 | -4.7 | -2.9 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 971.1 | 390.2 | 695.8 | 1634.8 | 639.2 | -1409 | -155 | 26.6 | -685.5 | 21 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | 779.7 | -793.2 | 85.6 | -1291.9 | -1469.3 | -497.3 | -1777.2 | -57.7 | 177.2 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 111.8 | 276 | 94.5 | 300 | 221.2 | 488.4 | 1429.2 | 687.2 | 479.7 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | -995.6 | 1547.2 | 337.4 | 1574.8 | 1439 | 2837.8 | 2080.1 | 859.6 | 417.3 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | -654.4 | 1138.6 | 626.4 | 635.4 | 1487.7 | 1804.9 | 1198.2 | 1296.2 | 652.5 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | -21.2 | 670.8 | 310.2 | 702 | 928.2 | 743 | 532.9 | -320.2 | 211.3 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | -112.6 | 30.4 | -117.3 | 139.7 | 7.2 | 92.1 | 127 | 129.9 | 45.8 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | -207.4 | -292.6 | -481.9 | 97.8 | -984.1 | 197.7 | 222 | -246.3 | -492.3 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | 93.1 | -81.6 | 409.3 | -202.6 | -269.8 | -263.1 | -117.8 | -3.9 | -266.4 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | 89 | -69.3 | 420.5 | -189 | -257.7 | -251.2 | -116.1 | 3.3 | -260.6 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | 6.1 | -8.9 | -8.4 | -10.2 | -8.1 | -8.9 | -1.4 | -5.6 | -2.2 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -2 | -3.4 | -2.9 | -3.4 | -4 | -3.1 | -0.3 | -1.5 | -3.6 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 1139.8 | 677.6 | 1087 | 52.6 | 727 | 844.1 | 21.5 | -282.2 | 770.8 | 33 |
| Households and nonprofit organizations; other equity; asset (IMA) | FA153081115 | -113.7 | -91.6 | -132.8 | -164.8 | -31.5 | -37.1 | -27.9 | 43.4 | 31.7 | 34 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | 542.9 | -728.2 | -611.9 | -1253.8 | -467.2 | -579.8 | -120 | 110.5 | -206.7 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 30.9 | 59.4 | 62.7 | 70 | 67.5 | 37.3 | 66.6 | 74.5 | 11.2 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 230.4 | 517.1 | 550.3 | 510.3 | 559 | 448.9 | 604.4 | 575.1 | 361 | 37 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 6.8 | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 7 | 7 | 7 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 55.3 | 94.4 | 69.4 | 101 | 118.8 | 88.5 | 127.3 | 96.1 | 93.2 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 1271 | 1175.1 | 1507.1 | 1314.3 | 1225.4 | 653.3 | 501.2 | 559.4 | 529.6 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -1.2 | -0.9 | 8.3 | -10 | -3 | 1.1 | 0.3 | 9 | 0.1 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 1239.4 | 1144.3 | 1458.7 | 1294.4 | 1195.2 | 628.9 | 465.2 | 518.7 | 495 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 819.9 | 837.7 | 1023 | 1038.8 | 825.4 | 463.6 | 348.4 | 368.5 | 322.9 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | 237.8 | 345.5 | 351.5 | 354.1 | 327.4 | 349 | 207.6 | 102.7 | 52.4 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 52.3 | 69.4 | 58.4 | 80.6 | 45.3 | 93.4 | -85 | -23.2 | -1.2 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | 111.9 | -128.5 | 5.7 | -199.3 | -23 | -297.3 | -31.8 | 44.7 | 94.9 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 17.4 | 20.2 | 20.2 | 20.2 | 20.2 | 20.2 | 26 | 26 | 26 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 31.4 | 33.1 | 33.1 | 33.1 | 33.1 | 33.1 | 31.6 | 31.6 | 31.6 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | 1.5 | -1.5 | 7 | -3.2 | 0.1 | -9.8 | 4.1 | 0.1 | 2.8 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | 119.5 | -500.4 | -987.4 | 34.1 | -20.3 | -1028 | -1034.6 | -863.5 | 260.2 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes cash accounts at brokers and dealers and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: December 7, 2023