District 8: Federal Reserve Bank of St. Louis PDF

Filings received during the week ending March 8, 2025

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FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
CENTENNIAL BANK* Branch (Domestic)Centennial Bank, Conway, Arkansas, to establish a branch facility to be located at 9324 Huebner Road, San Antonio, Texas.03/15/2025Not applicable
COMMUNITY FINANCIAL SERVICES, INC. EMPLOYEE STOCK OWNERSHIP PLANChange in Bank Control Michael Radcliffe, Jason Jones, Kathy Seaford, all of Benton, Kentucky; Kathy Parker, Calvert City, Kentucky; and Dominic Agresta, Indianapolis, Indiana, and Shawwn Storms, Batesville, Indiana, principals of Fiduciary Trust Services, LLC, Greensburg, Indiana, as trustees of the Community Financial Services, Inc. ESOP, Benton, Kentucky (CFS ESOP), to retain voting shares of CFS ESOP and thereby indirectly retain voting shares of Community Financial Services, Inc., and Community Financial Services Bank, both of Benton, Kentucky. 03/19/202503/25/2025
FIRST SAVINGS BANK* Branch (Domestic)First Savings Bank, Jeffersonville, Indiana, to establish a branch facility to be located at 4909 Old Vincennes Road, Floyds Knobs, Indiana03/21/2025Not applicable
MONTICELLO BANCSHARES, INC.Change in Bank Control Notice by the Leland Phillips and Peggy Phillips Living Trust dated March 22, 2007 FBO Mitchell Linn Phillips, Hannibal, Missouri, Mitchell Linn Phillips, San Tan Valley, Arizona, as Bank Stock Trustee; Leland Phillips and Peggy Phillips Living Trust dated March 22, 2007 FBO Michelle Phillips, Hannibal, Missouri, Michelle Phillips, Lewistown, Missouri, as Bank Stock Trustee; Leland Phillips and Peggy Phillips Living Trust dated March 22, 2007 FBO Melissa Phillips Pflantz, Hannibal, Missouri, Melissa Phillips Pflantz, Wilmington, North Carolina, as Bank Stock Trustee; Crystal Hawk, Hannibal, Missouri, as trust protector of each of the trusts; and HNB National Bank, Hannibal, Missouri, as successor trustee of each of the trusts, a group acting in concert, to acquire voting shares of Monticello Bancshares, Inc., and thereby indirectly acquire voting shares of Bank of Monticello, both of Monticello, Missouri04/04/202503/27/2025
STARK BANCSHARES, INC.Change in Bank Control Notice by Tony Steele, Tyler Steele, Carolyn Grimsley, Jill Grimsley, Paul Grimsley and Guy Cable, each of Bentonville, Arkansas; Philip Fletcher, Hiwasse, Arkansas; Kirby Lane, Anderson, Missouri; Tommy Coughlin, Centerton, Arkansas; John Kallenbach and Jim Hacker, each of Bolivar, Missouri; Roland Julian, Rogers, Arkansas; Beverly Jones, Jay, Oklahoma; and Pam Lawson, Grove, Oklahoma, to acquire voting shares of Stark Bancshares, Inc., and thereby indirectly acquire voting shares of LimeBank, both of Bolivar, Missouri 03/27/202503/28/2025

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

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Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
ANSTAFF BK, GREEN FOREST, ARKANSAS26194002/28/202511/12/2024SInt Small Bank
ARMOR BK, FORREST CITY, ARKANSAS16857101/19/202510/15/2024SInt Small Bank
BANK OF FAYETTE CTY, PIPERTON, TENNESSEE46675411/02/202407/22/2024SInt Small Bank
CARROLL B&T, HUNTINGDON, TENNESSEE54185709/27/202406/03/2024SInt Small Bank
CITIZENS BK, BATESVILLE, ARKANSAS85674803/30/202405/15/2023SInt Small Bank
GUARANTY BK, SPRINGFIELD, MISSOURI380453503/31/202405/01/2023SInt Small Bank
OAKSTAR BK, SPRINGFIELD, MISSOURI337441212/19/202206/13/2022SInt Small Bank
PATRIOT BK, MILLINGTON, TENNESSEE312064607/23/202202/07/2022SInt Small Bank
PEOPLES B&TC CO, TROY, MISSOURI90905507/28/202404/22/2024SInt Small Bank
SIGNATURE BK, FAYETTEVILLE, ARKANSAS335072402/16/202510/15/2024SInt Small Bank
CRA Examinations scheduled for    Quarter of
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Last Update: March 13, 2025