Board of Governors of the Federal Reserve System

1st Source Bank, South Bend, Indiana -- to establish a branch at 10570 North Michigan Road, Carmel, Indiana.
Approved: February 23, 2025

Anstaff Bank, Green Forest, Arkansas -- to retain a branch at 702 East Main Street, Green Forest, Arkansas.
Approved: February 25, 2025

The Bank of Fayette County, Piperton, Tennessee -- to establish a branch at 154 East Main Street, Adamsville, Tennessee.
Approved: February 28, 2025

Ion Financial, MHC, Naugatuck, Connecticut -- to become a bank holding company by acquiring NVE Bancorp, MHC, and NVE Bancorp, Inc., and thereby indirectly acquiring NVE Bank, all of Englewood, New Jersey.
Approved: February 28, 2025

Billfloat, Inc., dba SmartBiz Loans, San Francisco, California -- to become a bank holding company by acquiring United Community Bancshares, Inc., and thereby indirectly acquiring Centrust Bank, N.A., both of Northbrook, Illinois.
Approved: February 25, 2025

Producer Bancorp, Inc., Beaumont, Texas -- to engage de novo in extending credit and servicing loans pursuant to section 225.28(b)(1) of the Board's Regulation Y.
Withdrawn: February 28, 2025

Emprise Financial Corporation, Wichita, Kansas -- to engage in lending activities pursuant to section 225.28(b)(1) of Regulation Y.
Approved: February 25, 2025

Glacier Bancorp, Inc., Kalispell, Montana -- waiver of application to acquire Bank of Idaho Holding Co. and thereby indirectly acquire Bank of Idaho, both of Idaho Falls, Idaho, in connection with the merger of Bank of Idaho with and into Glacier Bank, Kalispell, Montana.
Granted: February 26, 2025

Magnolia Banking Corporation, Magnolia, Arkansas -- to engage de novo in extending credit and servicing loans pursuant to section 225.28(b)(1) of Regulation Y.*
Approved: February 6, 2025
*Addition

Dieterich Bank, Effingham, Illinois -- to merge with Community Bank of Trenton, Trenton, Illinois, and thereby retain the acquired facilities as branches.
Approved: February 24, 2025

Anchor Bancorp Inc., Palm Beach Gardens, Florida -- Anchor Bank Irrevocable Trust, Coral Gables, Florida, Guido E. Hinojosa Cardoso, as trustee, La Paz, Bolivia, to join the Hinojosa Control Group, a group acting in concert, to acquire voting shares of Anchor Bancorp Inc. and thereby indirectly acquire voting shares of Anchor Bank, Palm Beach Gardens, Florida.
Permitted: February 26, 2025

FBDC Financial Corp., Fort Payne, Alabama -- Linda M. Young and Nathaniel J. Pierson, both of Fort Payne, Alabama, and Chris Y. Pierson, Valley Head, Alabama, to join the Young Family Control Group, a group acting in concert, to retain voting shares of FBDC Financial Corp. and thereby indirectly retain voting shares of First Fidelity Bank, Fort Payne, Alabama.
Permitted: February 28, 2025

Finlayson Bancshares, Inc., Finlayson, Minnesota -- Gabrielle Pogatchnik, Philadelphia, Pennsylvania, to join the Pogatchnik Family Control Group, a group acting in concert, to retain voting shares of Finlayson Bancshares, Inc., and thereby indirectly retain voting shares of First Independent Bank, Russell, Minnesota, and Northview Bank, Sandstone, Minnesota.
Permitted: February 27, 2025

Liberty Northwest Bancorp, Inc., Poulsbo, Washington -- Charles Diesing, Graham, Washington, to acquire additional voting shares of Liberty Northwest Bancorp, Inc., and thereby indirectly acquire additional voting shares of Liberty Bank, Poulsbo, Washington.
Permitted: February 26, 2025

Commercial Holding Company, Inc., Paris, Tennessee -- the Price & Minta Ford Living Trust, Price Ford and Minta Ford as co-trustees, all of Memphis, Tennessee, as members of the Ford Family Control Group, a group acting in concert, to acquire additional voting shares of Commercial Holding Company, Inc., and thereby indirectly acquire voting shares of Commercial Bank & Trust Company, Paris, Tennessee.
Withdrawn: February 27, 2025

Rich Land Bancorp, Inc., Olney, Illinois -- election to become a financial holding company.
Effective: February 26, 2025

Niedersachsen Invest GmbH and Hannoversche Beteiligungsgesellschaft Niedersachsen mbH, both of Hannover, Germany -- request to comply with certain provisions of the Board's Regulation YY through a subsidiary.
Granted: February 28, 2025

Niedersachsen Invest GmbH and Hannoversche Beteiligungsgesellschaft Niedersachsen mbH, both of Hannover, Germany -- request for an exemption under section 4(c)(9) of the Bank Holding Company Act.
Granted: February 28, 2025