Household Debt Service Ratios
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Household Debt Service Ratios RSS Data Download
The release is posted quarterly. The release is not posted on holidays or in the event that the Board is closed.
Release date: September 25, 2024
Household Debt Service Ratios
Household debt service payments as a percentage of disposable personal income; seasonally adjusted| Quarter | DSR | |||
|---|---|---|---|---|
| Total | Mortgage | Consumer | ||
| 2005:1 | 14.80 | 7.50 | 7.30 | |
| 2005:2 | 14.83 | 7.59 | 7.24 | |
| 2005:3 | 15.14 | 7.88 | 7.26 | |
| 2005:4 | 15.03 | 7.72 | 7.31 | |
| 2006:1 | 14.99 | 7.90 | 7.09 | |
| 2006:2 | 15.04 | 8.11 | 6.94 | |
| 2006:3 | 15.37 | 8.34 | 7.03 | |
| 2006:4 | 15.51 | 8.46 | 7.05 | |
| 2007:1 | 15.53 | 8.55 | 6.98 | |
| 2007:2 | 15.63 | 8.72 | 6.92 | |
| 2007:3 | 15.71 | 8.85 | 6.86 | |
| 2007:4 | 15.85 | 8.95 | 6.89 | |
| 2008:1 | 15.78 | 8.91 | 6.86 | |
| 2008:2 | 15.33 | 8.62 | 6.70 | |
| 2008:3 | 15.55 | 8.76 | 6.79 | |
| 2008:4 | 15.72 | 8.83 | 6.90 | |
| 2009:1 | 15.60 | 8.74 | 6.86 | |
| 2009:2 | 15.25 | 8.55 | 6.71 | |
| 2009:3 | 15.09 | 8.41 | 6.68 | |
| 2009:4 | 14.90 | 8.30 | 6.60 | |
| 2010:1 | 14.51 | 8.14 | 6.38 | |
| 2010:2 | 14.07 | 7.93 | 6.14 | |
| 2010:3 | 13.92 | 7.85 | 6.07 | |
| 2010:4 | 13.58 | 7.57 | 6.01 | |
| 2011:1 | 13.31 | 7.50 | 5.81 | |
| 2011:2 | 13.06 | 7.38 | 5.68 | |
| 2011:3 | 12.94 | 7.21 | 5.74 | |
| 2011:4 | 12.75 | 7.06 | 5.69 | |
| 2012:1 | 12.24 | 6.81 | 5.43 | |
| 2012:2 | 12.03 | 6.68 | 5.35 | |
| 2012:3 | 12.08 | 6.62 | 5.46 | |
| 2012:4 | 11.75 | 6.41 | 5.35 | |
| 2013:1 | 12.01 | 6.52 | 5.49 | |
| 2013:2 | 11.79 | 6.41 | 5.39 | |
| 2013:3 | 11.84 | 6.37 | 5.47 | |
| 2013:4 | 11.99 | 6.40 | 5.58 | |
| 2014:1 | 11.88 | 6.38 | 5.50 | |
| 2014:2 | 11.62 | 6.22 | 5.40 | |
| 2014:3 | 11.65 | 6.23 | 5.42 | |
| 2014:4 | 11.63 | 6.15 | 5.49 | |
| 2015:1 | 11.56 | 6.12 | 5.44 | |
| 2015:2 | 11.48 | 6.02 | 5.46 | |
| 2015:3 | 11.61 | 6.05 | 5.55 | |
| 2015:4 | 11.74 | 6.03 | 5.71 | |
| 2016:1 | 11.76 | 6.09 | 5.67 | |
| 2016:2 | 11.77 | 6.07 | 5.70 | |
| 2016:3 | 11.77 | 5.99 | 5.78 | |
| 2016:4 | 11.87 | 5.99 | 5.88 | |
| 2017:1 | 11.72 | 5.98 | 5.74 | |
| 2017:2 | 11.76 | 5.97 | 5.79 | |
| 2017:3 | 11.82 | 5.98 | 5.84 | |
| 2017:4 | 11.82 | 5.94 | 5.87 | |
| 2018:1 | 11.64 | 5.92 | 5.72 | |
| 2018:2 | 11.60 | 5.88 | 5.71 | |
| 2018:3 | 11.62 | 5.91 | 5.71 | |
| 2018:4 | 11.67 | 5.92 | 5.75 | |
| 2019:1 | 11.51 | 5.84 | 5.66 | |
| 2019:2 | 11.64 | 5.94 | 5.70 | |
| 2019:3 | 11.65 | 5.90 | 5.75 | |
| 2019:4 | 11.72 | 5.92 | 5.81 | |
| 2020:1 | 11.59 | 5.92 | 5.67 | |
| 2020:2 | 9.75 | 5.03 | 4.72 | |
| 2020:3 | 10.07 | 5.22 | 4.85 | |
| 2020:4 | 10.40 | 5.40 | 4.99 | |
| 2021:1 | 9.10 | 4.78 | 4.31 | |
| 2021:2 | 9.90 | 5.23 | 4.67 | |
| 2021:3 | 10.08 | 5.33 | 4.75 | |
| 2021:4 | 10.34 | 5.49 | 4.85 | |
| 2022:1 | 10.54 | 5.67 | 4.88 | |
| 2022:2 | 10.75 | 5.73 | 5.02 | |
| 2022:3 | 10.71 | 5.65 | 5.05 | |
| 2022:4 | 10.93 | 5.72 | 5.20 | |
| 2023:1 | 10.78 | 5.69 | 5.09 | |
| 2023:2 | 10.83 | 5.67 | 5.16 | |
| 2023:3 | 11.05 | 5.77 | 5.28 | |
| 2023:4 | 11.48 | 5.83 | 5.65 | |
| 2024:1 | 11.53 | 5.90 | 5.63 | |
| 2024:2 | 11.53 | 5.96 | 5.56 | |
Last Update: September 25, 2024