Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2021 | 2022 | 2023 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 21407.7 | 21840.8 | 22961.3 | 22643.9 | 22868 | 23085.7 | 23247.5 | 23644.3 | 23877.9 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 2743.3 | 3138.3 | 2756.3 | 2763.7 | 2703.8 | 2765.3 | 2792.5 | 2949.1 | 2999.7 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18664.4 | 18702.5 | 20205 | 19880.2 | 20164.2 | 20320.4 | 20455 | 20695.2 | 20878.2 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 16543.9 | 18079.7 | 19305.1 | 18932 | 19136.6 | 19456.5 | 19695.3 | 19917.9 | 20191.8 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 2120.5 | 622.8 | 899.8 | 948.2 | 1027.6 | 863.9 | 759.8 | 777.4 | 686.4 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -1.2 | -2.6 | -1.3 | -0.7 | -1.4 | -2.6 | -0.6 | -2.2 | -1.2 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5.3 | 5.8 | 6.1 | 6 | 6.1 | 6.2 | 6.2 | 6.3 | 6.4 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 479 | 398.6 | 377.8 | 400 | 379.8 | 367.9 | 363.4 | 332.1 | 326 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 2087.8 | 2380.4 | 2500.1 | 2461.8 | 2485.9 | 2521.6 | 2531 | 2539.1 | 2566.5 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | -42.4 | 2.7 | -104.2 | 28.1 | 5.3 | -423.2 | -27 | -45.5 | -28.3 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 4723.2 | 3390.7 | 3874.4 | 3775.1 | 3880.5 | 4167.7 | 3674.3 | 3685.5 | 3599.7 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 4608.7 | 3815.5 | 4335.7 | 4755.6 | 4910.4 | 3212.9 | 4463.9 | 3839.2 | 5156.9 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 3022.3 | 3188.2 | 3190.9 | 3174.9 | 3172.2 | 3202.5 | 3213.7 | 3236.6 | 3249.7 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1844.8 | 1957.9 | 2022.2 | 2018.6 | 2017.4 | 2027.4 | 2025.3 | 2000 | 2010.9 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 937.7 | 970.8 | 893.7 | 888.8 | 882.1 | 899.6 | 904.2 | 948.4 | 949.3 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 254.7 | 275 | 291 | 283.4 | 288.7 | 291.5 | 300.4 | 304.5 | 305.6 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -14.9 | -15.5 | -16 | -15.8 | -15.9 | -16.1 | -16.2 | -16.3 | -16.2 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 1586.4 | 627.3 | 1144.9 | 1580.7 | 1738.2 | 10.4 | 1250.2 | 602.6 | 1907.2 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 2862.6 | 1794.8 | 1714.3 | 2088.6 | 2374 | 655.8 | 1738.8 | 1190.3 | 2571.9 | 19 |
| Households and nonprofit organizations; private foreign deposits; asset | FA153091003 | -0.2 | 3.4 | -0.8 | -2.5 | -12.9 | 8.2 | 3.9 | -2 | 3.4 | 20 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 970.8 | 405.9 | -247.8 | -172.6 | 72.1 | -823.2 | -67.6 | 1133 | 96.5 | 21 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | 779.7 | -796.4 | -437.5 | -1750.5 | -47.2 | 129.8 | -82.2 | -415.9 | 219.9 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 113.5 | 290.7 | 907.9 | 1571.6 | 834.3 | 647.3 | 578.2 | 435.9 | 342.3 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | -1108.5 | 1813.1 | 1274.7 | 2304 | 1000.4 | 326.8 | 1467.3 | -1273 | 1681.8 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | -704.3 | 1293 | 929.1 | 1405.6 | 1412.3 | 500.9 | 397.5 | -473.6 | 1041.2 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | -64.1 | 725.7 | 178.4 | 496.3 | -325 | 325.2 | 217 | -189.2 | 385.9 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | -109.6 | 27.7 | 98.6 | 131.7 | 141 | 24.8 | 96.9 | 73 | 254.8 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | -230.6 | -233.4 | 68.6 | 270.4 | -227.9 | -524.1 | 756 | -683.1 | -0.1 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | 90.1 | -50.3 | -66.8 | -101.9 | -29.6 | -265.8 | 130 | 6.3 | -186.2 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | 86.1 | -38.3 | -63.6 | -100.7 | -25.3 | -264.9 | 136.5 | 11.3 | -179.6 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | 6 | -8.8 | -3.3 | -1.4 | -5.5 | -2 | -4.3 | -3 | -3.5 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -2 | -3.2 | 0.1 | 0.2 | 1.1 | 1.1 | -2.2 | -1.9 | -3.1 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 1234.8 | 251.1 | -295.8 | -546.2 | -383.7 | 313.6 | -566.8 | -42.5 | -36.1 | 33 |
| Households and nonprofit organizations; other equity; asset (IMA) | FA153081115 | -111.9 | -91.6 | -10.4 | -28.3 | 45.5 | 29.6 | -88.5 | -6.5 | -86.8 | 34 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | 558.1 | -703.3 | -159 | -136.7 | 67.3 | -290.7 | -275.7 | 588.6 | -123.8 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 30.9 | 58.9 | 29.1 | 96.4 | 59.1 | -2.5 | -36.9 | 84.4 | 37.4 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 230.1 | 496.6 | 605.3 | 722 | 662.7 | 482 | 554.6 | 531.1 | 497.5 | 37 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 19.7 | 22.5 | 24.2 | 24.2 | 24.2 | 24.2 | 24.2 | 22.9 | 22.9 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 55.3 | 94.3 | 91.4 | 109.1 | 81.8 | 76.4 | 98.3 | 127.9 | 103.1 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 1276.1 | 1167.6 | 569.4 | 507.9 | 635.8 | 645.4 | 488.6 | 587.7 | 664.7 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -1 | -0.9 | 2.2 | 0.5 | 9.1 | 0.2 | -1.1 | 9.7 | 14.4 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 1244 | 1136.7 | 533 | 471.5 | 594.8 | 610.7 | 455.1 | 539.4 | 617.8 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 817.7 | 815.9 | 364.6 | 361.6 | 366.1 | 451.5 | 279.4 | 250.5 | 398 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | 237.8 | 345.7 | 129.5 | 197.2 | 171.8 | 19.5 | 129.4 | 95.7 | 82.5 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 52.3 | 75.1 | -23 | -90.6 | -23.1 | 0.8 | 21 | 2.7 | 24.3 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | 114.1 | -125.7 | 28.9 | -29.8 | 47 | 105.9 | -7.6 | 161.7 | 84.3 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 22 | 25.8 | 33 | 33 | 33 | 33 | 33 | 28.7 | 28.7 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 31.6 | 33.3 | 31.9 | 31.9 | 31.9 | 31.9 | 31.9 | 32.3 | 32.3 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | 1.5 | -1.5 | 2.4 | 4.1 | 0.1 | 2.8 | 2.7 | 6.4 | 0.2 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | 114.5 | -424.7 | -461.3 | -980.5 | -1030 | 954.8 | -789.6 | -153.6 | -1557.2 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: September 12, 2024