Financial Accounts of the United States - Z.1
Financial Accounts Matrix--Transactions for 2024
Billions of dollars; seasonally adjusted
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Description |
Households and Nonprofit Organziations; Use |
Households and Nonprofit Organziations; Source |
Nonfinancial Business; Use |
Nonfinancial Business; Source |
Federal Government; Use |
Federal Government; Source |
State and Local Governments; Use |
State and Local Governments; Source |
Domestic Nonfinancial Sectors; Use |
Domestic Nonfinancial Sectors; Source |
Domestic Financial Sectors; Use |
Domestic Financial Sectors; Source |
Rest of the World; Use |
Rest of the World; Source |
All Sectors; Use |
All Sectors; Source |
Instrument Discrep- ancy; |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross saving less net cap. transfers | -- | 3888.5 | -- | 3627.6 | -- | -1605.6 | -- | 469.2 | -- | 6379.7 | -- | 597.9 | -- | 1105.3 | -- | 8082.9 | -- |
| Capital consumption | -- | 2511.6 | -- | 2782.6 | -- | 397.9 | -- | 412.2 | -- | 6104.3 | -- | 342.9 | -- | -- | -- | 6447.1 | -- |
| Net saving (1 less 2) | -- | 1376.9 | -- | 845 | -- | -2003.5 | -- | 57 | -- | 275.4 | -- | 255.1 | -- | 1105.3 | -- | 1635.8 | -- |
| Gross investment (5 plus 11) | 4646.2 | -- | 3256.3 | -- | -1588 | -- | 461.6 | -- | 6776.2 | -- | 585.7 | -- | 1264.3 | -- | 8626.2 | -- | -543.4 |
| Capital expenditures | 3234.1 | -- | 3631.5 | -- | 461.4 | -- | 626.1 | -- | 7953.1 | -- | 377.5 | -- | -0.2 | -- | 8330.4 | -- | -247.6 |
| Capital expenditures; Consumer durables | 1984.7 | -- | -- | -- | -- | -- | -- | -- | 1984.7 | -- | -- | -- | -- | -- | 1984.7 | -- | -- |
| Capital expenditures; Residential | 970.9 | -- | 215.2 | -- | 1.4 | -- | 7.8 | -- | 1195.3 | -- | -- | -- | -- | -- | 1195.3 | -- | -- |
| Capital expenditures; Nonresidential | 292.1 | -- | 3365.1 | -- | 460.5 | -- | 602.9 | -- | 4720.5 | -- | 377.5 | -- | -- | -- | 5098.1 | -- | -- |
| Capital expenditures; Inventory change | -- | -- | 52.4 | -- | -- | -- | -- | -- | 52.4 | -- | -- | -- | -- | -- | 52.4 | -- | -- |
| Capital expenditures; Nonproduced nonfinancial assets | -13.6 | -- | -1.2 | -- | -0.4 | -- | 15.4 | -- | 0.2 | -- | -- | -- | -0.2 | -- | -- | -- | -- |
| Net lending (+) or net borrowing (-) | 1412.2 | -- | -375.1 | -- | -2049.4 | -- | -164.5 | -- | -1176.9 | -- | 208.2 | -- | 1264.5 | -- | 295.8 | -- | -295.8 |
| Net acquisition of financial assets | 2021.8 | -- | 336.9 | -- | 9.5 | -- | 264.7 | -- | 2632.9 | -- | 3229.9 | -- | 1950.4 | -- | 7813.2 | -- | -- |
| Net increase in liabilities and equity | -- | 609.6 | -- | 712.1 | -- | 2058.9 | -- | 429.2 | -- | 3809.8 | -- | 3021.8 | -- | 685.9 | -- | 7517.4 | -- |
| Net increase in liabilities and equity; Monetary gold and SDRs | -- | -- | -- | -- | 5.5 | -- | -- | -- | 5.5 | -- | -- | -- | -- | 5.5 | 5.5 | 5.5 | -- |
| Net increase in liabilities and equity; Interbank assets and liabilities | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -471.8 | -420 | -66.2 | -106.7 | -538.1 | -526.8 | 11.3 |
| Net increase in liabilities and equity; Checkable dep. and currency | 580 | -- | -107.9 | -- | -49.2 | 0.5 | 15 | -- | 437.9 | 0.5 | 56.5 | 510.5 | 14.4 | -- | 508.8 | 511 | 2.2 |
| Net increase in liabilities and equity; Time and savings deposits | 19.2 | -- | 8.3 | -- | 0.3 | -- | -0.2 | -- | 27.6 | -- | -2.4 | 46.9 | 21.8 | -- | 46.9 | 46.9 | -- |
| Net increase in liabilities and equity; Other deposits | 3.4 | -- | -36 | -- | -2.6 | -- | -- | -- | -35.2 | -- | -12.3 | 1.4 | -- | 65.9 | -47.5 | 67.3 | 114.8 |
| Net increase in liabilities and equity; Money market fund shares | 595.5 | -- | 144.7 | -- | -- | -- | 11.4 | -- | 751.7 | -- | 102.4 | 885.6 | 31.6 | -- | 885.6 | 885.6 | -- |
| Net increase in liabilities and equity; Fed. funds and security repos | -- | -- | 13.9 | -- | 0.1 | -- | 15.3 | -- | 29.3 | -- | 71 | -343.3 | 77.6 | -19.3 | 177.9 | -362.6 | -540.5 |
| Net increase in liabilities and equity; Debt securities | -206.6 | 8.1 | 26.4 | 266.6 | -- | 1913.2 | 190.9 | 97 | 10.7 | 2284.9 | 1974.1 | 533.5 | 1040.5 | 206.9 | 3025.4 | 3025.4 | -- |
| Net increase in liabilities and equity; Debt securities; Open market paper | -- | -- | 6.3 | -21.3 | -- | -- | 16.1 | -- | 22.4 | -21.3 | -44.5 | 49.7 | 13.9 | -36.6 | -8.2 | -8.2 | -- |
| Net increase in liabilities and equity; Debt securities; Treasury securities | 29.4 | -- | 17.1 | -- | -- | 1912.9 | 129.4 | -- | 175.9 | 1912.9 | 1154.1 | -- | 583 | -- | 1912.9 | 1912.9 | -- |
| Net increase in liabilities and equity; Debt securities; Agency- and GSE-backed sec. | 37.3 | -- | 4.7 | -- | -- | 0.3 | 22.9 | -- | 64.8 | 0.3 | 141.2 | 272.9 | 67.1 | -- | 273.2 | 273.2 | -- |
| Net increase in liabilities and equity; Debt securities; Municipal securities | 83.4 | 8.1 | 1.3 | 13 | -- | -- | 3.9 | 97 | 88.6 | 118.2 | 29.5 | -- | 0.1 | -- | 118.2 | 118.2 | -- |
| Net increase in liabilities and equity; Debt securities; Corporate and fgn. bonds | -356.8 | -- | -3 | 274.9 | -- | -- | 18.7 | -- | -341 | 274.9 | 693.9 | 210.9 | 376.5 | 243.5 | 729.3 | 729.3 | -- |
| Net increase in liabilities and equity; Loans | -8.3 | 573.7 | 1.3 | 376.2 | 73.5 | 231.7 | 13.5 | 0.7 | 80 | 1182.4 | 1241 | 16.7 | 16.8 | 138.6 | 1337.7 | 1337.7 | -- |
| Net increase in liabilities and equity; Loans; Depository inst. loans n.e.c. | -- | 17.8 | -- | 43.6 | -- | -- | -- | -- | -- | 61.4 | 226.7 | 31 | -- | 134.3 | 226.7 | 226.7 | -- |
| Net increase in liabilities and equity; Loans; Other loans and advances | -2.2 | 100.5 | -- | 109.4 | 8.8 | 231.7 | 7.1 | 0.7 | 13.7 | 442.4 | 402 | -14.3 | 16.8 | 4.3 | 432.4 | 432.4 | -- |
| Net increase in liabilities and equity; Loans; Mortgages | -5 | 353.2 | 1.3 | 223.3 | 7.9 | -- | 6.4 | -- | 10.6 | 576.4 | 565.8 | -- | -- | -- | 576.4 | 576.4 | -- |
| Net increase in liabilities and equity; Loans; Consumer credit | -1.1 | 102.2 | -0 | -- | 56.8 | -- | -- | -- | 55.7 | 102.2 | 46.5 | -- | -- | -- | 102.2 | 102.2 | -- |
| Net increase in liabilities and equity; U.S. direct investment: debt | -- | -- | -41.8 | -- | -- | -- | -- | -- | -41.8 | -- | -14.2 | -- | -- | -56.1 | -56.1 | -56.1 | -- |
| Net increase in liabilities and equity; Foreign direct investment: debt | -- | -- | -- | 54.3 | -- | -- | -- | -- | -- | 54.3 | -- | -15.2 | 39.1 | -- | 39.1 | 39.1 | -- |
| Net increase in liabilities and equity; Corporate equities | 485.6 | -- | 75.3 | -404.2 | -- | -- | -10.7 | -- | 550.2 | -404.2 | -97.9 | 999.9 | 303.9 | 160.4 | 756.1 | 756.1 | -- |
| Net increase in liabilities and equity; U.S. direct investment: equity | -- | -- | 243.1 | -- | -- | -- | -- | -- | 243.1 | -- | 35.2 | -- | -- | 278.3 | 278.3 | 278.3 | -- |
| Net increase in liabilities and equity; Foreign direct investment: equity | -- | -- | -- | 223.1 | -- | -- | -- | -- | -- | 223.1 | -- | 59.2 | 282.4 | -- | 282.4 | 282.4 | -- |
| Net increase in liabilities and equity; Miscellaneous other equity | 3.2 | -- | 1 | -13.6 | 0.2 | -- | -- | -- | 4.5 | -13.6 | 88.5 | 102.4 | -- | 4.2 | 93 | 93 | -- |
| Net increase in liabilities and equity; Mutual fund shares | 72.9 | -- | -40.9 | -- | -- | -- | -3.5 | -- | 28.5 | -- | -265.5 | -127.2 | 109.8 | -- | -127.2 | -127.2 | -- |
| Net increase in liabilities and equity; Life insurance reserves | 22.5 | -- | -- | -- | -- | 2.2 | -- | -- | 22.5 | 2.2 | 13.8 | 31.7 | -- | 2.5 | 36.3 | 36.3 | -- |
| Net increase in liabilities and equity; Pension entitlements | 285.5 | -- | -- | -- | -- | -- | -- | -- | 285.5 | -- | 19.1 | 294 | -- | 10.7 | 304.7 | 304.7 | -- |
| Net increase in liabilities and equity; Trade credit | 34.9 | 29.9 | 143.7 | 72.6 | 4.5 | 38.8 | 5.1 | 71.9 | 188.1 | 213.2 | 47.6 | 72.7 | 73.5 | 10.1 | 309.2 | 295.9 | -13.3 |
| Net increase in liabilities and equity; Taxes payable | -- | -- | -- | -24.6 | -22.7 | -- | 10 | -- | -12.6 | -24.6 | -- | 10.9 | -- | -- | -12.6 | -13.7 | -1.1 |
| Net increase in liabilities and equity; Miscellaneous | 133.9 | -2.1 | -94.2 | 161.6 | -- | -127.5 | 18 | 259.5 | 57.7 | 291.5 | 444.8 | 362 | 5.4 | -14.9 | 507.8 | 638.6 | 130.8 |
| Sector discrepancies (1 less 4) | -757.7 | -- | 371.3 | -- | -17.6 | -- | 7.5 | -- | -396.6 | -- | 12.2 | -- | -159 | -- | -543.4 | -- | -543.4 |
NOTES
- General Notes: U = use of funds; S = source of funds. Domestic nonfinancial sectors (columns 9 and 10) are households and nonprofit organizations, nonfinancial business, state and local governments, and federal government.
Last Update: March 13, 2025