Financial Accounts of the United States - Z.1
L.203 Net Interbank Transactions
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2021 | 2022 | 2023 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Domestic financial sectors; net interbank transactions; liability | FL794110005 | 3955.5 | 3148 | 3894.3 | 3319.1 | 3148 | 4104.4 | 3858 | 3774.2 | 3894.3 | 1 |
| Monetary authority; net interbank transactions; liability | FL714110005 | 3734.8 | 2771.5 | 3218.6 | 2954.1 | 2771.5 | 3267 | 3129.8 | 3141.3 | 3218.6 | 2 |
| U.S.-chartered depository institutions; net interbank transactions; liability | FL764110005 | -36.1 | -121.3 | 127.5 | -84.4 | -121.3 | 184.8 | 169.7 | 143.5 | 127.5 | 3 |
| Foreign banking offices in the U.S.; net interbank transactions; liability | FL754110005 | 289 | 551.6 | 592.8 | 503.8 | 551.6 | 699.7 | 604 | 534.1 | 592.8 | 4 |
| Banks in U.S.-affiliated areas; net interbank transactions; liability | FL744110005 | -1.4 | -1.4 | -1.3 | -2.8 | -1.4 | -1.5 | -1.3 | -1.5 | -1.3 | 5 |
| Credit unions; total net interbank transactions; liability | FL474110005 | -30.8 | -52.4 | -43.2 | -51.6 | -52.4 | -45.7 | -44.2 | -43.2 | -43.2 | 6 |
| All sectors; total net interbank transactions; asset | FL894010005 | 3970.9 | 3196.5 | 3922.8 | 3351.8 | 3196.5 | 4131.1 | 3883.9 | 3801.8 | 3922.8 | 7 |
| Monetary authority; net interbank transactions with all depository institutions; asset | FL714010005 | 12.7 | 8.5 | 133.5 | 11.3 | 8.5 | 317.3 | 275.5 | 195.3 | 133.5 | 8 |
| U.S.-chartered depository institutions; vault cash and reserves at the Federal Reserve; asset | FL763020005 | 2668.8 | 1713.1 | 2070.9 | 1802.5 | 1713.1 | 2010.1 | 1928.7 | 1959.6 | 2070.9 | 9 |
| Foreign banking offices in the U.S.; vault cash and reserves at the Federal Reserve; asset | FL753020005 | 830.3 | 959 | 1016.5 | 1032.1 | 959 | 1123.5 | 1077.8 | 1063.1 | 1016.5 | 10 |
| Banks in U.S.-affiliated areas; depository institution reserves; asset | FL743013003 | 21.9 | 6 | 6.6 | 4.9 | 6 | 6.5 | 9.2 | 6.3 | 6.6 | 11 |
| Credit unions; depository institution reserves; asset | FL473013005 | 213.8 | 93.5 | 124.7 | 114.6 | 93.5 | 126.9 | 114.1 | 112.4 | 124.7 | 12 |
| Rest of the world; net interbank transactions with banks in foreign countries; asset | FL264016005 | 223.4 | 416.4 | 570.7 | 386.4 | 416.4 | 546.8 | 478.6 | 465.2 | 570.7 | 13 |
| Instrument discrepancies; net interbank transactions | FL904010005 | -15.3 | -48.4 | -28.5 | -32.7 | -48.4 | -26.7 | -26 | -27.5 | -28.5 | 14 |
| Private depository institutions; vault cash; asset | FL703025005 | 90.5 | 86.7 | 83.8 | 79.3 | 86.7 | 83.2 | 82.9 | 74.7 | 83.8 | 15 |
| U.S.-chartered depository institutions; vault cash; asset | FL763025000 | 90.4 | 86.7 | 83.8 | 79.2 | 86.7 | 83.2 | 82.9 | 74.6 | 83.8 | 16 |
| Foreign banking offices in the U.S.; vault cash; asset | FL753025003 | 0.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17 |
| Monetary authority; depository institution reserves, excluding FHLB deposits; liability | FL713113003 | 3644.3 | 2684.8 | 3134.8 | 2874.8 | 2684.8 | 3183.7 | 3046.9 | 3066.6 | 3134.8 | 18 |
| U.S.-chartered depository institutions; depository institution reserves; asset | FL763013005 | 2578.4 | 1626.4 | 1987.1 | 1723.2 | 1626.4 | 1926.8 | 1845.8 | 1884.9 | 1987.1 | 19 |
| Foreign banking offices in the U.S.; depository institution reserves; asset | FL753013003 | 830.2 | 959 | 1016.4 | 1032.1 | 959 | 1123.5 | 1077.7 | 1063.1 | 1016.4 | 20 |
| Banks in U.S.-affiliated areas; depository institution reserves; asset | FL743013003 | 21.9 | 6 | 6.6 | 4.9 | 6 | 6.5 | 9.2 | 6.3 | 6.6 | 21 |
| Credit unions; depository institution reserves; asset | FL473013005 | 213.8 | 93.5 | 124.7 | 114.6 | 93.5 | 126.9 | 114.1 | 112.4 | 124.7 | 22 |
| Monetary authority; net interbank transactions with U.S.-chartered depository institutions; asset | FL714010075 | 12.6 | 8.5 | 133.5 | 11.3 | 8.5 | 317.3 | 275.5 | 195.3 | 133.5 | 23 |
| Monetary authority; loans to credit unions under the Paycheck Protection Program Liquidity Facility (PPPLF), assets | FL713068743 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 |
| Monetary authority; net interbank transactions with all depository institutions; asset | FL714010005 | 12.7 | 8.5 | 133.5 | 11.3 | 8.5 | 317.3 | 275.5 | 195.3 | 133.5 | 25 |
| Monetary authority; Federal Reserve float; asset | FL713022003 | -0.6 | -0.5 | -0.6 | -0.4 | -0.5 | -0.4 | -0.3 | -0.4 | -0.6 | 26 |
| Monetary authority; loans to depository institutions, including AMLF, MMLF, and PPPLF; asset | FL713068705 | 13.3 | 9.1 | 134 | 11.7 | 9.1 | 317.7 | 275.8 | 195.6 | 134 | 27 |
| U.S.-chartered depository institutions; net interbank transactions with foreign affiliates including deposits at foreign banks; liability | FL764116205 | -13.6 | -83.2 | 29.6 | -47.9 | -83.2 | -101.2 | -79.4 | -23 | 29.6 | 28 |
| U.S.-chartered depository institutions, including IBFs; interbank transactions due to foreign affiliates; liability | FL763192605 | 450.5 | 411.1 | 485.1 | 429.6 | 411.1 | 398.5 | 376.6 | 415.1 | 485.1 | 29 |
| U.S.-chartered depository institutions, including IBFs; interbank transactions due from foreign affiliates; asset | FL763092605 | 464 | 494.3 | 455.4 | 477.5 | 494.3 | 499.7 | 456.1 | 438 | 455.4 | 30 |
| Foreign banking offices in the U.S.; net interbank transactions with foreign affiliates including deposits at foreign banks; liability | FL754116205 | 308.3 | 567.6 | 607.8 | 511.6 | 567.6 | 714.7 | 624 | 554.2 | 607.8 | 31 |
| Foreign banking offices in the U.S., including IBFs; interbank transactions due to foreign affiliates; liability | FL753192605 | 1092.6 | 1320.4 | 1453.1 | 1261.1 | 1320.4 | 1424.1 | 1396 | 1385.8 | 1453.1 | 32 |
| Foreign banking offices in the U.S., including IBFs; interbank transactions due from foreign affiliates; asset | FL753092605 | 784.3 | 752.8 | 845.3 | 749.6 | 752.8 | 709.4 | 772 | 831.6 | 845.3 | 33 |
| Rest of the world; U.S. deposits at foreign banks; liability | FL264116205 | 38.6 | 35.6 | 35.9 | 39.5 | 35.6 | 37.6 | 36.2 | 37.6 | 35.9 | 34 |
| U.S.-chartered depository institutions, including IBFs; deposits at foreign banks; asset | FL764016205 | 27.1 | 26.9 | 22.8 | 27.5 | 26.9 | 26.3 | 23.7 | 24.5 | 22.8 | 35 |
| Foreign banking offices in the U.S., including IBFs; deposits at foreign banks; asset | FL754016205 | 11.6 | 8.7 | 13.1 | 12 | 8.7 | 11.3 | 12.5 | 13.1 | 13.1 | 36 |
| Rest of the world; depository institution loans to foreign banks; liability | FL264135125 | 52.1 | 59.4 | 52.4 | 63.1 | 59.4 | 55.9 | 54 | 54.5 | 52.4 | 37 |
| U.S.-chartered depository institutions, including IBFs; loans to foreign banks; asset | FL764035125 | 23.3 | 28.5 | 23.9 | 30.7 | 28.5 | 25.2 | 24.3 | 24.4 | 23.9 | 38 |
| Foreign banking offices in the U.S., including IBFs; loans to foreign banks; asset | FL754035125 | 28.9 | 30.9 | 28.6 | 32.3 | 30.9 | 30.7 | 29.7 | 30 | 28.6 | 39 |
| Rest of the world; loans to U.S. private depository institutions (IBFs); asset | FL264035125 | 19.4 | 27 | 21.6 | 25.3 | 27 | 26.8 | 24.3 | 26.1 | 21.6 | 40 |
| International banking facilities of U.S.-chartered depository institutions; other borrowed money owed to nonrelated foreign banks; liability | FL274135123 | 9 | 15.1 | 11.3 | 13.5 | 15.1 | 13.7 | 13.6 | 14.2 | 11.3 | 41 |
| International banking facilities of foreign banking offices in U.S.; other borrowed money owed to nonrelated foreign banks; liability | FL284135125 | 10.4 | 11.8 | 10.3 | 11.9 | 11.8 | 13 | 10.7 | 11.9 | 10.3 | 42 |
| Rest of the world; net interbank transactions with banks in foreign countries; asset (1) | FL264016005 | 223.4 | 416.4 | 570.7 | 386.4 | 416.4 | 546.8 | 478.6 | 465.2 | 570.7 | 43 |
| U.S.-chartered depository institutions; net interbank transactions with U.S. banking; liability | FL764112005 | 6.2 | -6.4 | -0.3 | -3.1 | -6.4 | 6.4 | 8.1 | 6 | -0.3 | 44 |
| U.S.-chartered depository institutions; interbank transactions due to U.S. banks; liability (3) | FL764112205 | 39.4 | 27 | 36.8 | 46.6 | 27 | 44.6 | 46.6 | 44.4 | 36.8 | 45 |
| Foreign banking offices in the U.S., including IBFs; interbank transactions due from U.S. depository institutions; asset | FL754012205 | 22.6 | 21.6 | 20.7 | 24.9 | 21.6 | 24.2 | 27 | 27.3 | 20.7 | 46 |
| Banks in U.S.-affiliated areas; checkable deposits and currency; asset | FL743020005 | 1.4 | 1.4 | 1.3 | 2.8 | 1.4 | 1.5 | 1.3 | 1.5 | 1.3 | 47 |
| Credit unions; interbank transactions due from U.S. depository institutions; asset | FL474012205 | 30.8 | 52.4 | 43.2 | 51.6 | 52.4 | 45.7 | 44.2 | 43.2 | 43.2 | 48 |
| Foreign banking offices in the U.S.; interbank transactions due to U.S. banks; liability | FL754112205 | 33.3 | 33.4 | 37 | 49.7 | 33.4 | 38.2 | 38.5 | 38.4 | 37 | 49 |
| Instrument discrepancies; net interbank transactions (2) | FL904010005 | -15.3 | -48.4 | -28.5 | -32.7 | -48.4 | -26.7 | -26 | -27.5 | -28.5 | 50 |
NOTES
- Sum of lines 28 and 31 less line 34 and line 37 plus line 40.
- Interbank transactions between U.S. banks should net to zero and thus are not shown in lines 1 through 13 above. However, the unallocated amount (line 50), which is due to inconsistencies in source data, appears on line 14 as the discrepancy between liabilities and assets.
- Sum of lines 46, 47, 48, and 50.
Last Update: March 7, 2024