Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2021 | 2022 | 2023 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 21407.7 | 21840.8 | 22975.7 | 22018.8 | 22274.1 | 22643.9 | 22868 | 23085.7 | 23305.2 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 2743.3 | 3138.3 | 2753.8 | 3137 | 3095.7 | 2763.7 | 2703.8 | 2765.3 | 2782.3 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18664.4 | 18702.5 | 20221.9 | 18881.7 | 19178.4 | 19880.2 | 20164.2 | 20320.4 | 20522.9 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 16543.9 | 18079.7 | 19309.7 | 18269.1 | 18556 | 18932 | 19136.6 | 19456.5 | 19713.8 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 2120.5 | 622.8 | 912.2 | 612.6 | 622.4 | 948.2 | 1027.6 | 863.9 | 809.2 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -1.2 | -2.7 | -0.9 | -3 | -1.5 | -0.9 | -0.8 | -2 | 0 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5.3 | 5.8 | 6.1 | 5.8 | 5.9 | 6 | 6.1 | 6.2 | 6.2 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 479 | 398.6 | 377.7 | 391.6 | 344.5 | 400 | 379.8 | 367.9 | 363.2 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 2087.8 | 2380.4 | 2500.2 | 2415 | 2456.6 | 2461.8 | 2485.9 | 2521.6 | 2531.4 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | -42.4 | 2.7 | -104.1 | -74.5 | 21.5 | 28.1 | 5.3 | -423.2 | -26.6 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 4723.2 | 3390.6 | 3887.1 | 3485 | 3394.6 | 3774.8 | 3881.1 | 4168.3 | 3724.1 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 4555.4 | 3784.5 | 4241.9 | 3416.9 | 4209.6 | 4596.6 | 4677.4 | 3507.7 | 4186.1 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 3022.3 | 3188.2 | 3190.1 | 3183.6 | 3115.7 | 3174.9 | 3172.2 | 3202.5 | 3210.8 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1844.8 | 1957.9 | 2022.1 | 1971 | 1958 | 2018.6 | 2017.4 | 2027.4 | 2025.1 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 937.7 | 970.8 | 893.5 | 955.1 | 899.9 | 888.8 | 882.1 | 899.6 | 903.4 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 254.7 | 275 | 290.5 | 273.2 | 273.5 | 283.4 | 288.7 | 291.5 | 298.5 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -14.9 | -15.5 | -16 | -15.6 | -15.8 | -15.8 | -15.9 | -16.1 | -16.2 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 1533.1 | 596.3 | 1051.8 | 233.3 | 1093.9 | 1421.7 | 1505.1 | 305.2 | 975.3 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 2811.5 | 1782 | 1615.5 | 1478.4 | 1750.8 | 1931.3 | 2074.2 | 961.8 | 1494.7 | 19 |
| Households and nonprofit organizations; private foreign deposits; asset | FA153091003 | -0.2 | 3.4 | -5.2 | 6.2 | -5.5 | -2.5 | -12.9 | 1.5 | -7 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 971.4 | 389.4 | -193.3 | 634.2 | -1407.4 | -162.8 | 37.8 | -683.9 | 35.8 | 21 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | 779.7 | -793.3 | -441.1 | -1469 | -497.6 | -1751.4 | -65.6 | 128.1 | -75.5 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 113.3 | 277.2 | 724.7 | 218.3 | 494.3 | 1432.3 | 676.2 | 476.9 | 313.6 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | -1002.8 | 1510.3 | 1089.4 | 1433.7 | 2753.9 | 2136.6 | 896.1 | 392.2 | 932.6 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | -652.1 | 1112 | 817.6 | 1435 | 1829.1 | 1203.2 | 1402.6 | 547.5 | 117.2 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | -21 | 672.2 | 174.7 | 924.7 | 757.1 | 458.9 | -341.9 | 278.8 | 303.1 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | -112.3 | 29.7 | 93.3 | 6 | 92.2 | 128.3 | 131.1 | 36 | 77.6 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | -217.4 | -303.6 | 3.8 | -932 | 75.5 | 346.1 | -295.6 | -470.1 | 434.6 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | 90.4 | -50.5 | -70.5 | -242.5 | -196.8 | -102 | -31.6 | -270.6 | 122.2 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | 86.3 | -38.2 | -65.3 | -230.3 | -184.8 | -100.3 | -24.5 | -264.8 | 128.4 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | 6.1 | -8.9 | -3.3 | -8.1 | -8.9 | -1.4 | -5.6 | -2.1 | -4.2 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -2 | -3.4 | -1.9 | -4 | -3.1 | -0.3 | -1.5 | -3.6 | -2 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 1103.4 | 590.2 | -57.2 | 639.2 | 577.5 | -242.7 | -277.5 | 625.8 | -334.5 | 33 |
| Households and nonprofit organizations; other equity; asset (IMA) | FA153081115 | -113.8 | -91.6 | 4.4 | -31.6 | -37.2 | -27.7 | 45.3 | 41.7 | -41.6 | 34 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | 542.2 | -724.1 | -164.2 | -470.9 | -529.8 | -187.8 | -5.6 | -279.8 | -183.6 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 30.9 | 58.9 | 55.2 | 66.7 | 37.6 | 66.5 | 73.5 | 10.7 | 70.2 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 230.1 | 504.7 | 551.1 | 562.1 | 460 | 631.2 | 628.9 | 411.9 | 532.2 | 37 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 11.8 | 13.2 | 14.3 | 13.2 | 13.2 | 14.3 | 14.3 | 14.3 | 14.3 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 55.3 | 94.3 | 108 | 118.7 | 88.7 | 127.3 | 95.6 | 93 | 116 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 1278.5 | 1185.8 | 563.7 | 1245.1 | 656.9 | 509.7 | 569.1 | 656.6 | 519.4 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -1.1 | -0.9 | 2.1 | -3 | 1.1 | 0.3 | 9 | 0.2 | -1.1 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 1246.7 | 1155.3 | 527.5 | 1215.1 | 632.7 | 473.8 | 528.5 | 622.1 | 485.7 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 820.5 | 838.1 | 360.5 | 826.6 | 460.9 | 349.2 | 367.4 | 458.9 | 266.3 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | 237.8 | 345.5 | 125.6 | 327.4 | 349 | 207.6 | 102.7 | 26.8 | 165.5 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 52.3 | 71.7 | -21.1 | 55.2 | 92.5 | -86.1 | -21.4 | -2.4 | 25.4 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | 114.3 | -125.4 | 30 | -19.5 | -295.2 | -29.5 | 47.3 | 106.2 | -4.1 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 21.7 | 25.4 | 32.6 | 25.4 | 25.4 | 32.6 | 32.6 | 32.6 | 32.6 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 31.3 | 32.9 | 31.5 | 32.9 | 32.9 | 31.5 | 31.5 | 31.5 | 31.5 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | 1.5 | -1.5 | 2.5 | 0.1 | -9.8 | 4.1 | 0.1 | 2.8 | 3.3 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | 167.8 | -393.8 | -354.9 | 68 | -814.9 | -821.7 | -796.3 | 660.6 | -462 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: March 7, 2024