Financial Accounts of the United States - Z.1
B.101 Balance Sheet of Households and Nonprofit Organizations (1)
Billions of dollars; amounts outstanding end of period, not seasonally adjusted| Description | Series code | 2021 | 2022 | 2023 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; total assets | FL152000005 | 169369.8 | 164261.2 | 175870.6 | 167570.7 | 173122.9 | 171840.8 | 175870.6 | 181588.1 | 184525.6 | 1 |
| Households and nonprofit organizations; nonfinancial assets | LM152010005 | 51188.6 | 55621.5 | 57903.4 | 55637.4 | 58064.6 | 58506.8 | 57903.4 | 59484 | 61287.6 | 2 |
| Households and nonprofit organizations; real estate at market value | LM155035005 | 43372.8 | 47095.2 | 49084.6 | 46997.7 | 49312.3 | 49729.2 | 49084.6 | 50567.5 | 52319.3 | 3 |
| Households; owner-occupied real estate including vacant land and mobile homes at market value (2) | LM155035015 | 38904 | 42593.7 | 44901.7 | 42539.6 | 44757.8 | 45266.1 | 44901.7 | 46440.5 | 48218 | 4 |
| Nonprofit organizations; real estate at market value | LM165035005 | 4468.8 | 4501.5 | 4182.8 | 4458 | 4554.5 | 4463 | 4182.8 | 4127 | 4101.4 | 5 |
| Nonprofit organizations; equipment, current cost basis (3) | LM165015205 | 582.5 | 627.9 | 667 | 645.7 | 650 | 659.2 | 667 | 679.5 | 688.7 | 6 |
| Nonprofit organizations; nonresidential intellectual property products, current cost basis (3) | LM165013765 | 235.1 | 252.7 | 273.7 | 258.7 | 263.3 | 268.3 | 273.7 | 278.1 | 284.3 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis (3) | LM155111005 | 6998.1 | 7645.6 | 7878.2 | 7735.3 | 7839 | 7850.1 | 7878.2 | 7958.9 | 7995.3 | 8 |
| Households and nonprofit organizations; total financial assets | FL154090005 | 118181.2 | 108639.7 | 117967.2 | 111933.3 | 115058.3 | 113334 | 117967.2 | 122104.1 | 123238 | 9 |
| Households and nonprofit organizations; private foreign deposits; asset | LM153091003 | 48.2 | 51.7 | 50.8 | 51 | 47.8 | 49.8 | 50.8 | 50.3 | 51.2 | 10 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FL153020005 | 4146 | 4551.9 | 4304 | 4568.8 | 4483.7 | 4218.6 | 4304 | 4644.3 | 4555.3 | 11 |
| Households and nonprofit organizations; total time and savings deposits; asset | FL153030005 | 11063.8 | 10267.6 | 9840.8 | 9850.2 | 9735.5 | 9800.3 | 9840.8 | 9755.6 | 9704 | 12 |
| Households and nonprofit organizations; money market fund shares; asset | FL153034005 | 2802.9 | 3093.6 | 4001.5 | 3436.7 | 3625.4 | 3818.3 | 4001.5 | 4060 | 4127.9 | 13 |
| Households and nonprofit organizations; debt securities; asset | LM154022005 | 2988.3 | 4653.9 | 6000.9 | 5380.2 | 5505.7 | 5580 | 6000.9 | 5923.1 | 6199.2 | 14 |
| Households and nonprofit organizations; Treasury securities; asset | LM153061105 | 497.9 | 1691.3 | 2666.4 | 2208.6 | 2388.5 | 2490.6 | 2666.4 | 2643.8 | 2747.9 | 15 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | LM153061705 | 452.2 | 1124 | 1330.7 | 1263.4 | 1195.8 | 1239.2 | 1330.7 | 1273.7 | 1400.7 | 16 |
| Households and nonprofit organizations; municipal securities; asset | LM153062005 | 1791.9 | 1604.8 | 1755.3 | 1669.9 | 1680.8 | 1608.8 | 1755.3 | 1755 | 1797.5 | 17 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | LM153063005 | 246.3 | 233.8 | 248.4 | 238.3 | 240.6 | 241.3 | 248.4 | 250.8 | 253.1 | 18 |
| Households and nonprofit organizations; loans; asset | FL154023005 | 1466.9 | 1416.6 | 1349.8 | 1392.4 | 1393 | 1326 | 1349.8 | 1352.8 | 1342.2 | 19 |
| Households and nonprofit organizations; other loans and advances; asset (4) | FL153069005 | 1357.9 | 1319.6 | 1256 | 1295.7 | 1297.4 | 1230.5 | 1256 | 1260.2 | 1251.3 | 20 |
| Households and nonprofit organizations; total mortgages; asset | FL153065005 | 87 | 78.2 | 74.9 | 77.8 | 76.4 | 75.9 | 74.9 | 74.1 | 73.2 | 21 |
| Nonprofit organizations; consumer credit, student loans; asset (5) | FL163066223 | 22 | 18.9 | 18.9 | 18.9 | 19.2 | 19.5 | 18.9 | 18.5 | 17.7 | 22 |
| Households and nonprofit organizations; corporate equities; asset | LM153064105 | 31866.9 | 26294.5 | 31219.5 | 28078.4 | 29727.8 | 28743.2 | 31219.5 | 33553.8 | 33952.8 | 23 |
| Households and nonprofit organizations; other equity; asset (IMA) | LM153081115 | 15563.3 | 16244.8 | 15593.5 | 15924.6 | 16173.4 | 16125.9 | 15593.5 | 15426.5 | 15515.9 | 24 |
| Households and nonprofit organizations; mutual fund shares; asset | LM153064205 | 12902.8 | 9837.8 | 11104.7 | 10284.6 | 10732.8 | 10274.4 | 11104.7 | 11923.6 | 12036.4 | 25 |
| Households and nonprofit organizations; life insurance reserves; asset | FL153040005 | 2000.3 | 1987.1 | 2060.5 | 2028.3 | 2055.2 | 2042.5 | 2060.5 | 2100.1 | 2112.1 | 26 |
| Households and nonprofit organizations; pension entitlements; asset (6) | FL153050005 | 31576.8 | 28368.6 | 30454 | 29038.5 | 29654.6 | 29410.4 | 30454 | 31294.7 | 31593 | 27 |
| Nonprofit organizations; grants and trade receivables; asset (5) | FL163070005 | 322.4 | 344.9 | 369.1 | 351 | 357 | 363.1 | 369.1 | 374.9 | 380.6 | 28 |
| Households and nonprofit organizations; total miscellaneous assets | FL153090005 | 1432.5 | 1526.8 | 1618.2 | 1548.5 | 1566.4 | 1581.7 | 1618.2 | 1644.4 | 1667.5 | 29 |
| Households and nonprofit organizations; total liabilities | FL154190005 | 18828.3 | 19927.8 | 20493.3 | 19966.6 | 20137.7 | 20319.7 | 20493.3 | 20551.4 | 20728.7 | 30 |
| Nonprofit organizations; municipal securities; liability (5) | FL163162003 | 203 | 202.1 | 204.3 | 202.3 | 204.5 | 204.6 | 204.3 | 206.7 | 210.3 | 31 |
| Households and nonprofit organizations; loans; liability | FL154123005 | 18116.3 | 19184.9 | 19713.9 | 19214.5 | 19375.4 | 19548.7 | 19713.9 | 19760 | 19925.5 | 32 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (7) | FL153165105 | 11902.3 | 12650.1 | 13010.7 | 12709.1 | 12800.7 | 12917.8 | 13010.7 | 13041.4 | 13139.9 | 33 |
| Households and nonprofit organizations; consumer credit; liability | FL153166000 | 4548.5 | 4894.2 | 5023.7 | 4886.7 | 4941.7 | 4963 | 5023.7 | 4990.8 | 5023.5 | 34 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability | FL153168005 | 423 | 498.1 | 475.2 | 475.5 | 469.7 | 469.9 | 475.2 | 475.9 | 481.9 | 35 |
| Households and nonprofit organizations; other loans and advances; liability | FL153169005 | 830.7 | 705 | 733.9 | 697.6 | 709.3 | 735.8 | 733.9 | 774.3 | 795.4 | 36 |
| Nonprofit organizations; commercial mortgages; liability (5) | FL163165505 | 411.7 | 437.5 | 470.4 | 445.7 | 453.9 | 462.2 | 470.4 | 477.6 | 484.8 | 37 |
| Nonprofit organizations; trade payables; liability (5) | FL163170005 | 470.6 | 503.9 | 535.7 | 511.8 | 519.8 | 527.8 | 535.7 | 543.8 | 551.9 | 38 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FL543077073 | 38.4 | 37 | 39.4 | 38 | 38 | 38.7 | 39.4 | 41 | 41 | 39 |
| Households and nonprofit organizations; net worth | FL152090005 | 150541.4 | 144333.4 | 155377.4 | 147604.1 | 152985.2 | 151521.1 | 155377.4 | 161036.7 | 163797 | 40 |
| All sectors; IRAs; liability (8) | FL893131573 | 14460 | 11950 | 13556 | 12465 | 12955 | 12566 | 13556 | 14307 | ND | 41 |
| Households and nonprofit organizations; assets in 529 plans (8) | FL154023205 | 480.3 | 411.3 | 471 | 432.5 | 450.8 | 431.5 | 471 | 496.7 | 508.3 | 42 |
| Households and nonprofit organizations; assets in 529 savings plans | LM154023223 | 452.6 | 388 | 446.6 | 408.5 | 426.9 | 408.6 | 446.6 | 472.1 | 483.7 | 43 |
| Households and nonprofit organizations; assets in 529 pre-paid plans | FL154023213 | 27.7 | 23.3 | 24.4 | 24.1 | 23.9 | 22.9 | 24.4 | 24.6 | 24.6 | 44 |
| Households and nonprofit organizations; residential structures, current cost basis | LM155012605 | 24042.4 | 26981.1 | 27652.6 | 26878.3 | 26900.2 | 27298.1 | 27652.6 | 27728 | 28064.8 | 45 |
| Households; residential structures, current cost basis | LM155012665 | 23674.7 | 26573.1 | 27237.9 | 26472.7 | 26495.1 | 26887.9 | 27237.9 | 27313.1 | 27645.8 | 46 |
| Nonprofit organizations; residential structures, current cost basis | LM165012665 | 367.7 | 408 | 414.6 | 405.6 | 405.1 | 410.2 | 414.6 | 414.9 | 419 | 47 |
| Nonprofit organizations; nonresidential structures, current cost basis | LM165013665 | 2439.3 | 2832.8 | 2923.4 | 2890.4 | 2906.1 | 2898.2 | 2923.4 | 2930.9 | 2943.6 | 48 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18664.4 | 18702.5 | 20205 | 19880.2 | 20164.2 | 20320.4 | 20455 | 20695.2 | 20878.2 | 49 |
| Households and nonprofit organizations; net worth as a percentage of disposable personal income | FL152090006 | 806.6 | 771.7 | 769 | 742.5 | 758.7 | 745.7 | 759.6 | 778.1 | 784.5 | 50 |
| Households; owners' equity in real estate | FL155035065 | 27001.7 | 29943.6 | 31891 | 29830.5 | 31957 | 32348.3 | 31891 | 33399.1 | 35078.1 | 51 |
| Households; owners' equity in real estate as a percentage of household real estate | FL155035066 | 69.4 | 70.3 | 71 | 70.1 | 71.4 | 71.5 | 71 | 71.9 | 72.7 | 52 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary balance sheet tables B.101.h and B.101.n show estimates of annual year-end outstandings of households and nonprofit organizations, respectively. Detail on the sector's indirect holdings of debt securities and equity is shown on table B.101.e.
- All types of owner-occupied housing including farm houses and mobile homes, as well as second homes that are not rented, vacant homes for sale, and vacant land. At market value.
- At replacement (current) cost.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Student loans and trade receivables are financial assets of nonprofit organizations; municipal securities, commercial mortgages, and trade payables are liabilities.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs and at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table L.218, line 23).
- Included in assets shown on the household balance sheet.
Last Update: September 12, 2024