Financial Accounts of the United States - Z.1
F.101 Households and Nonprofit Organizations (1)
Billions of dollars; quarterly figures are seasonally adjusted annual rates| Description | Series code | 2022 | 2023 | 2024 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | Line |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households and nonprofit organizations; personal income | FA156010001 | 22088.9 | 23402.5 | 24665.5 | 23532.4 | 23807.8 | 24344.2 | 24574.0 | 24716.7 | 25027.0 | 1 |
| Households and nonprofit organizations; personal current taxes | FA156210005 | 3244.9 | 2855.7 | 3031.0 | 2866.0 | 2894.3 | 2965.6 | 3005.4 | 3054.2 | 3098.8 | 2 |
| Households and nonprofit organizations; disposable personal income | FA156012005 | 18844.0 | 20546.8 | 21634.5 | 20666.4 | 20913.5 | 21378.6 | 21568.6 | 21662.6 | 21928.2 | 3 |
| Households and nonprofit organizations; total personal outlays | FA156900005 | 18277.9 | 19579.6 | 20652.8 | 19723.5 | 19971.3 | 20230.5 | 20507.5 | 20773.6 | 21099.6 | 4 |
| Households and nonprofit organizations; personal saving excluding consumer durables and federal government life insurance reserves and Railroad Retirement Board and National Railroad Retirement Investment Trust pension fund reserves (NIPA) (2) | FA156007015 | 566.1 | 967.2 | 981.7 | 942.9 | 942.2 | 1148.1 | 1061.1 | 889.0 | 828.6 | 5 |
| Federal government; life insurance and pension fund reserves, adjustment to convert NIPA to FOF savings; liability (3) | FA313154015 | -2.6 | -1.3 | -0.9 | -2.6 | -0.6 | -2.2 | -1.2 | -0.5 | 0.3 | 6 |
| Households and nonprofit organizations; adjustment to contributions for government social insurance paid for U.S. affiliated areas | FA156600075 | 5.9 | 6.0 | 6.2 | 6.0 | 6.1 | 6.2 | 6.2 | 6.2 | 6.3 | 7 |
| Households and nonprofit organizations; consumer durable goods, current cost basis | FA155111005 | 367.5 | 330.1 | 354.4 | 314.0 | 307.6 | 340.1 | 334.4 | 348.7 | 394.2 | 8 |
| Households and nonprofit organizations; consumption of fixed capital, structures, equipment, and intellectual property products, current cost basis, including consumer durables, current cost basis (FOF basis) | FA156300005 | 2361.2 | 2482.8 | 2511.6 | 2504.5 | 2515.8 | 2474.2 | 2503.6 | 2525.2 | 2543.2 | 9 |
| Households and nonprofit organizations; net capital transfers paid (4) | FA155440005 | 2.9 | -100.3 | -48.0 | -179.1 | -23.7 | -42.8 | -25.6 | -52.6 | -71.0 | 10 |
| Households and nonprofit organizations; gross saving less net capital transfers paid including consumer durables, government insurance and pension fund reserves, and contributions for | FA156000105 | 3283.4 | 3873.1 | 3888.5 | 3931.8 | 3782.6 | 3996.8 | 3917.3 | 3808.7 | 3831.0 | 11 |
| Households and nonprofit organizations; gross investment | FA155090005 | 3695.1 | 4129.7 | 4646.2 | 3007.9 | 4246.6 | 3810.6 | 5366.2 | 5304.9 | 4103.1 | 12 |
| Households and nonprofit organizations; total capital expenditures including consumer durables | FA155050005 | 3132.3 | 3137.4 | 3234.1 | 3144.8 | 3156.9 | 3194.9 | 3201.9 | 3227.8 | 3311.5 | 13 |
| Households and nonprofit organizations; gross fixed investment, consumer durable goods | FA155111003 | 1910.1 | 1962.3 | 1984.7 | 1961.4 | 1959.2 | 1948.2 | 1961.5 | 1985.9 | 2043.1 | 14 |
| Households and nonprofit organizations; gross fixed investment, residential equipment and structures (includes farm houses) | FA155012005 | 971.4 | 903.6 | 970.9 | 913.6 | 928.5 | 965.4 | 965.9 | 963.9 | 988.4 | 15 |
| Nonprofit organizations; gross fixed investment, nonresidential structures, equipment, and intellectual property products | FA165013005 | 263.9 | 285.1 | 292.1 | 283.5 | 282.9 | 295.0 | 288.2 | 291.6 | 293.6 | 16 |
| Households and nonprofit organizations; acquisition of nonproduced nonfinancial assets, net (no levels) | FA155420003 | -13.1 | -13.6 | -13.6 | -13.7 | -13.7 | -13.7 | -13.6 | -13.6 | -13.5 | 17 |
| Households and nonprofit organizations; net lending (+) or borrowing (-) (financial account) | FA155000005 | 562.7 | 992.4 | 1412.2 | -136.8 | 1089.7 | 615.7 | 2164.2 | 2077.1 | 791.6 | 18 |
| Households and nonprofit organizations; total financial assets | FA154090005 | 1735.8 | 1549.7 | 2021.8 | 494.5 | 1559.7 | 1223.6 | 2754.0 | 2672.4 | 1437.1 | 19 |
| Households and nonprofit organizations; checkable deposits and currency; asset | FA153020005 | 434.4 | -251.4 | 580.0 | -798.6 | -96.7 | 1143.8 | 83.9 | 655.9 | 436.5 | 20 |
| Households and nonprofit organizations; total time and savings deposits; asset | FA153030005 | -772.6 | -432.6 | 19.2 | 103.3 | -99.8 | -423.0 | 184.2 | 195.8 | 120.0 | 21 |
| Households and nonprofit organizations; other deposits; asset | FA153030505 | 3.4 | -0.8 | 3.4 | 8.2 | 3.9 | 9.5 | 4.4 | 0.5 | -0.7 | 22 |
| Households and nonprofit organizations; money market fund shares; asset | FA153034005 | 292.6 | 908.5 | 595.5 | 647.9 | 578.2 | 437.6 | 358.1 | 640.2 | 946.2 | 23 |
| Households and nonprofit organizations; debt securities; asset | FA154022005 | 1838.9 | 1297.8 | -206.6 | 320.1 | 1528.7 | -1304.5 | 1264.6 | 172.5 | -959.1 | 24 |
| Households and nonprofit organizations; Treasury securities; asset | FA153061105 | 1304.6 | 935.3 | 29.4 | 482.5 | 429.8 | -520.8 | 852.0 | -1.7 | -211.7 | 25 |
| Households and nonprofit organizations; agency- and GSE-backed securities; asset | FA153061705 | 732.2 | 175.0 | 37.3 | 323.9 | 197.7 | -182.9 | 343.9 | -72.0 | 60.2 | 26 |
| Households and nonprofit organizations; municipal securities; asset | FA153062005 | 30.5 | 99.0 | 83.4 | 26.3 | 96.2 | 108.8 | 197.8 | 104.9 | -77.8 | 27 |
| Households and nonprofit organizations; corporate and foreign bonds; asset | FA153063005 | -228.4 | 88.5 | -356.8 | -512.5 | 805.1 | -709.6 | -129.1 | 141.4 | -729.8 | 28 |
| Households and nonprofit organizations; loans; asset | FA154023005 | -53.1 | -67.2 | -8.3 | -266.1 | 129.5 | 2.7 | -190.1 | 279.3 | -125.1 | 29 |
| Households and nonprofit organizations; other loans and advances; asset (5) | FA153069005 | -40.6 | -66.3 | -2.2 | -267.7 | 133.8 | 8.3 | -182.5 | 287.2 | -121.8 | 30 |
| Households and nonprofit organizations; total mortgages; asset | FA153065005 | -9.3 | -0.9 | -5.0 | 0.4 | -2.1 | -3.6 | -4.5 | -6.2 | -5.8 | 31 |
| Nonprofit organizations; consumer credit, student loans; asset | FA163066223 | -3.2 | 0.1 | -1.1 | 1.1 | -2.2 | -1.9 | -3.1 | -1.8 | 2.5 | 32 |
| Households and nonprofit organizations; corporate equities; asset (6) | FA153064105 | 256.0 | -306.2 | 485.6 | 258.9 | -596.8 | 117.2 | 901.1 | 348.2 | 576.0 | 33 |
| Households and nonprofit organizations; other equity; asset (IMA) | FA153081115 | -117.1 | -21.0 | 3.2 | 53.4 | -35.8 | 136.8 | 7.5 | -37.8 | -93.7 | 34 |
| Households and nonprofit organizations; mutual fund shares; asset | FA153064205 | -701.9 | -161.7 | 72.9 | -242.1 | -309.9 | 533.7 | -326.5 | 35.5 | 48.8 | 35 |
| Households and nonprofit organizations; life insurance reserves; asset | FA153040005 | 58.9 | 29.1 | 22.5 | -2.5 | -36.9 | 84.4 | 37.4 | -18.1 | -13.8 | 36 |
| Households and nonprofit organizations; pension entitlements; asset (7) | FA153050005 | 370.3 | 430.7 | 285.5 | 302.6 | 363.8 | 330.0 | 298.8 | 233.3 | 279.9 | 37 |
| Nonprofit organizations; grants and trade receivables; asset | FA163070005 | 32.1 | 35.4 | 34.9 | 35.4 | 35.4 | 34.9 | 34.9 | 34.9 | 34.9 | 38 |
| Households and nonprofit organizations; total miscellaneous assets | FA153090005 | 94.0 | 89.1 | 133.9 | 74.2 | 96.1 | 120.6 | 95.7 | 132.3 | 187.0 | 39 |
| Households and nonprofit organizations; total liabilities | FA154190005 | 1173.1 | 557.3 | 609.6 | 631.4 | 470.0 | 608.0 | 589.8 | 595.4 | 645.5 | 40 |
| Nonprofit organizations; municipal securities; liability | FA163162003 | -0.9 | 2.1 | 8.1 | 0.1 | -1.1 | 9.7 | 14.3 | 7.1 | 1.5 | 41 |
| Households and nonprofit organizations; loans; liability | FA154123005 | 1144.1 | 523.1 | 573.7 | 598.9 | 438.8 | 562.0 | 545.4 | 564.7 | 622.8 | 42 |
| Households and nonprofit organizations; one-to-four-family residential mortgages; liability (8) | FA153165105 | 820.4 | 375.8 | 344.0 | 462.5 | 286.6 | 260.1 | 411.0 | 410.6 | 294.3 | 43 |
| Households and nonprofit organizations; consumer credit; liability | FA153166000 | 345.7 | 129.5 | 102.2 | 19.5 | 129.4 | 97.9 | 53.7 | 124.1 | 133.1 | 44 |
| Households and nonprofit organizations; depository institution loans n.e.c.; liability (9) | FA153168005 | 75.2 | -23.0 | 17.8 | 0.8 | 21.0 | 34.0 | -5.5 | 1.6 | 41.2 | 45 |
| Households and nonprofit organizations; other loans and advances; liability | FA153169005 | -128.6 | 25.5 | 100.5 | 102.5 | -11.0 | 158.1 | 80.7 | 18.2 | 145.0 | 46 |
| Nonprofit organizations; commercial mortgages; liability | FA163165505 | 31.4 | 15.4 | 9.2 | 13.5 | 12.7 | 11.8 | 5.6 | 10.2 | 9.1 | 47 |
| Nonprofit organizations; trade payables; liability | FA163170005 | 31.4 | 29.6 | 29.9 | 29.6 | 29.6 | 29.9 | 29.9 | 29.9 | 29.9 | 48 |
| Life insurance companies, general accounts; deferred and unpaid life insurance premiums; asset | FA543077073 | -1.5 | 2.4 | -2.1 | 2.8 | 2.7 | 6.4 | 0.2 | -6.4 | -8.8 | 49 |
| Households and nonprofit organizations; sector discrepancy | FA157005005 | -411.7 | -256.6 | -757.7 | 923.9 | -464.0 | 186.2 | -1448.9 | -1496.2 | -272.1 | 50 |
NOTES
- Sector includes domestic hedge funds, private equity funds, and personal trusts. Supplementary table B.101.n shows estimates of annual year-end outstandings of nonprofit organizations.
- See table F.6 for derivation of alternative measures of personal saving.
- Railroad Retirement Board, the National Railroad Retirement Investment Trust, and federal government life insurance reserves.
- Table F.5, line 66.
- Includes nonmarketable Treasury securities, cash accounts at brokers and dealers, and syndicated loans to nonfinancial corporate business by nonprofits and domestic hedge funds.
- Directly held corporate equities, including closed-end fund, exchange-traded fund, and real estate investment trust shares.
- Includes public and private defined benefit and defined contribution pension plans and annuities, including those in IRAs, at life insurance companies. Excludes social security.
- Includes loans made under home equity lines of credit and home equity loans secured by junior liens (table F.218, line 24).
- Includes loans extended by the Federal Reserve to financial institutions such as domestic hedge funds through the Term Asset-Backed Securities Loan Facility (TALF I).
Last Update: March 13, 2025