Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2020 | 2021 | 2022 | 2023 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 19629 | 21407.7 | 21840.8 | 22961.3 | 22643.9 | 22868 | 23085.7 | 23247.5 | 23652 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 2256.5 | 2743.3 | 3138.3 | 2756.3 | 2763.7 | 2703.8 | 2765.3 | 2792.5 | 2930.2 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 17372.5 | 18664.4 | 18702.5 | 20205 | 19880.2 | 20164.2 | 20320.4 | 20455 | 20721.8 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 14694 | 16543.9 | 18079.7 | 19305.1 | 18932 | 19136.6 | 19456.5 | 19695.3 | 19925.2 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 2678.6 | 2120.5 | 622.8 | 899.8 | 948.2 | 1027.6 | 863.9 | 759.8 | 796.6 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -3.6 | -1.2 | -2.6 | -1.3 | -0.7 | -1.4 | -2.6 | -0.6 | -2.2 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5.3 | 5.3 | 5.8 | 6.1 | 6 | 6.1 | 6.2 | 6.2 | 6.3 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 291.2 | 479 | 398.6 | 377.8 | 400 | 379.8 | 367.9 | 363.4 | 334 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 1866.6 | 2087.8 | 2380.4 | 2500.1 | 2461.8 | 2485.9 | 2521.6 | 2531 | 2539.8 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | 3 | -42.4 | 2.7 | -104.2 | 28.1 | 5.3 | -423.2 | -27 | -45.1 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 4824.4 | 4723.2 | 3390.7 | 3874.4 | 3775.1 | 3880.5 | 4167.7 | 3674.3 | 3706.9 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 5388.9 | 4634.5 | 3789.8 | 4213.9 | 4742.7 | 4734.2 | 3269.2 | 4109.6 | 3486.3 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 2500.6 | 3022.3 | 3188.2 | 3190.9 | 3174.9 | 3172.2 | 3202.5 | 3213.7 | 3236 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1510.3 | 1844.8 | 1957.9 | 2022.2 | 2018.6 | 2017.4 | 2027.4 | 2025.3 | 2001.8 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 752.1 | 937.7 | 970.8 | 893.7 | 888.8 | 882.1 | 899.6 | 904.2 | 947.3 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 252.7 | 254.7 | 275 | 291 | 283.4 | 288.7 | 291.5 | 300.4 | 303.2 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -14.4 | -14.9 | -15.5 | -16 | -15.8 | -15.9 | -16.1 | -16.2 | -16.3 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 2888.4 | 1612.2 | 601.6 | 1023.1 | 1567.8 | 1562 | 66.7 | 895.8 | 250.3 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 3484.8 | 2890.6 | 1769 | 1596.1 | 2072.9 | 2206.4 | 724.8 | 1380.4 | 866.7 | 19 |
| Households and nonprofit organizations; private foreign deposits; asset | FA153091003 | 7.8 | -0.2 | 3.4 | -1.8 | -2.5 | -12.9 | 8.1 | 0.1 | 12.9 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 1982.6 | 971.5 | 402.9 | -271.5 | -162.3 | 82.9 | -795.2 | -211.6 | 711.3 | 21 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | 425.2 | 779.7 | -800.1 | -444.3 | -1761.4 | -66.7 | 121.9 | -70.8 | -440 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 417.6 | 113.5 | 277 | 902.8 | 1567.1 | 822.2 | 642.8 | 579.1 | 371.4 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | -599.6 | -1003.5 | 1507.1 | 1203.2 | 2158.8 | 931.3 | 360.6 | 1362.1 | -998.4 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | -329.3 | -652.1 | 1113.6 | 879.7 | 1205.1 | 1415.3 | 555.8 | 342.8 | -274.6 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | -297.8 | -21 | 672.6 | 160.9 | 463 | -335.4 | 298.8 | 217.2 | -339.3 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | -26 | -112.8 | 26.2 | 101.2 | 131.3 | 134.5 | 37.4 | 101.6 | 96.2 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | 53.5 | -217.6 | -305.4 | 61.3 | 359.3 | -283.1 | -531.4 | 700.5 | -480.7 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | 112.1 | 90.4 | -50.3 | -66.4 | -102 | -28.9 | -265.5 | 130.7 | 2.8 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | 117 | 86.3 | -38.2 | -63.1 | -100.8 | -24.5 | -264.4 | 137.2 | 7.8 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | -1.7 | 6.1 | -8.9 | -3.4 | -1.4 | -5.6 | -2.2 | -4.2 | -3.1 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -3.2 | -2 | -3.2 | 0.1 | 0.2 | 1.1 | 1.1 | -2.2 | -1.9 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 649.3 | 1182.8 | 593.7 | -230.3 | -351.1 | -394.5 | 372.7 | -548.4 | 132.7 | 33 |
| Households and nonprofit organizations; other equity; asset (IMA) | FA153081115 | 24.9 | -113.8 | -91.6 | -10.7 | -27.7 | 45.3 | 37.6 | -98 | -47.3 | 34 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | -159.5 | 542.2 | -743.8 | -200.7 | -181.2 | 12.2 | -309.1 | -324.6 | 378.2 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 93.4 | 30.9 | 58.9 | 29.1 | 96.4 | 59.1 | -2.4 | -36.9 | 84.4 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 427.7 | 230.1 | 504.3 | 581.2 | 715.5 | 660.4 | 462.9 | 486.1 | 517.2 | 37 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 22.5 | 11.8 | 13.2 | 14.3 | 14.3 | 14.3 | 14.3 | 14.3 | 13.5 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 80.7 | 55.3 | 94.3 | 91.4 | 109.1 | 81.8 | 76.4 | 98.3 | 127.9 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 596.4 | 1278.5 | 1167.3 | 573 | 505.1 | 644.4 | 658.1 | 484.5 | 616.4 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -9.7 | -1.1 | -0.9 | 2.1 | 0.3 | 9 | 0.2 | -1.1 | 9.6 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 578.5 | 1246.7 | 1136.8 | 537 | 469.3 | 603.8 | 623.7 | 451.4 | 568.6 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 394.4 | 820.5 | 819.8 | 366.6 | 355 | 373.6 | 466.1 | 271.6 | 279.8 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | -12 | 237.8 | 345.7 | 129.5 | 197.2 | 171.8 | 19.5 | 129.4 | 92.7 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 20.5 | 52.3 | 71.4 | -20.8 | -86.1 | -21.5 | -0.7 | 25 | 9.5 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | 141.9 | 114.3 | -125.4 | 29.2 | -29.5 | 47.3 | 106.2 | -7.3 | 158.3 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 33.7 | 21.7 | 25.4 | 32.6 | 32.6 | 32.6 | 32.6 | 32.6 | 28.4 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 27.5 | 31.3 | 32.9 | 31.5 | 31.5 | 31.5 | 31.5 | 31.5 | 31.9 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | 0.1 | 1.5 | -1.5 | 2.4 | 4.1 | 0.1 | 2.8 | 2.7 | 6.4 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | -564.5 | 88.7 | -399.1 | -339.6 | -967.7 | -853.8 | 898.5 | -435.2 | 220.6 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: June 7, 2024