Financial Accounts of the United States - Z.1
F.111 U.S.-Chartered Depository Institutions
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2021 | 2022 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| U.S.-chartered depository institutions; gross saving including foreign earnings retained abroad and CCAdj less net capital transfers paid (other than for financial stabilization program) | FA766000105 | 42.8 | 49.1 | 40.6 | 46.1 | 49.6 | 60.3 | 102 | 33.1 | 58.4 | 1 |
| U.S.-chartered depository institutions; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA765013005 | 61.8 | 68.5 | 64.7 | 67 | 69.1 | 73.3 | 76.4 | 84.6 | 82.5 | 2 |
| U.S.-chartered depository institutions, including IBFs; total financial assets | FA764090005 | 1891.9 | 101.7 | 1111.5 | -514.3 | 135.5 | -325.8 | 1342.6 | -739.3 | -106.3 | 3 |
| U.S.-chartered depository institutions; vault cash; asset | FA763025000 | -8.8 | -3.7 | 25.6 | -4.1 | -28.7 | -7.6 | 16.5 | -5.8 | -21.8 | 4 |
| U.S.-chartered depository institutions; depository institution reserves; asset | FA763013005 | 388.6 | -952 | -914.1 | -2088.8 | -417.6 | -387.3 | 1201.7 | -324.2 | 156.7 | 5 |
| U.S.-chartered depository institutions, including IBFs; federal funds and security repurchase agreements; asset | FA762050005 | -220.8 | 13.4 | -76 | -70 | 108 | 91.4 | -24.7 | -196.4 | -15.1 | 6 |
| U.S.-chartered depository institutions; debt securities; asset | FA764022005 | 1240.1 | -109.8 | 892.8 | -195.4 | -649.2 | -487.4 | -472.2 | -465.2 | -595.1 | 7 |
| U.S.-chartered depository institutions; open market paper; asset | FA763069175 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8 |
| U.S.-chartered depository institutions; Treasury securities; asset | FA763061100 | 449 | 8.8 | 273.5 | 174 | -271.6 | -140.6 | -343.1 | -208.3 | -34.5 | 9 |
| U.S.-chartered depository institutions; agency- and GSE-backed securities; asset | FA763061705 | 535.1 | -231.2 | 206.4 | -369.7 | -401.4 | -360 | -109.3 | -183 | -294.4 | 10 |
| U.S.-chartered depository institutions; total agency issued residential mortgage pass-through securities; asset | FA763061805 | 379.9 | -108.2 | 177.8 | -253.9 | -148.6 | -208.1 | 116.2 | -104.4 | -188.7 | 11 |
| U.S.-chartered depository institutions; agency issued commercial mortgage pass-through securities; asset | FA763061503 | 28.2 | -21.3 | -8.8 | 32.4 | -101.2 | -7.6 | -3.7 | -9.4 | -11.3 | 12 |
| U.S.-chartered depository institutions; agency issued residential CMOs and other structured MBS; asset | FA763061603 | 41.5 | -28.7 | -19.6 | -37.6 | -15.5 | -42 | -116.9 | -39 | -83.7 | 13 |
| U.S.-chartered depository institutions; agency issued commercial CMOs and other structured MBS; asset | FA763061403 | 43.9 | -92.9 | 16.7 | -138.4 | -151.8 | -98.2 | -72.8 | -13.5 | -2 | 14 |
| U.S.-chartered depository institutions; agency- and GSE-backed securities, excluding MBS and CMOs; asset | FA763061795 | 41.6 | 20 | 40.3 | 27.8 | 15.6 | -3.9 | -32.2 | -16.7 | -8.6 | 15 |
| U.S.-chartered depository institutions; municipal securities; asset | FA763062000 | 53 | 4.8 | 53.5 | 53.3 | -7.3 | -80.5 | -71.6 | -66.5 | -45 | 16 |
| U.S.-chartered depository institutions, including IBFs; corporate and foreign bonds; asset | FA763063005 | 204.9 | 107.7 | 359.4 | -53 | 31 | 93.6 | 51.8 | -7.4 | -221.2 | 17 |
| U.S.-chartered depository institutions; private residential mortgage pass-through securities; asset | FA763063673 | 1.1 | -0.2 | -2.4 | -0.7 | -0.1 | 2.6 | -2.6 | -2.1 | -0.8 | 18 |
| U.S.-chartered depository institutions; private commercial mortgage pass-through securities; asset | FA763063653 | 0.4 | 0.2 | 1.1 | -0 | -0.3 | -0.1 | -0.3 | -0.2 | -0.1 | 19 |
| U.S.-chartered depository institutions; private residential CMOs and other structured MBS; asset | FA763063663 | 17.1 | 10.1 | 32.9 | 11.4 | -0.5 | -3.6 | -2.8 | -4.4 | -5.2 | 20 |
| U.S.-chartered depository institutions; private commercial CMOs and other structured MBS; asset | FA763063693 | 13.2 | 3.9 | 17.9 | 6.8 | 3.6 | -12.9 | -2.2 | -1.2 | -6.3 | 21 |
| U.S.-chartered depository institutions, including IBFs; corporate and foreign bonds, excluding private MBS and CMOs; asset | FA763063095 | 173 | 93.8 | 309.9 | -70.5 | 28.3 | 107.6 | 59.6 | 0.5 | -208.9 | 22 |
| U.S.-chartered depository institutions; loans; asset | FA764023005 | 347.3 | 1001.6 | 668.7 | 1596.6 | 973.6 | 767.4 | 533.2 | 271.4 | 162.5 | 23 |
| U.S.-chartered depository institutions, including IBFs; depository institution loans n.e.c.; asset | FA763068005 | 58.7 | 282.1 | 138.8 | 632.9 | 204.1 | 152.7 | 103.4 | 28.6 | -111.9 | 24 |
| U.S.-chartered depository institutions; other loans and advances; asset | FA763069005 | 1.9 | -3.2 | -16.7 | 0.2 | -2.2 | 5.7 | 12.7 | 1.4 | 3.8 | 25 |
| U.S.-chartered depository institutions; total mortgages; asset | FA763065005 | 146.5 | 518.6 | 296.3 | 692.8 | 627.3 | 458.2 | 302.6 | 170.4 | 193 | 26 |
| U.S.-chartered depository institutions; consumer credit; asset | FA763066000 | 140.2 | 204.1 | 250.3 | 270.7 | 144.4 | 150.9 | 114.6 | 71.1 | 77.6 | 27 |
| U.S.-chartered depository institutions; U.S. direct investment abroad: intercompany debt (market value) | FA763092305 | -2.6 | -3.6 | -5.5 | 1.3 | -9.4 | -0.7 | 7 | -3.4 | 7.1 | 28 |
| U.S.-chartered depository institutions; corporate equities, excluding Federal Reserve stock and equity in GSEs; asset | FA763064103 | 2.4 | -1.9 | 2.3 | -7.8 | -0.9 | -1.2 | -1.3 | 5.2 | 4.7 | 29 |
| U.S.-chartered depository institutions; U.S. direct investment abroad: equity (market value) | FA763092100 | 11.1 | 15.6 | 23 | -0.5 | 30 | 9.9 | -6.3 | 19.8 | -3.2 | 30 |
| U.S.-chartered depository institutions; miscellaneous other equity; asset | FA763094905 | -2.4 | 19.4 | 4 | 26.8 | 21.2 | 25.7 | 40.7 | -24.2 | -10.7 | 31 |
| U.S.-chartered depository institutions; mutual fund shares; asset | FA763064203 | 2 | -2.3 | -3.4 | -1.9 | 8.2 | -12.3 | -1.7 | 2 | -3.8 | 32 |
| U.S.-chartered depository institutions; life insurance reserves; asset | FA763040005 | 13.3 | 6.5 | 8.6 | 7.7 | 8.8 | 1.1 | 5.3 | -14.9 | -0.7 | 33 |
| U.S.-chartered depository institutions; total miscellaneous assets | FA763090005 | 121.6 | 118.5 | 485.4 | 222 | 91.4 | -324.6 | 44.2 | -3.8 | 213.1 | 34 |
| U.S.-chartered depository institutions, including IBFs; total liabilities and equity | FA764194005 | 1813.8 | -98.3 | 900.6 | -1051.3 | -138.2 | -104.3 | 1258.9 | -855.7 | -100.4 | 35 |
| U.S.-chartered depository institutions, including IBFs; total liabilities | FA764190005 | 1688 | 24 | 1188.4 | -805.5 | 62.3 | -349.3 | 1053.3 | -892.7 | -83.3 | 36 |
| U.S.-chartered depository institutions; net interbank transactions; liability | FA764110005 | -48 | -85.2 | 96.6 | -477.2 | 158.7 | -119 | 1372 | -336.7 | -29.6 | 37 |
| Monetary authority; Federal Reserve float; asset | FA713022003 | -0 | 0 | -0.4 | -0.4 | 1.6 | -0.7 | 0.7 | 0.2 | -0.1 | 38 |
| Monetary authority; loans to U.S.-chartered depository institutions, including AMLF, MMLF, and PPPLF; asset | FA713068715 | -30.9 | -4.2 | -17.8 | 3.1 | 8.6 | -10.6 | 1234.6 | -167.5 | -320.8 | 39 |
| U.S.-chartered depository institutions; net interbank transactions with U.S. banking; liability | FA764112005 | 9.6 | -12.6 | 233.4 | -403.8 | 104.8 | 15.2 | 198.8 | -269.4 | 66.8 | 40 |
| U.S.-chartered depository institutions, including IBFs; net interbank transactions with banks in foreign countries; liability | FA764116005 | -26.6 | -68.5 | -118.6 | -76.2 | 43.7 | -123 | -62 | 100.1 | 224.5 | 41 |
| U.S.-chartered depository institutions; checkable deposits; liability | FA763127005 | 1249.3 | 340.7 | 616.7 | 930.2 | 446 | -630.1 | -228.4 | -217.3 | -523.6 | 42 |
| U.S.-chartered depository institutions; checkable deposits due to the federal government, including demand notes issued to U.S. Treasury and tax and loan accounts; liability | FA763123005 | -0.1 | 0.1 | 0.3 | 0.6 | 1 | -1.7 | 15.8 | -0.3 | 2 | 43 |
| U.S.-chartered depository institutions; transaction deposits due to state and local governments (including mail float); liability | FA763128000 | 115.9 | 14.6 | 25.2 | 53.3 | -16.2 | -3.7 | 0.3 | -11.5 | 7.2 | 44 |
| U.S.-chartered depository institutions; checkable deposits due to private domestic sectors; liability | FA763129205 | 1113 | 325.5 | 552.6 | 954.6 | 394.8 | -600.1 | -264.2 | -182.2 | -530.5 | 45 |
| U.S.-chartered depository institutions; checkable deposits due to rest of the world; liability | FA763122605 | 20.6 | 0.5 | 38.6 | -78.4 | 66.5 | -24.6 | 19.6 | -23.2 | -2.3 | 46 |
| U.S.-chartered depository institutions, including IBFs; total time and savings deposits; liability | FA763130005 | 631.5 | -767.5 | 110.3 | -1581.9 | -1269.1 | -329.2 | -1429.3 | 468.5 | 229.1 | 47 |
| U.S.-chartered depository institutions, including IBFs; federal funds and security repurchase agreements; liability | FA762150005 | -9.9 | 24.2 | -19.8 | 50.1 | 32.8 | 33.8 | 417.1 | -101.3 | -40.6 | 48 |
| U.S.-chartered depository institutions; debt securities; liability | FA764122005 | -125.1 | 153.8 | 146.3 | 169.8 | 23.7 | 275.5 | -166.6 | 121.9 | 109.4 | 49 |
| U.S.-chartered depository institutions; open market paper; liability | FA763169175 | -60.3 | 75.9 | 72.9 | 87.5 | 11.9 | 131.1 | -73 | 62.4 | 57.9 | 50 |
| U.S.-chartered depository institutions; corporate and foreign bonds; liability | FA763163005 | -64.8 | 77.9 | 73.4 | 82.2 | 11.8 | 144.3 | -93.6 | 59.6 | 51.5 | 51 |
| U.S.-chartered depository institutions; FHLB advances and Sallie Mae loans; liability | FA763169305 | -75.7 | 409.2 | 233.9 | 343.3 | 499.3 | 560.1 | 1022.6 | -867 | -213 | 52 |
| U.S.-chartered depository institutions; total taxes payable (net); liability | FA763178000 | -8.9 | -73.7 | -206.2 | -59.2 | -72.9 | 43.5 | 30.7 | -12.9 | -6.9 | 53 |
| U.S.-chartered depository institutions; total miscellaneous liabilities | FA763190005 | 74.9 | 22.5 | 210.6 | -180.5 | 243.9 | -183.8 | 35.3 | 52.1 | 391.8 | 54 |
| U.S.-chartered depository institutions; other investment by holding company parent; liability | FA763194705 | 24 | -4.6 | -59.6 | 24 | -10 | 27.4 | 7.5 | 56.5 | 123.9 | 55 |
| U.S.-chartered depository institutions, including IBFs; unidentified miscellaneous liabilities | FA763193005 | 50.8 | 27.1 | 270.1 | -204.5 | 253.9 | -211.2 | 27.8 | -4.5 | 267.9 | 56 |
| U.S.-chartered depository institutions; equity and investment fund shares excluding mutual fund shares and money market fund shares; liability; liability | FA763181105 | 125.7 | -122.3 | -287.8 | -245.8 | -200.5 | 245 | 205.5 | 37 | -17.1 | 57 |
| U.S.-chartered depository institutions; corporate equities; liability | FA763164103 | 2.3 | 17.3 | -26.6 | 9 | 3.9 | 82.9 | -41 | 0.5 | 3.7 | 58 |
| U.S.-chartered depository institutions; equity investment by parent holding company; liability | FA763194603 | 123.4 | -139.6 | -261.2 | -254.8 | -204.5 | 162.1 | 246.6 | 36.5 | -20.8 | 59 |
| U.S.-chartered depository institutions; sector discrepancy | FA767005005 | -97 | -219.4 | -235 | -557.9 | -293.2 | 208.5 | -58.2 | -167.9 | -18.2 | 60 |
| U.S.-chartered depository institutions; leases to households; asset (Call Report; consolidated) (1) | FA763066303 | 0.1 | -2.7 | -1.7 | -3.1 | -3 | -2.9 | -2.2 | -1.1 | -0.8 | 61 |
| U.S.-chartered depository institutions, including IBFs; total uninsured checkable and time and savings deposits; liability (2) | FA763139105 | 989.5 | -660.7 | 12.3 | -1073.7 | -840.8 | -740.7 | -2531.3 | -587.9 | -130.3 | 62 |
NOTES
- Receivables from operating leases, such as consumer automobile leases, are booked as current income when payments are received and are not included in financial assets (or household liabilities). The leased automobile is a nonfinancial asset; depreciation is included in line 1, and fixed investment is included in line 2.
- Includes checkable deposits (line 42) and time and savings deposits (line 47) not insured by the Federal Deposit Insurance Corporation.
Last Update: December 7, 2023